California Unemployment

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I just wanted to say thank you to everyone who has contributed to this thread! I'm in my first week of unemployment and stumbled across this discussion while researching certification requirements. I have a small monthly retirement distribution ($365) from my former employer and was completely confused about whether to report it or not. Reading through all of your real-world experiences has been incredibly valuable - it's so much more helpful than trying to decipher the official EDD documentation. The consensus is crystal clear: report it honestly during certification and mark "yes" for receiving income. I especially appreciate the practical advice about keeping detailed records in a spreadsheet and the reassurance that EDD is primarily focused on intentional fraud rather than honest mistakes. This kind of peer support makes such a huge difference when navigating such a complex and stressful system. It's comforting to know that so many of us are dealing with similar situations and that people are willing to share their knowledge to help others. Thanks again to everyone who took the time to explain their experiences - you've made this process much less intimidating for newcomers like me!

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I completely agree with you Rachel! This thread has been absolutely amazing for those of us who are new to this whole process. I just filed for unemployment this week and have been so anxious about everything, especially since I have a small 401k distribution I've been taking monthly ($280) and had no clue if I needed to report it. Reading everyone's stories and advice has made me feel so much more confident about doing the right thing. It's incredible how much clearer everything becomes when real people share their actual experiences instead of trying to figure out the confusing official language. I'm definitely setting up that tracking spreadsheet tonight and will report my distribution during certification. Thank you to this whole community for being so supportive and helpful - it really makes a scary process feel manageable!

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I'm so grateful I found this thread! I just started my unemployment claim this week and have been completely overwhelmed by all the certification requirements. I have a monthly pension payment ($395) from my old job that I forgot to mention during my initial phone application - I was so nervous and focused on getting all the employment details right that other income sources didn't even cross my mind at the time. Reading through everyone's experiences here has been incredibly reassuring and educational. It's clear that I need to report it during certification and mark "yes" for receiving income, even though it will likely reduce my weekly benefit amount. What really helps is understanding that EDD is more concerned with people who intentionally try to hide income rather than folks like us who are genuinely confused about the complex rules. I'm definitely going to start keeping detailed records in a spreadsheet like Jessica suggested - having exact dates and amounts documented seems like the smart way to stay organized and avoid any issues down the road. It's both comforting and frustrating to see how many of us are dealing with the same confusion about these reporting requirements. Thank you to everyone who shared their knowledge and real experiences - this community support makes such a difference when navigating such a stressful and complicated system for the first time!

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I'm in the exact same boat as you Yara! Just filed my claim last week and have been absolutely panicking about the certification process. I have a small monthly retirement check ($320) from my previous job's 403b plan that I completely spaced on mentioning during my phone interview. I was so focused on not messing up the work history questions that I didn't even think about other income until afterward. This whole thread has been such a godsend - it's amazing how much more understandable everything becomes when real people share their actual experiences instead of trying to decode the official EDD language. I'm definitely going to report my retirement income during certification and start that spreadsheet tracking system tonight. It's so reassuring to know that EDD focuses more on intentional fraud than honest oversights from people genuinely trying to do the right thing. Thank you to everyone here for making this scary process feel so much more manageable!

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I'm new to this community but dealing with the exact same Money Network notification issues! Been on unemployment for about 3 weeks now and switched to their card thinking it would be more convenient than direct deposit - what a mistake that was. I've tried enabling notifications multiple times but never get any alerts when my benefits are deposited. Reading through all these responses is super helpful though - sounds like there are actually several different fixes to try. Going to start with the dual settings approach (@Omar's suggestion about Account > Communication Preferences AND Settings > Notifications) and if that doesn't work I'll try the simpler email address trick too. It's honestly insane that we have to become tech support experts just to get basic deposit notifications working. Thanks everyone for sharing your solutions!

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Welcome to the community! You're definitely not alone in this frustration - the Money Network notification system is honestly terrible. I'd recommend trying the dual settings fix first since that seems to work for most people, and if you're still having issues after that, definitely try switching to a simpler email address without any dots or special characters. Also don't feel bad about switching from direct deposit - I made the same choice thinking the card would be more convenient, but their system has so many bugs it's almost not worth it. At least with all the workarounds people have shared here, there's hope of getting it working eventually!

