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If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
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- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
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Hey Sergio! I went through this exact same situation about 6 months ago and totally understand the stress. Here's what helped me: EDD certifications always open at midnight on Sundays for the two-week period that just ended. Since you're starting work Wednesday, you'll certify that following Sunday for the week that includes Wed-Sat of work. The key thing is to report your GROSS earnings (before taxes) for those 4 days even if you haven't gotten your first paycheck yet. You can estimate based on your hourly rate x hours worked. EDD will reduce your weekly benefit by (earnings - $25), so if your weekly benefit is $400 and you earn $200 that week, you'd get $400 - ($200 - $25) = $225. Set a reminder for Sunday morning to certify right away - I always did mine around 6am to avoid any system issues. And seriously, be super accurate with your reporting. EDD's computers eventually catch everything through wage crosschecks, so honesty is the best policy. You've got this!
Thanks Jamal, this is super helpful! I really appreciate you breaking down the math - seeing the actual calculation makes it so much clearer. The $400 - ($200 - $25) = $225 example really helps me understand what to expect. I'm definitely going to set that Sunday morning reminder like you suggested. It's such a relief to hear from people who've been through this exact situation successfully. The stress was really getting to me but everyone's advice here has made me feel so much more confident about handling this transition properly!
Welcome to the community! I see you're getting great advice here already. Just to echo what others have said - definitely report those Wed-Sat earnings when you certify on Sunday, even without a paycheck yet. One tip that really helped me when I was in a similar situation: if you're unsure about your exact gross daily rate, it's better to slightly overestimate than underestimate. EDD will adjust things later when they get your actual wage reports from your employer, but underreporting can trigger penalties. Also, keep good records of your hours and pay calculations - screenshot or write down exactly what you reported each week. This saved me during a later audit when EDD questioned some of my partial week certifications. The transition period is always nerve-wracking but you'll get through it!
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I just switched to direct deposit last week and I'm still waiting for it to process too! Reading through all these responses is super helpful - sounds like the 3-5 business day timeline is pretty standard. I was getting anxious because my certification is coming up soon and I wasn't sure what to expect. It's reassuring to see that even if there's one more payment to the card, the direct deposit will kick in after that. The Money Network card has been such a pain with all the fees and delays, so I'm really looking forward to having my payments go straight to my bank account. Thanks everyone for sharing your experiences!
You're definitely not alone in dealing with this transition! I'm actually new to this whole process myself - just filed my first claim a couple weeks ago and was initially overwhelmed by all the payment method options. After reading through everyone's experiences here, it sounds like direct deposit is absolutely the way to go once it's set up. The Money Network card seems to cause nothing but headaches with fees, delays, and lost cards. I'm planning to switch to direct deposit as soon as my first payment comes through. Thanks to everyone for sharing such detailed timelines and tips - this thread has been incredibly helpful for understanding what to expect!
I made the switch to direct deposit about 8 months ago and it was honestly one of the best decisions I made during my unemployment period. The 3-5 business day processing time that everyone mentioned is spot on - my experience was exactly 4 business days. Your Monday payment will almost certainly still go to the Money Network card since you just switched yesterday, but after that you'll be golden. One tip I don't think anyone mentioned yet: make sure to screenshot or print your direct deposit confirmation page from UI Online once the change is complete. I had a situation where EDD's system glitched and temporarily reverted my payment method back to the card, and having that confirmation helped me get it sorted out quickly when I called. Also, the direct deposit payments typically hit your account around 11 PM - 2 AM Pacific time, so don't panic if you don't see it first thing in the morning after certification. The reliability and speed compared to that awful Money Network card is night and day!
