SDI payment authorized but not deposited - How long does EDD usually take?
Has anyone else had their payment authorized but not deposited? I'm getting frustrated because it's been a few days and the money still hasn't hit my account. The website shows it as authorized, but my bank account is still empty. I really need this money to pay bills. Anyone know what's going on or how long this usually takes?
34 comments

Tom Maxon
I found a way to solve authorized payment not deposited, watch this: https://www.youtube.com/watch?v=Z7I-UyKiGgE
0 coins
Jace Caspullo
Here's what you need to do: 1. Check your claim status online - make sure there are no pending issues. 2. Verify your bank info is correct in the system. 3. Call the EDD and ask about the delay. Be prepared to wait on hold for a while. 4. If they can't help, file an appeal or contact your local representative. 5. Document everything - dates, times, who you spoke to. Don't give up! It's frustrating, but persistence pays off. Good luck!
0 coins
Hunter Hampton
AuthorThank you so much for this detailed advice! I'll start working through these steps today.
0 coins
Melody Miles
This is great info. Wish I had known this months ago when I was struggling with the same issue.
0 coins
Aaron Boston
Solid advice! It really helps to have a systematic approach in dealing with issues like this.
0 coins
Sofia Peña
Same boat here. Its been almost a week for me. Starting to get worried.
0 coins
Aaron Boston
It's frustrating, isn't it? I hope they resolve this soon for both of us.
0 coins
Ashley Simian
It's not uncommon for payments to show as authorized but not be deposited immediately. There can be various reasons for this, including processing times at both the issuing agency and the bank, or verification processes that need to be completed. Typically, financial institutions have their own processing timelines, which can add a few days to the deposit time. It's advisable to check with your bank to ensure there are no holds or issues on their end. Additionally, contacting the issuing agency can provide clarity and possibly expedite the process. If the delay extends beyond a typical timeframe, it's prudent to follow up regularly and consider leveraging tools like Claimyr, which can help reduce waiting time on the phone. However, remember to weigh the necessity of such paid services against their cost and potential benefit. Stay persistent, as these issues can be resolved with timely follow-ups and proper documentation.
0 coins
Oliver Cheng
Thanks for the detailed explanation, it makes sense now why there might be delays.
0 coins
Taylor To
Good to know! I'll keep this in mind if I encounter similar issues.
0 coins
Eva St. Cyr
idk man, sometimes it just takes time. mine took like 2 weeks to show up once. system's whack 🤷♂️
0 coins
Kristian Bishop
Yeah, patience is key. It sucks, but sometimes it's just a waiting game.
0 coins
Finnegan Gunn
Pro tip: start documenting EVERYTHING. Dates, times, screenshots. You might need it if you have to appeal or prove your case later.
0 coins
Miguel Harvey
Great advice! Documentation can really save you in a pinch.
0 coins
Sophia Carter
I had this happen last month. Turns out there was an issue with my bank info. Double-check that all your banking details are correct in the system.
0 coins
Hunter Hampton
AuthorThanks, I'll take a look. But wouldn't they have notified me if there was a problem?
0 coins
Sophia Carter
You'd think so, but their communication isn't always great. Better to check yourself.
0 coins
Nathaniel Mikhaylov
have you tried calling them? sometimes you gotta be proactive and get someone on the phone
0 coins
Hunter Hampton
AuthorI've tried, but I can never get through. It's always busy or I'm on hold forever.
0 coins
Nathaniel Mikhaylov
Yeah, it's a pain. I found a way tho. Used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Check out this video: https://youtu.be/1X-mEsLtbmQ
0 coins
Kaitlyn Otto
Have you checked if there's a hold on your account? Sometimes they do that for verification purposes.
0 coins
Hunter Hampton
AuthorHow do I check for a hold? The website doesn't show anything obvious.
0 coins
Kaitlyn Otto
It's not always clear. You might need to call and ask specifically about holds or pending verifications.
0 coins
Axel Far
I've dealt with holds before. It's annoying, but calling is usually the only way to find out.
0 coins
Jasmine Hernandez
This happened to me last year. Turns out my bank was the problem, not EDD. Might wanna give your bank a call too.
0 coins
Luis Johnson
Good point! Sometimes banks have their own delays or issues.
0 coins
Ellie Kim
ugh, another day, another edd problem. when will it end? 😩
0 coins
Fiona Sand
Probably never. The whole system needs an overhaul.
0 coins
Mohammad Khaled
It'll end when we all get jobs and don't need it anymore. So... never? 😂
0 coins
Alina Rosenthal
Let's hope they improve things soon. It's exhausting dealing with these issues constantly.
0 coins
Chloe Zhang
This is ridiculous. The system is so broken. We're all struggling and they can't even get payments right. 🤬
0 coins
Brandon Parker
Preach! 👏 I've been dealing with this nonsense for months. It's like they want us to suffer.
0 coins
Adriana Cohn
Calm down, guys. The people working there are doing their best. It's a complicated system.
0 coins
Isabel Vega
I've been through this exact situation before. In my experience, it usually takes 3-5 business days from when it shows "authorized" to when it actually hits your account. The delay can be due to processing times between EDD and your bank, or sometimes there are weekend/holiday delays. One thing that helped me was logging into my bank's online portal to check for any pending deposits - sometimes they show up there before they're actually available. Also, if you have direct deposit set up, double-check that your routing and account numbers are still correct in the EDD system. If it's been more than a week, definitely call both EDD and your bank. I know the wait times are brutal, but it's worth it to get answers. Hang in there - the money will come through!
0 coins