Dont forget that when you file taxes next year, the EDD can cross reference with IRS and see if you had income you didnt report while on unemployment. Better safe than sorry!

I went through something similar last year and ended up calling EDD to get clarity. The rep I spoke with explained it this way: if you're just moving money from one account to another (like withdrawing cash from savings or brokerage), that's not income. But if you made money on investments (capital gains), that IS income and should be reported. Since you mentioned you had $240 in gains, I'd definitely report that amount. It's better to be transparent than risk an audit later. The EDD system can be confusing, but they're really looking for any NEW money you earned, not money you're just moving around between your own accounts.

Just to be super clear about the process - when you certify, you'll see this question: "Do you want federal income tax withheld from this payment?" Just select "No" instead of "Yes" and you'll get your full benefit amount. You can change this each time you certify if needed. It's completely up to you!

Just wanted to add my experience - I've been switching back and forth on the tax withholding option depending on my financial situation each month. Some certifications I need the full amount, others I can afford to have the 10% taken out. The system handles it perfectly fine either way and there's never been any confusion or delays. One tip: if you do decide to skip withholding, consider using a tax calculator online to estimate what you might owe next year based on your total expected UI benefits. That way you can set aside the right amount instead of guessing!

One more thing to consider - if you've worked in other states during your base period, you might be eligible for a combined wage claim. This means EDD would request wage information from other states to potentially increase your benefit amount or duration. Not applicable to everyone, but worth mentioning if you've worked outside California recently.

Just wanted to add that if you're in tech, definitely look into the WIOA (Workforce Innovation and Opportunity Act) programs through your local workforce development board. They sometimes offer retraining funds for people transitioning between careers, especially if your skills need updating for the current market. I know someone who got funding for coding bootcamp refresher courses while their UI was running out. Also, don't forget about networking events and meetups - sometimes the "hidden job market" in tech is stronger than what you see posted online. LinkedIn Premium's free trial might be worth it too for the InMail credits to reach out directly to hiring managers. Hang in there!

Update us if you end up filing a new claim based on that seasonal work! It's possible you might qualify. You need to have earned at least $1,300 in your highest quarter during your new base period. The system will automatically calculate if you're eligible once you submit your application.

Hey Andre, I'm in a very similar situation and wanted to share what I learned from my own experience. I exhausted my benefits last year but was able to file a new claim because I had worked a few months at a temporary job. The key thing is that EDD looks at your "base period" for the new claim, which is typically the first 4 of the last 5 completed quarters before you file. So that seasonal work you mentioned from November/December could definitely help you qualify! When you file the new claim online, the system will automatically check if you meet the minimum earnings requirements. Don't get discouraged if the first attempt doesn't work - sometimes there are technical glitches and you might need to try again or speak to a rep. Also, while you're waiting to hear back on a potential new claim, definitely apply for CalFresh ASAP. The application process can take a few weeks but you might be able to get expedited benefits if you qualify. Many counties also have emergency rental assistance programs that could help with your immediate rent situation. Hang in there - I know how stressful this is, but there are options available even when it feels hopeless!

Hi Logan! I completely understand your frustration - this situation is unfortunately all too common. Here are a few steps that have worked for others in similar circumstances: **First, try calling EDD directly** at 1-833-978-2511 and press 1 for English, then 2 for existing claims. When prompted, press 1-2-4 quickly to bypass some of the automated menus. Explain that you need assistance due to your disability and that BofA is requiring in-person verification you cannot complete. **Request a "flag" on your account** - EDD can sometimes place a note indicating you need disability accommodations, which may allow them to work with BofA on alternative verification methods. **Document everything** - Keep records of all your calls, reference numbers, and the names of representatives you speak with. This will be crucial if you need to escalate. **Consider reaching out to your local Assembly member's office** - Many have constituent service staff specifically trained to help with EDD issues, and they often have direct contacts within the department. The key phrase to use is "reasonable accommodation under the Americans with Disabilities Act." This legally requires them to find an alternative solution that works for your situation. Don't give up - you have rights here, and there should be a way to resolve this without requiring you to physically visit a bank branch. Keep us posted on your progress!

Hi Logan! I'm really sorry you're facing this challenge. As someone who has dealt with similar accessibility issues, I wanted to share a few additional options that might help: **Try BofA's dedicated disability services line** - They have a separate number (1-800-432-1000) specifically for customers needing accommodations. They may be able to arrange mobile verification or accept alternative documentation. **Contact your local Area Agency on Aging** - Even if you're not a senior, they often help people with disabilities navigate benefit issues and may have established relationships with BofA for these situations. **Ask about third-party verification** - Some banks will accept identity verification through trusted third parties like notaries who can come to your home, or even through certain medical facilities. **EDD ombudsman office** - California has an EDD ombudsman specifically for resolving complex cases. You can reach them at 1-800-300-5616. **Document your disability accommodation request** - When you call either BofA or EDD, specifically state "I am requesting a reasonable accommodation under the ADA due to my disability" and ask them to document this request in your file. Remember, both agencies are legally required to provide alternatives that don't create an undue burden on you. Don't let them make you feel like visiting in person is your only option - it's not! Keep advocating for yourself, and consider having a friend or family member help make calls if that would be easier. You've got this! 💪