EDD SDI payment shows 'qualification' in activity log - no debit card yet. What now?

Qualification usually means they approved ur payment but it hasnt been sent out yet. they probably havent mailed the card yet give it a few more days. when mine got approved it took like 10 days after seeing that status to get the card

The "qualification" status means the payment has been authorized but is still being processed. The first payment typically takes longer because they need to: 1. Verify all eligibility requirements are met 2. Set up the payment account in their system 3. Issue and mail the EDD debit card to you You should receive the Bank of America EDD debit card within 7-10 business days from when that status appeared. Once you have the card, all future payments will automatically be loaded onto it. They'll never tell you exactly when it's mailed, but I recommend calling Bank of America EDD customer service (number on the EDD website) after 5 business days if nothing arrives. They can confirm if a card was mailed and when.

I went through this exact situation last month. "Qualification" is EDD's way of saying "we've qualified this payment for processing" - it's basically their internal approval step. You have two options: 1) Wait for the card (7-14 days typically for first-time claims) 2) If you need funds urgently, you can try reaching EDD to check the status and potentially expedite. Good luck getting through though - I spent 3 days calling non-stop and never reached anyone. I eventually found this service called Claimyr (claimyr.com) that got me connected to an EDD agent within 20 minutes. They have this system that waits on hold for you then calls when an agent is available. Saved me days of frustration. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Once I spoke with an agent, they confirmed my card was being processed and gave me the exact timeline. Helped my anxiety tremendously knowing exactly what was happening.

This reminds me of when I was on pregancy disability last year and the EXACT same thing happened!!! called EDD like 50 times with no answer then gave up and suddenly card showed up in mail like 2 weeks later with NO notification. system is BROKEN but money comes eventually 🙄 just hate how they leave us hanging with no info when we depend on this $$$

The BofA EDD card system is THE WORST part of the entire disability process. "Qualification" means your payment is approved but not yet transferred to Bank of America for loading onto your card. Here's what most people don't know: 1. There's a *separate* timeline for EDD approving payment vs. BofA processing the card 2. EDD doesn't tell BofA to mail your card until the FIRST PAYMENT is fully processed 3. BofA takes 7-10 business days (often longer) to mail the card after EDD tells them to 4. If your mailing address has ANY tiny discrepancy, the card can be delayed or returned Pro tip: Once you get your card, IMMEDIATELY set up direct deposit to your personal bank account through the BofA EDD card website. That way future payments skip the debit card entirely. I learned this the hard way after my card was lost in the mail TWICE.

WAIT DON'T PANIC this happened to me too!!! The qualification thing is normal. BofA sends the card separately from EDD and they don't talk to each other AT ALL. my card came exactly 8 days after my claim showed qualified but my neighbor got his in 5 days so its random. once you get the card you can call the number on it and check if theres already money on it. sometimes the money is there before they even tell you lol. also check ALL your mail carefully because the card comes in a very plain envelope that looks like junk mail. my husband almost threw ours away!!

My disability was different from your husband's situation because mine was for pregnancy, but I had a similar payment issue. I was going CRAZY waiting for that stupid card. When I finally got through to someone at EDD after like 50 calls (seriously), they told me there was a verification flag on my account even though the payment showed as qualified. If you don't get the card within 10 business days, there might be something else going on beyond just waiting for the mail. BTW, make sure your address is EXACTLY the same in both the EDD system and what your doctor submitted. My doctor's office had my old apartment number and that caused a whole mess.

Just to add to my previous comment - since this is your husband's first disability claim, keep in mind that the first payment often includes multiple weeks of benefits if he had to serve the standard 7-day waiting period. The amount should reflect all qualified weeks minus that waiting period. When the card arrives, I highly recommend setting up alerts for all transactions and checking the balance regularly. If any future payments show as "qualified" but don't appear on the card within 2-3 days, that's when you should contact EDD directly. Also, keep track of your husband's certification periods. Even though his claim is approved, he'll need to complete ongoing certifications if his disability continues beyond the initial approved period.

I'm going through the exact same thing right now! My SDI claim was approved last week and I see "qualification" in my activity log too. It's so stressful not knowing when the money will actually be accessible, especially when bills are due soon. From reading everyone's responses here, it sounds like we just have to wait it out for the card to arrive. I've been checking the mail obsessively every day since I saw that status appear. It's frustrating that EDD doesn't give you any timeline or tracking info - like, just tell us "your card will arrive in X days" instead of leaving us guessing! I'm definitely going to sign up for USPS Informed Delivery like someone mentioned, and I'll make sure to check every piece of mail carefully. Thanks everyone for sharing your experiences - it helps to know this is normal even though the waiting is awful when you need the money.