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I've been following this thread and wanted to share something that might help future folks dealing with Money Network issues. I work in IT and noticed that many of these login problems happen during their scheduled maintenance windows, but they're terrible at communicating the exact timing. Here's what I've learned from dealing with similar systems: the authentication servers often get overwhelmed when they come back online after maintenance because everyone tries to log in at once. If you're still having trouble even after the "scheduled" end time, try waiting 2-3 hours after the official maintenance window ends before attempting to log in again. Also, for anyone tech-savvy, you can check if their servers are actually responding by pinging prepaidcardstatus.com - if you get timeouts, the issue is definitely on their end and not your device. Just open Command Prompt (Windows) or Terminal (Mac) and type "ping prepaidcardstatus.com" to test connectivity. The community advice here about having multiple backup plans is absolutely essential. I keep a small emergency fund in my regular checking account specifically for these situations, and I've taught my elderly neighbor (who also gets EDD benefits) about the cash back options at stores since she's not comfortable with apps or websites. We have to look out for each other when these systems fail us!
This is such helpful technical insight! I had no idea about the server overload issue after maintenance - that explains why sometimes the app works again hours later than they say it will. The ping command tip is really smart too, though I'll probably need to google how to actually do that on my computer. Your point about waiting 2-3 hours after the official end time is something I'll definitely remember for next time. It's so cool that you're helping your neighbor navigate these systems too - the elderly folks dealing with EDD probably have an even harder time with all these technical issues. This whole thread has really opened my eyes to how much we need to support each other when these unreliable systems let us down. Thanks for bringing the IT perspective to help us understand what's actually happening behind the scenes!
I just wanted to say how grateful I am for this entire thread! I found it while desperately googling "Money Network login error" at 2 AM because I was panicking about not being able to access my benefits. Reading through everyone's experiences and solutions has been like finding a treasure trove of practical advice that you just can't get from official sources. I tried the mobile website suggestion and it worked immediately when the app wouldn't! I also just set up those email filters for Money Network notifications and found two maintenance alerts I had completely missed in my spam folder from last month. What really strikes me is how this community has essentially created the user manual that Money Network should have provided. The tips about MoneyPass ATMs, cash back at stores, calling at 6 AM, and transferring funds immediately are all things that should be basic information they give everyone, but instead we have to figure it out through trial and error and share it with each other. I'm bookmarking this thread and definitely following all the backup plan advice. Already downloaded the MoneyPass app and I'm going to open a credit union account specifically for EDD transfers like several people suggested. Never again do I want to feel that panic of being locked out of my own money when bills are due! Thanks to everyone who took the time to share their hard-earned knowledge - you've probably helped dozens of people avoid the stress and financial problems these outages cause.
I'm so glad you found this thread helpful! I'm actually new to this community too and stumbled across it while having the exact same Money Network panic attack. It's incredible how everyone has shared such detailed, practical solutions that actually work. I just tried the mobile website trick myself after reading your comment and it worked perfectly! The fact that we've all had to become amateur tech support specialists just to access our own benefits is honestly ridiculous, but at least we're helping each other figure it out. I'm definitely following all the backup plan advice too - already started the process of opening a separate account for transfers. This thread should seriously be pinned as essential reading for anyone dealing with EDD benefits. Thanks for highlighting how valuable this community knowledge really is!
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This thread should be pinned as a resource! I'm currently on day 8 of my Money Network card being frozen with $2,340 stuck in there, and reading everyone's experiences has been eye-opening. I've been doing exactly what doesn't work - calling Money Network repeatedly and getting nowhere. The pattern is so clear from all these stories: Money Network customer service is completely powerless to actually resolve security holds, while EDD can get it fixed in 1-2 days. I had no idea EDD could intervene directly with these payment card issues! Going to try the Claimyr service first thing tomorrow morning using the exact approach everyone has outlined. The specific scripts and tips shared here (especially about mentioning financial hardship and having all info ready) are incredibly helpful. It's honestly shocking that a state agency continues to partner with such a dysfunctional payment provider when there are so many documented issues. But at least this community has figured out the actual solution that works. Thank you everyone for sharing your real experiences - this thread is going to help so many people get their benefits unlocked!