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I'm dealing with this exact same issue and it's been driving me crazy! Just got on unemployment benefits last month and switched to the Money Network card thinking it would be simpler than setting up direct deposit. Big mistake - their notification system is completely broken. I've enabled every possible alert setting I can find in the app but still get absolutely nothing when my weekly payments post. Been having to set phone reminders to manually check the app every few days after certifying, which defeats the whole purpose. Reading through all these responses gives me hope though - going to try the dual settings fix first (enabling notifications in BOTH Account > Communication Preferences AND Settings > Notifications) and if that doesn't work I'll switch to a simpler email address without any dots. It's ridiculous that we have to become IT specialists just to get basic deposit alerts working, but at least this community has figured out the workarounds that Money Network's useless customer service couldn't provide. Thanks everyone for sharing your solutions!

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Welcome to the nightmare club! I just joined this community too because I'm dealing with the exact same Money Network notification disaster. Been on benefits for about 2 weeks now and thought the card would be convenient - boy was I wrong! The dual settings fix seems to be the most successful solution based on everyone's experiences here. Definitely try that first, and if it doesn't work, the email address trick seems to help too. It's honestly pathetic that Money Network can't get something this basic working properly, but I'm so grateful this community exists to share actual solutions since their customer service is completely useless. Let me know if the dual settings fix works for you - I'm about to try it myself!

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I just went through this exact same situation and wanted to add my experience! I'm 62 and started collecting Social Security retirement benefits about 3 months ago while still on unemployment. I was completely panicked about whether to report it during EDD certifications. After reading through the EDD handbook multiple times and seeing all the helpful responses in this thread, I can confirm what everyone else has said - Social Security retirement benefits do NOT need to be reported as income when certifying for unemployment in California. I've been certifying without reporting my SS retirement for 12 weeks now and haven't had any issues. The key thing that helped me understand is that Social Security retirement is a federal benefit you've earned through your work history and FICA taxes, not a pension from a specific employer. EDD specifically distinguishes between these types of income - they care about work income, self-employment, and employer-based pensions that might reduce your benefits, but not Social Security retirement. For anyone else dealing with this anxiety - I know how terrifying it is to worry about accidentally triggering an overpayment. But based on my experience and everyone else's here, you can confidently answer "no" to the income questions on your certification if Social Security retirement is your only non-work income. This community has been invaluable for getting real answers when the EDD phone system is impossible to navigate!

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I'm dealing with this exact same situation and this thread has been so helpful! I just turned 62 and started getting Social Security retirement benefits last month while still on unemployment. I've been so worried about whether I need to report it when certifying - I actually called EDD 5 times trying to get through but never could reach anyone. Reading everyone's experiences here has really put my mind at ease. I had no idea that Social Security retirement benefits are treated differently from employer pensions or work income by EDD. I was assuming any retirement money would count as income that needed to be reported. It's such a relief to see so many people confirming they've been successfully certifying without reporting their SS retirement benefits. I've been answering "no" to the income questions but was constantly second-guessing myself. Now I feel confident I'm doing it right! Thank you all for sharing your knowledge and experiences - this community is amazing for helping navigate these confusing EDD processes when their phone system is impossible to get through!

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Welcome to the community! I'm so glad you found this thread - I was in your exact same situation just a couple months ago and the stress was overwhelming. I also tried calling EDD multiple times and never got through (seems to be everyone's experience here!). It's amazing how much peace of mind you get once you understand that Social Security retirement is completely separate from work income or employer pensions in EDD's eyes. I've been certifying without reporting my SS retirement for about 8 weeks now with no issues whatsoever. You're definitely doing it right by answering "no" to those income questions! This community really is a lifesaver when the official EDD resources are so confusing and their phone system is basically non-functional. It's so reassuring to connect with others who've navigated this same situation successfully. You can move forward with complete confidence now!