Hey! I'm dealing with something similar right now - my claim got approved but I'm seeing different language in my activity log. Reading through everyone's responses here is really helpful though! One thing I wanted to add that might help you and your husband: if you have a Bank of America branch nearby, you can actually go in person once your card arrives and they can help you set up the direct deposit transfer immediately. I did this with my unemployment card last year and it was way faster than trying to do it online. The staff there are familiar with EDD cards and can walk you through the whole process. Also, I've heard that if you call the BofA EDD number (1-866-692-9374) that someone mentioned, they can sometimes tell you if a card has been ordered for your Social Security number even before it ships. Might be worth trying if you want some peace of mind about the timeline. Hope your card arrives soon! The waiting is definitely the worst part of this whole process.

I'm new to this community but going through something similar right now with my mom's SDI claim. She's been waiting 3 weeks since her "qualification" status appeared and still no card! Reading through all these responses is making me feel a bit better that this is apparently normal, even though it's incredibly frustrating. One thing I wanted to ask - has anyone had experience with what happens if the card gets lost in the mail? My mom is really worried about that since our mail delivery has been unreliable lately. We had a package go missing just last month. Should we be proactive about requesting a replacement if it doesn't show up within a certain timeframe, or does that just complicate things more? Also, for those who mentioned calling Bank of America directly - do they ask for any verification info when you call to check on card status? My mom is always hesitant to give out personal info over the phone but if it's legit it might be worth trying. Thanks to everyone sharing their experiences here. It's such a relief to find people who understand how stressful this whole process is when you're depending on these payments!

I'm dealing with this exact same situation right now! My disability claim was approved 5 days ago and I see "qualification" in my activity log too. Reading everyone's experiences here is so reassuring - I was starting to panic that something was wrong. The most helpful thing I've learned from this thread is that Bank of America number (1-866-692-9374) that several people mentioned. I called them yesterday and they confirmed a card was ordered for me on the same day my payment showed "qualified" status. The rep said it typically takes 7-10 business days from when they mail it, so I'm hoping to see it by early next week. What's really frustrating is how EDD gives you absolutely no communication about this process. Like, would it kill them to send an email saying "Your payment is approved, debit card will arrive in 7-10 days"? Instead we're all here trying to decode what "qualification" means! Thanks to everyone who shared their timelines and tips. This community is a lifesaver when you're navigating this confusing system for the first time.

I'm new to this community and currently going through the exact same situation! My husband's SDI claim was approved last week and we're seeing that "qualification" status too. Reading through all these responses has been incredibly helpful - it's such a relief to know this is normal even though the waiting is absolutely nerve-wracking. I called that Bank of America EDD number (1-866-692-9374) that several people mentioned and they confirmed a card was mailed 3 days ago. The rep was actually really helpful and said to expect it within 7-10 business days from the mail date. Way better customer service than trying to reach EDD directly! One thing I wanted to add that might help others - if you have USPS Informed Delivery set up, you can actually see images of mail coming to your address the day before it arrives. I just signed up for it yesterday after reading the suggestion here. It's free and might help catch that plain envelope that apparently looks like junk mail. Thanks to everyone who shared their experiences and timelines. This whole process is stressful enough without EDD's terrible communication, but at least we have this community to help each other figure it out!

Just wanted to chime in as someone who went through this exact same thing about 6 months ago! The "qualification" status is definitely normal and just means your payment has been approved internally by EDD but hasn't been transferred to Bank of America yet for the debit card. I was in the same boat - stressing about rent while waiting for that card to show up. Mine took exactly 9 business days from when I first saw "qualification" to when the card arrived. The hardest part is that EDD gives you zero communication about what's happening or when to expect anything. A couple things that helped me: - Called Bank of America EDD line at 1-866-692-9374 around day 5 to confirm the card was actually ordered and get a timeline - Set up USPS Informed Delivery so I could see mail coming before it arrived - Checked EVERY piece of mail carefully since the card really does come in a super plain envelope The waiting is awful when you need the money, but it sounds like your husband's claim is processing normally. Once that card arrives, the relief is huge and future payments load automatically. Hang in there - you're almost through the hardest part!

I'm going through this exact same situation right now! Just saw "qualification" appear in my SDI activity log 3 days ago and have been obsessively checking the mail ever since. Reading through everyone's experiences here is such a relief - I was starting to worry something was wrong with my claim. The Bank of America EDD number (1-866-692-9374) that multiple people mentioned is a game changer! I called them this morning and they confirmed my card was ordered and should arrive within 7-10 business days. So much better than trying to get through to EDD directly. I also just signed up for USPS Informed Delivery after seeing it recommended here multiple times. Hopefully that will help me spot the card when it's coming since everyone says it arrives in such a plain envelope. It's crazy how EDD leaves us all in the dark about these timelines. A simple explanation like "qualification = payment approved, debit card being processed" would save so much anxiety! Thank goodness for communities like this where we can share experiences and figure out what's actually normal. Fingers crossed all of us waiting for cards get them soon! The stress of depending on these payments while navigating this confusing system is really something else.