Chloe, you're absolutely right that this thread should be pinned! I'm new to this community but dealing with the exact same nightmare - my Money Network card got frozen yesterday with $1,890 stuck in there and I was about to start the whole Money Network customer service runaround. Reading through everyone's experiences here just saved me days of frustration! It's incredible how consistent everyone's story is - Money Network gives you the scripted "7-10 business days" response while EDD can actually fix it in 24-48 hours. The fact that you've been stuck for 8 days is exactly why I'm going straight to the EDD approach instead of wasting time with Money Network. The step-by-step guidance everyone has shared here is gold - using Claimyr to bypass phone queues, asking specifically for help with "Money Network payment card security hold," and emphasizing financial hardship. This is the kind of real-world intel you can't get anywhere else! Thank you to everyone who took the time to document what actually works. Going to try this approach first thing Monday morning and hopefully add another success story to this thread. The Money Network system is clearly broken but at least there's a proven workaround!
This entire thread is incredibly helpful and should definitely be bookmarked by anyone dealing with Money Network issues! I'm actually going through this right now - my card has been frozen for 3 days with $1,425 trapped in there. I was getting ready to spend another day calling Money Network customer service, but after reading all these experiences I'm convinced that's just going to be a waste of time. The consistency in everyone's stories is remarkable - Money Network gives you the runaround for weeks while EDD can resolve it in 1-2 days. I had no idea that EDD could directly intervene with Money Network security holds! The specific scripts and step-by-step approaches shared here are exactly what I needed. Going to use the Claimyr service tomorrow and follow the proven playbook: ask for help with "Money Network payment card security hold," emphasize financial hardship with specific bill due dates, and make sure the EDD rep submits the emergency release request directly rather than transferring me back to Money Network. Thank you to everyone who shared their real experiences and solutions - this community support makes all the difference when you're dealing with these broken systems. Will definitely update once I get this resolved and immediately switch to direct deposit to avoid this nightmare in the future!
Darcy Moore
I'm currently going through this exact situation and your post gives me hope! I was also denied with the "reasonable assurance" reasoning even though I'm just on the sub call list with zero guaranteed hours. After reading all these success stories, I'm definitely going to appeal. The key points I'm seeing are: 1) Get an official letter from HR stating sub work is "as-needed with no guarantees", 2) Document the inconsistent work patterns with actual hour/income records, and 3) Show active job searching outside of education. One thing I'm wondering - for those who won their appeals, did you emphasize in your personal statement that you're seeking permanent full-time work rather than just waiting for school to resume? It seems like proving you're not just planning to return to subbing might strengthen the case. The financial stress is so real right now, but seeing everyone's success stories makes me feel like there's actually a good chance if we document everything properly. Thanks for starting this thread - it's exactly what substitute teachers need to see!
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Isabella Oliveira
•Yes, emphasizing that you're actively seeking permanent full-time work outside of education is definitely important! I mentioned in my appeal that I was applying for office jobs, retail positions, and other work - not just waiting around for school to start again. This helped show EDD that I was genuinely unemployed and looking for immediate income, not just taking a planned break between school years. The combination of proving no guaranteed sub hours AND demonstrating active job searching for non-education work really strengthened my case. You're absolutely right about those three key points - that's exactly the formula that seems to work for most successful appeals. Good luck with yours!
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Yara Assad
I'm also a substitute teacher who just got denied with the same "reasonable assurance" excuse! This thread is incredibly helpful - I had no idea so many subs were successfully winning appeals. My situation is almost identical to everyone else's: I'm just on the call list with zero guaranteed hours, and last summer I barely got any calls at all. Reading all these success stories gives me the confidence to fight this denial instead of just accepting it. I'm going to start gathering all the documentation mentioned here: my variable work history, an HR letter confirming "as-needed" status, job search records, and definitely those portal screenshots showing when no assignments are available. The key insight about "reasonable assurance" requiring actual guaranteed work vs. just being eligible really clarifies what I need to prove. It's frustrating that EDD seems to automatically deny all school employees without looking at our specific circumstances as subs, but at least now I know there's a real path to winning on appeal. Thank you everyone for sharing your experiences - this is exactly what I needed to see!
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