EDD debit card account suddenly closed - can't reach anyone to reactivate or get new card
I've had my EDD benefits going to the Money Network debit card since early 2022 and have about $4,700 sitting in the account. I've been really careful with spending, kept my expenses low, and basically used it as a savings buffer. Yesterday I tried to make a purchase and my card was declined. When I checked the mobile app, it says my account is CLOSED! I never closed it! Called Money Network and they said I need to contact EDD directly as they're the ones who supposedly requested the closure. I've tried calling the main EDD number (1-800-300-5616) multiple times, but there's no prompt for this specific issue, and every time I try to talk to a representative it says they're experiencing high call volumes and hangs up on me. I'm freaking out because that money is MINE and I earned those benefits! Can't visit my local EDD office since I moved from California to Nevada recently (still have the CA card though). Is there ANY way to actually talk to a living breathing person at EDD who can help me reactivate the account or issue a new card? I'm worried if I wait too long, something will happen to those funds!
30 comments


Emma Johnson
omg i had a similar issue last month!!! EDD and Money Network keep pointing fingers at each other and meanwhile YOUR MONEY sits in limbo. so frustrating! try calling right when they open at 8am, that's when i finally got through. also try the alternate number 1-833-978-2511 which sometimes has different queuing. good luck and let us know what happens!
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Leila Haddad
•Thanks for the tip about the alternate number! I'll try calling right at 8am tomorrow. Did you eventually get your account reopened or did they have to issue a new card? And how long did it take?
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Ravi Patel
This is actually a fairly common issue that's happening with older Money Network cards from the pandemic era. EDD has been systematically closing inactive accounts as part of their fraud prevention measures, but sometimes active accounts get incorrectly flagged. You need to speak with EDD's specialized benefits card unit, not the general representatives. When you call the main number, try these steps: 1. Call at 8:01am precisely (not 8:00 - everyone calls then) 2. When the automated system answers, press 1 for English (or 2 for Spanish) 3. Then press 1 for questions about an existing claim 4. Wait for the next menu and press 1 again 5. When asked for your SSN, enter it then press # 6. When the next menu comes, press 4 for payment information This should route you to the payments department. Be prepared with your claim ID and the last 4 digits of your Money Network card. They can reactivate your account or issue a new card to your current address in Nevada.
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Leila Haddad
•These specific instructions are SUPER helpful! I've been trying random combinations of options with no luck. I'll follow this exact sequence tomorrow morning at 8:01. Fingers crossed I get through!
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Astrid Bergström
My cousin work for edd and she told me they are doing account purges of cards that were issued during covid u have to call them DIRECTLY because money network cant do anything once edd flags the account for closure. my cousin says a lot of people with out of state addresses r getting flagged by the system
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Leila Haddad
•That makes sense since I moved to Nevada. So annoying that they'd just close it without any notification though! Did your cousin happen to mention if the funds are safe in the meantime?
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PixelPrincess
I've been through this exact situation and spent WEEKS trying to get it resolved. The regular EDD phone lines are absolutely useless for this specific problem. After trying for days, I found a service called Claimyr that got me through to an actual EDD representative in about 20 minutes. It costs money, but honestly, with $4,700 at stake, it was worth every penny to me. You can check them out at claimyr.com - they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Once I got through to an actual person, they were able to see that my account was flagged because I hadn't used the card in 90+ days. They removed the flag and had Money Network reactivate my card within 48 hours. If you need a new card sent to Nevada, they can do that too, but it takes about 7-10 business days to arrive.
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Omar Farouk
•does that actually work? feels like paying to get what should be free government service 🙄
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Chloe Martin
I HATE THAT THEY DO THIS!!! I had $2300 in mine and they closed it after I moved to Arizona. Took me FOREVER to get it fixed. The absolute worst part is that they don't even send you a notification that they're about to close your account! Like maybe send an email or a text first? EDD is completely BROKEN and they just don't care about people who actually need that money. One thing I learned: they have a 180-day limit for claiming the money after account closure. So don't wait too long to get this fixed or you could potentially lose access to the funds completely!
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Leila Haddad
•Oh my god, there's a time limit?? Now I'm really panicking. Did you eventually get your money back? Please tell me this has a happy ending.
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Ravi Patel
To address the timeline concern: The 180-day limit mentioned is partially correct, but needs clarification. When EDD closes a Money Network account, the funds don't disappear immediately. There's a 180-day window where getting the account reactivated is relatively straightforward. After that period, the funds get transferred to the state's Unclaimed Property division, where you can still recover them, but it becomes a more complex process. But don't panic! Your funds are still legally yours - California law protects benefit payments even after account closure. The key is to resolve this quickly to avoid the more complicated Unclaimed Property claim process. I recommend documenting all your attempts to contact EDD (dates, times) as this can be helpful if you need to escalate the issue. Also, when you do reach a representative, request a confirmation number or reference number for your case.
