California Unemployment

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I see you've gotten some great explanations here! Just wanted to add my perspective as someone who's been navigating EDD for a while. The commission payment situation you described is actually one of the most common sources of confusion for new claimants. What happened to you is completely normal and correct - EDD processed your claim exactly as they should have. The key thing to remember going forward is that ANY money you receive during a claim week needs to be reported, regardless of when you actually performed the work. This includes final paychecks, commissions, bonuses, severance, vacation payouts, holiday pay, and even things like jury duty compensation. The system calculates your benefits based on the week you physically receive the payment, not when you earned it. It's counterintuitive but that's how it works. For budgeting purposes, I'd suggest keeping a simple spreadsheet or calendar note of any expected payments (even from your old job) so you can anticipate how they'll affect your weekly benefit amount. You handled this situation perfectly by asking questions and learning from it!

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This is such comprehensive advice, thank you! I really appreciate you taking the time to explain everything so thoroughly. The spreadsheet idea is brilliant - I'm definitely going to start tracking any expected payments so I can budget more accurately. It's actually kind of a relief to know this is such a common confusion point for new claimants. Makes me feel less silly for not understanding it initially! Everyone here has been so helpful in explaining how the system actually works. I feel much more confident about future certifications now that I understand the "when you receive it" rule. Thanks again for all the guidance!

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I just wanted to chime in as someone who went through almost the exact same situation! I was so confused when I got my first payment because like you, I was expecting separate deposits for each week. The single payment threw me off completely. What really helped me understand was logging into UI Online and looking at the detailed breakdown in the Payment Activity section - it shows exactly what happened with each week. In your case with the commission, that's actually a super common issue that trips up new claimants. The timing rules are so weird - it doesn't matter that the commission was from work you did before filing, what matters is that you received it during your claim week. I made a similar mistake with a final vacation payout and had the same panic when my payment was less than expected. The good news is you didn't do anything wrong and there's no penalty - you just learned one of those EDD quirks that nobody explains clearly upfront. Keep asking questions here when you're unsure about anything - this community has been a lifesaver for navigating all the confusing EDD rules!

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Thanks Miguel! It's so reassuring to hear from someone who went through the exact same thing. You're absolutely right about the Payment Activity section - that's where I finally saw the "excessive earnings" deduction that explained everything. I had that same panic when I saw only $450 instead of the $900 I was budgeting for! The vacation payout situation you mentioned sounds very similar to my commission issue. It's wild how these timing rules work - I would have never guessed that money from my old job would still affect my unemployment benefits weeks later. This community has been amazing for explaining all these quirky EDD rules that seem so obvious once you know them but are completely mystifying when you're new to the system. Definitely going to keep asking questions here when I run into other confusing situations!

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I'm new to the EDD system and this thread has been incredibly helpful! I'm currently waiting for my claim to be approved but it's reassuring to know that these site outages are somewhat normal (though frustrating). I've bookmarked all the backup options mentioned here - the mobile site, incognito mode, and following their social media for updates. Question for the group: when these outages happen during certification periods, does it typically delay payment processing even after the site comes back up? Or do payments still go out on schedule once you're able to certify? Just trying to understand what to expect since I'll hopefully be certifying for the first time soon.

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Welcome to the EDD journey! From my experience, once you're able to certify (even if it's later due to site issues), payments typically process on their normal schedule. I've had to certify late due to outages a few times and still got paid on the usual day - Tuesday or Wednesday depending on your last name. The key is just getting that certification in before the deadline, which is usually 11:59 PM on your certification day. EDD seems to batch process all certifications regardless of what time they were submitted that day. Just make sure to keep trying throughout the day if you hit technical issues, and don't panic if you can't get in right away. Good luck with your claim approval!

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As someone who's been navigating EDD for over a year now, I can confirm this is unfortunately pretty typical. The site goes down almost every weekend during peak certification hours - it's like they never anticipated that most people would try to certify on Sunday mornings! I've learned to always have a backup plan: mobile site bookmarked, screenshots ready, and I even keep the EDD phone number saved just in case. Pro tip: if you're ever completely locked out on your certification day, don't panic. You can usually still certify the next day without penalties, and worst case scenario, you can call and explain the technical difficulties. They're actually pretty understanding about site outages since it happens so frequently. Glad to see the site is back up for most people now though!

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I'm new to this community and this thread has been incredibly helpful! I had no idea that funds on expired EDD cards could still be recovered. I think I might have an old card from 2021 somewhere in my files - I remember getting unemployment during a brief period between jobs but honestly forgot all about it once I got back to work. Reading through everyone's success stories is really encouraging, especially seeing that the process seems more straightforward than I would have expected. I'm definitely going to search for that card this weekend and give them a call if I find it. Thanks to everyone who shared their experiences - this could literally help so many people recover money they didn't even know they still had access to!

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Mei Liu

Welcome to the community, Daniel! I'm also new here and this thread has been such a goldmine of information. A 2021 card is definitely worth checking - that's recent enough that you should have no problems accessing any leftover funds if there are any. Based on what everyone has shared, it seems like the 2021-2022 timeframe might actually be easier to deal with since that's when they switched to Money Network, so the systems might be more streamlined. It's so easy to forget about these things once you get back to work and life moves on, but like you said, it's basically free money sitting there waiting for you. Definitely worth the weekend search through your files! Good luck and let us know how it goes if you find the card and call them.

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I'm new to this community and just wanted to say how incredibly helpful this entire thread has been! I had no idea that old EDD funds could still be recovered from expired cards. Reading through everyone's experiences has been so enlightening - it seems like this is a much more common situation than any of us realized. I'm pretty sure I have an old card from around 2019 or 2020 that I completely forgot about after getting back to work. Seeing all these success stories gives me hope that it might actually be worth digging through my old paperwork to find it. The step-by-step advice people have shared here about calling EDD first to verify the claim, then contacting the right card issuer, is exactly what I needed to know. Thanks to everyone who took the time to share their experiences - communities like this are so valuable for helping people navigate these confusing systems!

