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I'm another retired teacher who just went through this exact process! I collected CalSTRS for about 2 years before taking a job at a local bank, worked there for 17 months, then got laid off in December. Just got my first unemployment payment last week with NO pension reduction at all! The application was pretty straightforward - I applied online, was completely honest about my pension, and EDD determined that since my teaching job wasn't in my base period, there was no offset. My weekly benefit amount is based entirely on my bank wages. One thing I learned: when they ask about pension income during the application, they want to know if you're receiving it from an employer who ALSO paid wages during your base period. Since we're all retired teachers working in completely different industries, this shouldn't apply to us. For anyone still hesitant - definitely apply! The success rate in this thread for retired teachers in our situation seems really high. Just make sure you keep good records and report your pension when you certify every two weeks.
This is such great news to hear! Congratulations on getting your full benefits without any reduction. As someone who's brand new to this community and facing the exact same situation (retired CalSTRS teacher, worked at a non-education job for over a year, recently laid off), your success story is really encouraging. Your point about the pension question asking specifically about employers who ALSO paid wages during the base period is a key clarification - that makes so much sense why we wouldn't have offsets since we're working in completely different industries from teaching. It's amazing to see so many positive outcomes in this thread from retired teachers. I'm definitely going to apply now and follow everyone's advice about being transparent and keeping good records. Thank you for sharing your recent experience!
I'm a retired teacher who just joined this community after finding this incredibly helpful thread! I've been collecting my CalSTRS pension for about 2 years and worked at a nonprofit organization for 13 months before getting laid off last month. Reading through all these success stories from other retired teachers in almost identical situations has been such a relief. I was really worried about applying for unemployment because I kept seeing conflicting information online about pension offsets. But it's clear from everyone's experiences here that the key factor is whether your teaching job is included in your base period or not. Since I worked at the nonprofit for over a year, my base period should only include those wages. I'm planning to apply online this week and will be completely transparent about my CalSTRS pension and employment timeline like everyone has suggested. It's so encouraging to see the high success rate for retired teachers in our situation - from @Nia Davis to @Chloe Taylor and everyone in between. Thanks to everyone for creating such a supportive discussion and sharing your real experiences. I'll definitely update once I hear back from EDD to add another data point for future retired teachers who might find this thread!
Welcome to the community! Your situation is virtually identical to so many others here - it's really reassuring to see this pattern of success for retired teachers. The 13-month timeline at your nonprofit should put you in the same good position as everyone else who's shared positive outcomes. I'm also new here and was initially overwhelmed by all the conflicting information online, but this thread has been a goldmine of real experiences from people who actually went through the process. The consistency in these success stories really speaks to how EDD is properly applying the base period rules. Definitely apply with confidence and keep us posted - it'll be great to have another positive outcome to help future retired teachers who find themselves in this situation!
I work for a credit union and see this kind of delay all the time with prepaid cards. The Money Network system does batch processing overnight, so payments that show as "issued" by EDD on one day typically don't appear until the next business day at the earliest. Since you just activated your card today, I'd expect to see the funds by tomorrow morning. The key thing is that EDD has already released the payment - it's just moving through the banking system now. If you don't see anything by Wednesday morning, that's when I'd call Money Network. They can trace the ACH transfer and tell you exactly when it will post. Hang in there!
This is really helpful to know about the batch processing! I work in retail and deal with payment delays all the time but never knew the technical side of it. Maria, do you know if there's any way to speed up the process or is it just a matter of waiting for the overnight batch to run? Also wondering if weekends affect the timing at all since tomorrow is Tuesday.
I had this exact issue when I first got my Money Network card! The frustration is so real, especially when you need the money for bills. From my experience, EDD's "paid" status just means they've initiated the transfer - it doesn't mean the money is instantly available on your card. Since you just activated today, I'd definitely wait until tomorrow before calling anyone. One thing that helped me was setting up account alerts through the Money Network website - they'll text you when deposits are processed, which gave me peace of mind. Also, make sure you didn't miss any activation steps. When I first got my card, I thought I was done but hadn't set up my PIN properly, which caused a delay. If nothing shows by tomorrow evening, call Money Network first (they're usually pretty helpful) before dealing with EDD's phone system. Your money is probably just stuck in processing - try not to panic yet!
Thanks Isabella! I'm definitely going to set up those account alerts right now - that sounds like it would help with the anxiety of not knowing what's happening. You're right about double-checking the activation too. I think I did everything correctly but I'll go through the steps again just to be absolutely sure. It's so frustrating that they don't explain the processing delays when they send those "payment issued" notifications! Would save people like us a lot of stress. Really appreciate everyone's advice here - feeling much more confident this will resolve itself by tomorrow.