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Leila Haddad
•Thank you for that clarification - that makes me feel a bit better knowing the money doesn't just vanish. I've started keeping a log of all my calls and attempts like you suggested. I'll make sure to get a reference number when I finally reach someone.
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Omar Farouk
maybe try the ui online portal? sometmes you can submit a request that way without calling
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Leila Haddad
•I tried UI Online already but there's no option specifically for closed Money Network accounts. The message center doesn't seem to get responses either - I sent three messages last week with no reply.
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Diego Fernández
After I struggled with the same issue last month, I finally got through by using the trick where you call, and as SOON as the automated system picks up, press 0 repeatedly about 4-5 times. Sometimes this bypasses the menu and puts you in the general queue. It doesn't always work, but it's worth trying alongside the other suggestions here. Also, make sure to have your claim ID, last 4 of SSN, and Money Network card number ready when you call. The representatives will ask for all of this to verify your identity, especially since you're calling from out of state. My account was reactivated within 3 business days after I finally spoke with a representative, and they explained they've been closing accounts as part of a "system update" (their words). They were actually quite helpful once I got through to a human.
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Leila Haddad
•Interesting! I'll try the 0 trick too. Did they have to send you a new card or were they able to reactivate your existing one?
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Emma Johnson
any luck yet? curious to know if you got through!
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Leila Haddad
•Update: I tried calling at 8:01am following the menu options that @helpfulEDDguy suggested, and I got through after about 45 minutes on hold! The representative confirmed my account was flagged because of my out-of-state address. She removed the flag and said my Money Network account should be reactivated within 3-5 business days. I also requested a new card to be sent to my Nevada address just in case. Fingers crossed it all works out! Thanks everyone for your help!
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QuantumQuest
•That's awesome news! So glad you got through and got it resolved. The out-of-state address flag makes total sense - seems like a lot of people are running into this issue. Definitely keep us posted on whether the reactivation actually goes through in the next few days. This whole thread is going to be super helpful for others dealing with the same problem!
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Hugo Kass
This is such great information for everyone dealing with this issue! I'm a newcomer here but have been lurking and reading horror stories about EDD for months. It's really encouraging to see that there ARE actual solutions and that people do get their money back eventually. The step-by-step phone instructions and the tip about calling right at 8:01am seem to be the real game-changers here. For anyone else reading this thread - it sounds like the key takeaways are: 1) Don't panic, your money is still legally yours, 2) Follow the specific phone menu sequence that @helpfulEDDguy provided, 3) Call at 8:01am sharp, and 4) Be prepared with all your account info. Really hoping @LeiliH's reactivation goes smoothly and her new card arrives without issues!
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Andre Laurent
•Welcome to the community! You're absolutely right - this thread has become like a mini-guide for dealing with closed Money Network accounts. It's so frustrating that EDD makes this process so difficult, but at least we can help each other navigate it. I'm also keeping my fingers crossed for @LeiliH that everything works out smoothly. Hopefully her success story will give hope to others who are dealing with this same nightmare!
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Nora Brooks
This whole thread is incredibly helpful! I'm dealing with a similar situation where my EDD card was suddenly deactivated after moving from California to Oregon. Reading through everyone's experiences and solutions gives me hope that this can actually be resolved. The detailed phone menu instructions from @helpfulEDDguy are exactly what I needed - I've been randomly pressing buttons and getting nowhere. @LeiliH - so glad you got through and got it sorted! Please keep us updated on whether the reactivation actually works. I'm going to try the exact same approach tomorrow morning at 8:01am. It's ridiculous that we have to jump through so many hoops just to access our own money, but at least this community has figured out the system. Thank you all for sharing your experiences and solutions!
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Hiroshi Nakamura
•Welcome to the community @NoraB! It's so frustrating that so many of us are going through the exact same thing with out-of-state moves triggering these account closures. The fact that EDD doesn't even notify people beforehand is just cruel. Definitely try the 8:01am approach with those specific menu options - it seems like that's been the most successful method based on everyone's experiences here. Good luck tomorrow morning! And yes, @LeiliH please keep us posted on how the reactivation goes - your update will probably help a bunch of other people who find this thread later.
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CosmicCruiser
As someone who just joined this community after dealing with my own EDD nightmare, I can't tell you how valuable this thread is! I've been searching everywhere for real solutions to the closed Money Network card issue and this is the first place I've found actual step-by-step help that works. @LeiliH - congratulations on getting through! Your persistence really paid off. I'm curious - did the representative give you any timeline on when to expect the new card in Nevada? I'm in a similar situation where I'll need a new card sent to my current address. The fact that so many people are experiencing this same issue with out-of-state moves really shows there's a systemic problem with how EDD handles address changes. It's infuriating that they close accounts without warning, but I'm grateful this community has cracked the code on how to actually reach a human being who can help. I'll definitely be trying the 8:01am call with those specific menu prompts tomorrow!