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Welcome to the community, Hunter! I'm also new here and this thread has been absolutely incredible. It's amazing how much valuable information has been shared - I never would have known any of this was possible without stumbling across this discussion. The 2019-2020 timeframe is definitely worth checking since that covers both the pre-pandemic period and the early pandemic unemployment surge when so many people were dealing with job disruptions. Based on all the experiences shared here, it sounds like you have a really good chance of finding leftover funds if you can locate that old card. The community knowledge here about the different card issuers and processes has been so helpful - I feel much more confident about tackling this kind of issue now. Definitely worth spending some time this weekend going through old files!

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That's great news! Thanks for following up with the resolution - it really helps other people who might run into the same issue. Stories like yours are exactly why it's so important to resist the urge to immediately reapply when the system shows confusing messages. The 7-10 day processing window seems to be pretty consistent based on everyone's experiences here. Glad everything worked out for you!

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Absolutely agree! This whole thread should be pinned or something - so many people probably go through this same panic when they see that confusing reapply message. I'm new to all this unemployment stuff and was actually getting worried about my own claim I filed last week, but reading through everyone's experiences here has been super helpful. It's reassuring to know that the 7-10 day wait is normal and that the system just has these quirky glitches during processing.

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This is such valuable information for anyone dealing with EDD! I'm bookmarking this thread for future reference. It's crazy how a simple system glitch can cause so much anxiety when you're already stressed about being unemployed. Bruno, thanks for sharing your experience and following up with the resolution - it really shows how patience pays off even when the system seems broken. For anyone else reading this, it seems like the key takeaways are: 1) Don't panic and reapply immediately, 2) Wait the full 7-10 business days, 3) Watch your mail for the Customer Account Number, and 4) Document work search activities from day one. This community is awesome for helping each other navigate these confusing processes!

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This thread has been incredibly helpful! I'm dealing with a similar situation right now - got my Money Network card 3 days ago, activated it, but I'm getting "insufficient funds" errors at ATMs even though I can hear the automated balance when I call. Based on everything shared here, it sounds like I should try using my old ZIP code (I moved 2 months ago and updated my address with EDD but probably not with Money Network) and maybe wait another day since it's only been 72 hours. One question for the group - has anyone had success getting Money Network to update your address over the phone, or do you have to do it through the website? The website login is giving me issues similar to what the original poster experienced. I'd rather get the ZIP code sorted out properly than keep using my old one long-term. Thanks everyone for sharing such detailed experiences - this is exactly the kind of real-world advice you can't find in the official documentation!

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@96778176a417 You can definitely update your address over the phone with Money Network! I had to do this when I moved last year. When you call the customer service number on the back of your card, just tell them you need to update your address information. They'll verify your identity with the usual questions (name, SSN, current address on file) and can update it right away. The change is usually effective immediately for ATM transactions. However, I'd recommend trying your old ZIP code first at the ATM since you're already dealing with the card not working - that might solve your immediate problem. Then you can call to update your address properly for future use. Also, since it's been 72 hours, you should be well past the 24-hour activation window, so the ZIP code mismatch is probably the culprit. One heads up - when they update your address over the phone, sometimes it takes a few hours for the change to fully sync across all their systems, so don't panic if it doesn't work immediately. The phone reps are usually pretty helpful with address changes compared to some of the other issues people have with Money Network. Good luck!

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I just want to say how amazing this community is! I'm new here and was dealing with my own Money Network card issues when I found this thread. Reading through everyone's experiences and solutions has been incredibly reassuring - it's clear that most of these card problems are temporary and solvable, even though they're super stressful when you're dealing with them. For anyone else who might be new to the EDD Money Network system like I am, here's a quick checklist based on what I've learned from this thread: 1. Wait 24+ hours after phone activation before trying ATM withdrawals 2. Use the ZIP code that's on file with Money Network (might be different from your EDD address) 3. Try fee-free ATMs at 7-11, Walmart, or Target 4. Call Money Network customer service early morning or evening for shorter wait times 5. Ask specifically about security holds if your card isn't working 6. Activate online transactions separately if you plan to pay bills online 7. Consider transferring funds to your regular bank account for easier access Thanks to everyone who shared their experiences - you've saved so many people time and stress! This is exactly the kind of peer support that makes navigating these systems so much easier.

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This checklist is fantastic! As someone who just went through the whole Money Network card activation process last week, I can confirm that following these steps would have saved me so much frustration. I especially wish I had known about the separate online transaction activation - I spent two days thinking my card was defective when I couldn't use it to pay my phone bill online. The ZIP code issue is also super common from what I'm seeing. It's really unfortunate that EDD and Money Network don't sync their address information automatically, but at least now I know to check both systems when I move. Thanks for putting together such a clear summary - I'm definitely bookmarking this thread to reference if I run into any issues in the future!

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@24546eae2e48 This checklist is a lifesaver! I just got my Money Network card yesterday and was feeling pretty overwhelmed after reading about all the potential issues online. Having this step-by-step guide makes the whole process seem much more manageable. I'm definitely going to wait the full 24 hours before trying any ATM withdrawals and make sure I have the right ZIP code ready. It's really reassuring to see how many people have successfully resolved their card issues by following these steps. One quick question - do you know if there's any difference between calling Money Network during weekdays vs weekends for customer service? I'm planning to call tomorrow (Saturday) to verify my address information is correct before I try using the card on Monday.

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