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Just found out I'm ineligible for SDI as a teacher - what are my options?

I just found out I'm not eligible for SDI because my teacher job didn't pay into it. Anyone else been in this situation? What did you do?

Tom Maxon

I found a way to solve teacher SDI eligibility issues, watch this: https://www.youtube.com/watch?v=uCDAd6wXCRs

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Evelyn Xu

Ugh, that sucks! I had a similar issue when I worked as a contractor. It's frustrating to realize you're not covered when you need it most. Have you looked into any alternative options?

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Sophia Russo

Not yet, I'm still trying to wrap my head around this. Any suggestions?

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Evelyn Xu

You might want to check if you qualify for unemployment instead. It's not the same, but it could help. Also, some districts offer their own disability coverage - might be worth asking HR about that.

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Dominic Green

Yeah, def talk to HR. Sometimes there are options we dont even know about. Good luck!

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Hannah Flores

This is a common issue for teachers and some other public sector employees. Unfortunately, if you didn't pay into SDI, you're not eligible. Some options to consider: • Check if your district offers an alternative disability insurance • Look into private disability insurance options • See if you qualify for any other state or federal assistance programs • Consider applying for unemployment if you're unable to work • Talk to your union rep if you have one - they might have resources or advice It's a tough situation, but don't give up. There might be other avenues of support available.

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Sophia Russo

Thank you so much for this detailed response! I'll definitely look into these options. Didn't even think about talking to the union rep.

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Kayla Jacobson

This is great advice. I wish I had known this when I was teaching. The system is so confusing sometimes 🤦‍♀️

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William Rivera

man, the whole system is rigged against us. why tf do we even pay taxes if we cant get help when we need it? 🤬

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Grace Lee

I feel your pain. I was in the same boat last year. It's a real shock when you find out you're not covered. Have you considered reaching out to local non-profits? Some offer emergency assistance for situations like this.

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Sophia Russo

That's a good idea, I hadn't thought of that. Do you have any specific organizations in mind?

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Grace Lee

It really depends on your area, but try searching for "emergency financial assistance" + your city/county. Also, some religious organizations offer help even if you're not a member. Worth a shot!

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Mia Roberts

Hey, I know this isn't a solution to your SDI problem, but I found a way to actually get someone on the phone at EDD. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/DOLxZQb92wM

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The Boss

Sounds kinda sketchy. Is it legit?

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Mia Roberts

Yeah, it's totally legit. I was skeptical at first too, but it saved me hours of frustration. Worth every penny imo.

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Evan Kalinowski

$20 just to talk to someone? That's ridiculous. The system is so broken 😤

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Mia Roberts

I get it, but think about how much time and stress it saves. For me, it was worth it to finally get some answers.

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Victoria Charity

have u tried appealing the decision? sometimes they make mistakes. might be worth a shot 🤷‍♂️

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Sophia Russo

I didn't know that was an option. How would I go about doing that?

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Victoria Charity

You can usually find appeal forms on the EDD website. Fill it out and explain your situation. Can't hurt to try!

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