Just wanted to update that I went through my records from when this happened to me. My timeline was: - Filed claim: June 3 - First certification: June 17 - Eligibility interview notice: June 29 (letter arrived July 3) - Interview conducted: July 12 - Determination letter: July 18 (approved) So from filing to interview was almost exactly 5.5 weeks for me. Hope that helps give you some idea of timeline.
Thank you for looking that up! That actually makes me feel better having some idea of what to expect. Did they give you advance notice of the interview date through UI Online or just by mail?
I'm going through a similar situation right now - my former employer is claiming I quit when they actually just stopped scheduling me after promising to keep me on permanently. Reading through everyone's experiences here is really helpful and reassuring that EDD does seem to side with employees when there's good documentation. @Sara I think you have a really strong case based on what you've described. The emails showing they promised to keep you on and your attempts to get clarification about your status should definitely work in your favor. I'm keeping detailed records of everything too after seeing how important that seems to be. Has anyone here dealt with an employer that tries to claim "job abandonment" instead of voluntary quit? That's what I'm worried my former company might try to argue since there was a gap between when my hours got cut and when I finally gave up trying to get them restored.
@Angelina I haven't dealt with job abandonment claims specifically, but from what I understand, EDD looks at whether you made reasonable efforts to maintain employment and whether the employer clearly communicated expectations. If you have documentation showing you were actively trying to get your hours restored and they were unresponsive, that should protect you from an abandonment claim. The key is showing you didn't just disappear - you were trying to work but they wouldn't give you shifts. Maybe others here have experience with that specific situation?
@originalPoster The guidance document is on the EDD website under "Information for School Employees" - it's not very prominently displayed. If you search "EDD Reasonable Assurance" it should come up. One more thing - when you do reach a representative, ask them to check if your previous benefit year is causing any issues. Sometimes there's a glitch where the system thinks you're still in your previous benefit year even though it's been years.
I finally got my issue fixed! For anyone else with similar problems: 1. Called at 8:12am exactly (right after the initial rush) 2. Explained I was laid off from teaching position (permanent separation) 3. Rep transferred me to claims specialist who manually verified my wages 4. Had to submit layoff documentation by fax (yes, fax in 2025 🙄) 5. Took about 10 days for everything to process The key was getting to the right department - regular reps can't override the system for education employees.
Thank you for sharing your success story! This gives me hope. I'm going to try calling at 8:12am tomorrow following your exact steps. Did you have to specifically ask for a claims specialist or did the first rep recognize you needed to be transferred?
This is exactly what I needed to hear! I've been getting so discouraged after weeks of trying. Did the regular rep automatically know to transfer you to a claims specialist, or did you have to specifically ask for that department? Also, do you remember what fax number they had you use? I want to have all my documentation ready to go when I call tomorrow morning.
Yuki Kobayashi
Same situation here! Going on 5 weeks now with zero communication from EDD. I've been calling every single day at 8 AM sharp and still can't get through. It's honestly making me lose sleep at night worrying about rent. The most frustrating part is not knowing if there's an issue with my claim or if they're just backed up. Has anyone had success with the online chat feature, or is that just as useless as the phone lines?
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Dylan Hughes
•I'm in week 3 myself and feeling the same anxiety about rent! The online chat is unfortunately just as bad - I've tried it multiple times and either get disconnected or told to call the phone number. It's like they designed the system to make us give up. Have you tried reaching out to your state assembly member's office? I heard they sometimes have dedicated staff who can help with EDD issues.
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Ethan Wilson
•@Yuki Kobayashi I m'so sorry you re'going through this too! The anxiety is real - I ve'been losing sleep over bills as well. I haven t'tried the assembly member route yet, but that s'actually a really good idea. I m'going to look up my local rep today. Thanks for the suggestion! It s'somehow comforting but (also sad to) know I m'not alone in this mess. Hang in there, we ll'get through this! 💪
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Angelina Farar
I'm going through the exact same thing right now - 4 weeks and counting with absolutely nothing from EDD. It's beyond frustrating, especially when bills keep coming but the payments don't. I've been checking my online account obsessively and calling every morning, but it's like shouting into the void. The worst part is not knowing if there's actually a problem with my claim or if this is just their normal (terrible) processing time. Reading through these comments though, it seems like 4-6 weeks is unfortunately pretty typical. Hang in there Santiago - you're definitely not alone in this struggle! 😔
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Daniel Washington
•@Angelina Farar Thanks for sharing - it really does help to know others are going through the same thing! The shouting "into the void description" is so accurate. I ve'been doing the exact same obsessive checking of my online account multiple times a day hoping something will change. It s'crazy that 4-6 weeks seems to be normal "for" them when people are literally struggling to pay rent and buy groceries. This whole system really needs a complete overhaul. Hopefully we ll'all get some good news soon! 🤞
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