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Zara Perez
•Welcome to the community! I'm also new here and have been following this thread closely. @LeiliH mentioned earlier that the representative told her the new card would take 7-10 business days to arrive in Nevada, so hopefully that timeline applies to other out-of-state situations too. It's really reassuring to see that there's actually a light at the end of the tunnel with this issue. The step-by-step phone instructions from @helpfulEDDguy seem to be the real key - I'm planning to try the same approach myself since I'm dealing with a similar situation after moving to Arizona. Thanks everyone for creating such a helpful resource thread!
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Dylan Fisher
Just wanted to add my experience as someone who went through this exact same situation a few months ago! I had my EDD card closed after moving from California to Texas, and like everyone here, I had that panic moment of "where did my money go?!" The phone menu sequence that @helpfulEDDguy shared is absolutely golden - that's exactly how I finally got through after weeks of failed attempts. One additional tip: if you get disconnected or the system hangs up on you (which happened to me twice), don't give up! Sometimes the system gets overwhelmed even with the correct menu path. I had to call back three times on the same morning before I finally got into the queue. Also, when you do get through to a representative, ask them to add notes to your account about the out-of-state address situation. This way if you need to call back for any reason, the next rep will see the context immediately rather than having to explain everything from scratch. @LeiliH - so happy you got it resolved! This thread is going to be a lifesaver for so many people dealing with this same frustrating situation.
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Rudy Cenizo
•This is such valuable advice! I'm new to this community and just reading through this entire thread has been incredibly eye-opening. The fact that you had to call back three times even with the right menu sequence shows how persistent you really need to be with EDD. Your tip about asking them to add notes to the account is brilliant - I never would have thought of that but it makes total sense for future calls. It's so helpful to have people like you and @helpfulEDDguy sharing the actual tactics that work rather than just generic "call EDD" advice. Really gives me confidence that when I face this situation (seems inevitable based on all these stories!), there's actually a path forward. Thanks for adding your experience to this amazing resource thread!
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Aisha Jackson
Wow, this entire thread is like finding gold after hours of searching for real solutions to EDD issues! I just joined this community specifically because I'm facing the exact same problem - my Money Network card was suddenly deactivated after I moved from California to Colorado, and I have over $3,000 stuck in the account. Reading through everyone's experiences here has been both frustrating (realizing how common this issue is) and incredibly hopeful (seeing that there ARE actual solutions that work). The detailed phone navigation from @helpfulEDDguy is exactly what I've been looking for - I've been calling randomly and getting nowhere for the past two weeks. @LeiliH - congratulations on getting through! Your success story gives me so much hope. I'm definitely going to try the 8:01am approach with those specific menu options tomorrow morning. It's absolutely ridiculous that EDD makes this so difficult and doesn't even notify people before closing accounts, but I'm so grateful this community has figured out the system. Thank you all for sharing your experiences and creating what's basically become a comprehensive guide for dealing with closed EDD cards. This is exactly the kind of real, actionable help that people desperately need when dealing with EDD's broken system!
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ElectricDreamer
•Welcome to the community @AishaJ! I'm also brand new here and honestly stumbled across this thread while desperately searching for solutions to my own EDD card closure nightmare. It's both comforting and infuriating to see how many of us are dealing with this exact same situation - clearly EDD has a serious systemic issue with how they handle out-of-state moves. What really strikes me is how this community has basically reverse-engineered the EDD phone system to actually help people access their own money. The step-by-step instructions from @helpfulEDDguy are like a treasure map through EDD's deliberately confusing maze. It shouldn't be this hard to reach a human being about our own benefits! I'm planning to try the 8:01am call strategy myself next week (I'm in a similar boat after moving to Oregon), and reading everyone's success stories here gives me actual hope that this can be resolved. @LeiliH's update about getting through and having her account flagged removed is exactly the kind of proof we need that persistence with the right approach really works. Thanks everyone for creating such an invaluable resource - this thread should be pinned somewhere for all the people who will inevitably face this same issue!
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Alberto Souchard
This thread has been incredibly helpful! I just joined this community after discovering my EDD Money Network card was suddenly closed following my move from California to Washington state. I have about $2,800 in the account and was absolutely panicking when I couldn't access it. Reading through everyone's experiences here - especially @LeiliH's successful resolution and @helpfulEDDguy's detailed phone navigation steps - has given me so much hope that this can actually be fixed. It's both reassuring and maddening to see how widespread this issue is with out-of-state moves triggering automatic account closures. The fact that this community has essentially cracked the code on navigating EDD's phone system is amazing. I'm definitely going to try the 8:01am approach with those specific menu sequences tomorrow morning. @LeiliH - thank you for sharing your update about getting through and having the flag removed! Did your account end up getting reactivated within the 3-5 day timeframe they promised? It's absolutely ridiculous that we have to become phone system detectives just to access our own earned benefits, but I'm so grateful for everyone sharing their real experiences and solutions here. This thread should honestly be required reading for anyone dealing with EDD issues!
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