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Just had my CalJOBS appointment yesterday and wanted to share some current info since I see you're getting great advice but want to add the most recent experience! The link came through both email and UI Online exactly 24 hours before my 2pm appointment. I actually got a bit paranoid and checked every hour leading up to it, but it was right on schedule. My appointment lasted exactly 45 minutes. The counselor was really thorough but not intimidating at all. Here's what we covered: - Reviewed my work search log (I used a simple spreadsheet with company, position, date, application method) - Went through my CalJOBS profile together and made a few real-time updates - Discussed my job search strategy and she gave me some targeted advice - She showed me how to set up job alerts for my specific field Technical stuff: The screen sharing worked perfectly through the browser - no downloads needed. Just make sure you have good internet and know your CalJOBS password by heart! One thing that surprised me: She actually spent time helping me identify transferable skills I hadn't been highlighting. It felt like a genuine career counseling session rather than just a compliance check. The link stayed active for about 15 minutes after my appointment ended (I accidentally clicked it again), but definitely don't count on that buffer time. Bottom line: If you can show you're actively and consistently looking for work, you'll be totally fine. The anticipation is definitely worse than the actual experience. Good luck with yours!

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This is such fresh and helpful information, thank you! I'm really glad to hear they actually made real-time updates to your CalJOBS profile during the appointment - that sounds incredibly useful. I was wondering if they'd just review what I had or if they'd help me improve it on the spot. The fact that she took time to help you identify transferable skills you hadn't been highlighting is amazing - that's the kind of personalized advice that could really make a difference in my job search success. I'm definitely going to make sure my internet connection is solid and practice logging into CalJOBS a few times so I don't fumble with my password during the appointment. It's so encouraging to hear yet another confirmation that this is more about getting helpful guidance than being scrutinized. I'm actually starting to look forward to my appointment now instead of dreading it. Thanks for taking the time to share such current and detailed information!

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I had my CalJOBS appointment about 3 weeks ago and can definitely help ease your worries! The link came through email exactly 24 hours before my scheduled time - I'd recommend setting a phone reminder to check for it since it can sometimes end up in spam folders. My appointment lasted about 40 minutes and was honestly much more helpful than I expected. The counselor had me share my screen (works right through the browser, no special software needed) to review my CalJOBS profile and work search activities. I kept a simple notes file on my phone with company names, job titles, application dates, and where I applied (Indeed, company website, etc.) - nothing fancy but it showed I was organized. The link stays active for about 15-20 minutes after your scheduled time, but definitely don't rely on that buffer. Join right on time or even a few minutes early. A few tips that really helped me: - Update your CalJOBS profile beforehand - they'll review it with you and suggest improvements - Have your login info written down (I always forget passwords when nervous!) - Document any networking activities too - they count toward work search requirements - Test your internet connection beforehand The counselor was genuinely helpful and gave me advice on improving my resume keywords and told me about job resources I didn't know existed. It felt more like free career coaching than an audit. The anticipation is definitely worse than the actual appointment. As long as you can show you're actively looking for work, you'll be fine. You've got this!

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Thanks everyone for all the helpful advice! To update: I spoke with my employer today and they confirmed the reduction starts next Monday. I'm going to apply for partial unemployment as soon as my hours are officially reduced. I also found my past pay stubs showing my consistent 40-hour weeks for the last 9 months. Feeling a bit more prepared now, but still anxious about how long the EDD process might take.

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You're taking all the right steps! Just be prepared that your first payment might take 2-3 weeks to process if everything goes smoothly, potentially longer if there are any questions about your claim. Make sure you certify on time every two weeks once you're in the system, and report any income from on-call shifts accurately. The partial benefits formula reduces your weekly benefit amount by 75% of what you earn (so you still benefit from working when possible).

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btw when u certify make sure u say YES to the question about looking for work and keep a record of job applications somewhere in case they ask for proof!!! they've gotten really strict about work search requirements lately!

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Actually, you might want to check if you're even required to do the work search since you're still employed (just with reduced hours). I think the work search requirement might be waived for partial unemployment claims where you're still working for the same employer. Worth calling EDD to clarify before you start applying to jobs you don't really want!

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@Sergio Neal is right - the work search requirement is typically waived for partial unemployment claims when you re'still employed with the same employer. Since you re'just experiencing reduced hours rather than being completely unemployed, EDD usually doesn t'require you to actively seek other work. However, policies can change, so it s'definitely worth confirming when you file your claim or during your first certification. Save yourself the hassle of applying to jobs you don t'want unless EDD specifically tells you it s'required!

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