I'm currently dealing with this exact same situation! My SDI claim was just approved and I'm seeing that mysterious "qualification" status in my activity log too. It's such a relief to find this thread and realize this is completely normal - EDD's communication is so confusing that I was starting to panic something went wrong. After reading everyone's experiences here, I immediately called that Bank of America EDD number (1-866-692-9374) that multiple people recommended. They confirmed my card was ordered yesterday and should arrive within 7-10 business days. The customer service rep was actually really helpful and knowledgeable about the EDD card process - way better than trying to get through to EDD directly! I also just set up USPS Informed Delivery so I can track when that plain envelope is coming. It's wild that such an important financial document arrives looking like junk mail! What strikes me most about this whole thread is how much stress and anxiety could be avoided if EDD just provided clear communication about their process. A simple status explanation like "Payment approved - debit card being processed, expect delivery in 7-10 business days" would help so many people. Instead we're all here trying to decode what "qualification" means like it's some secret code! Thanks to everyone who shared their timelines and tips. This community is honestly a lifesaver when navigating EDD's confusing system. Hoping all of us currently waiting get our cards soon!

Just wanted to add my experience since I went through this exact same thing about 2 months ago! The "qualification" status is totally normal - it basically means EDD has approved your payment but it's still in their processing queue before getting sent to Bank of America for the debit card. Mine took 11 days from seeing "qualification" to actually getting the card in the mail. I was checking the mailbox like a maniac every single day! The card really does come in the most boring, plain white envelope that looks like it could be anything. One thing I wish someone had told me - once you get the card, call the activation number immediately and check your balance. Sometimes there's a delay between when the card arrives and when the money actually gets loaded onto it. My first payment was there right away, but I've heard of people having to wait an extra day or two for the funds to show up even after activating the card. Also, definitely set up that direct deposit transfer to your regular bank account as soon as possible. The EDD debit card system is clunky and having future payments go straight to your normal bank is so much less stressful. You can do it online through the Bank of America EDD website once you have your card. Hang in there - the waiting is absolutely awful but it sounds like everything is processing normally for your husband! You should have that card within the next few days.

I'm currently going through this exact same situation with my wife's SDI claim! We just saw "qualification" appear in her activity log 4 days ago and I've been frantically googling what it means ever since. This thread is such a huge relief - I was starting to think something was wrong with her claim. After reading everyone's experiences here, I immediately called that Bank of America EDD number (1-866-692-9374) that so many people recommended. They were super helpful and confirmed a card was ordered for her on Tuesday, with expected delivery in 7-10 business days. WAY better customer service than trying to get through to EDD! I also just signed up for USPS Informed Delivery after seeing it mentioned multiple times here. Hopefully that'll help me catch the card when it's coming since everyone says it looks like junk mail. What really frustrates me is how EDD leaves everyone completely in the dark about their own process. Like, would it kill them to add one sentence explaining what "qualification" actually means? Instead we're all here playing detective trying to figure out if our payments are actually coming! Thank you to everyone who shared their timelines and tips. This community is honestly saving my sanity right now. My wife is dealing with a back injury and the stress of not knowing when we'll get the financial support we need has been eating at both of us. Knowing this is totally normal helps so much.

I'm going through this exact same situation right now! My SDI claim was approved 5 days ago and I've been staring at that "qualification" status wondering what the heck it means. Reading through everyone's experiences here is such a relief - I was genuinely starting to panic that something was wrong. Just called that Bank of America EDD number (1-866-692-9374) that literally everyone has recommended and WOW - they were actually helpful! Confirmed my card was ordered 2 days ago and should arrive within 7-10 business days. The rep was way more knowledgeable about the EDD process than I expected. Definitely beats trying to get through to EDD directly. Also just signed up for USPS Informed Delivery after seeing it mentioned so many times in this thread. Can't believe I didn't know about this service before - seems like it'll help a lot with tracking that mysterious plain envelope everyone keeps warning about. It's honestly mind-boggling how EDD just leaves us all in the dark about their own processes. Adding a simple explanation like "qualification = payment approved, card being processed" next to the status would save so much unnecessary stress. Instead we're all here trying to decode their cryptic updates like we're solving puzzles! Thank you to everyone who shared their timelines and tips. This community is seriously a lifesaver when you're trying to navigate EDD's confusing system for the first time. The waiting is brutal when you need the money, but knowing this is completely normal helps keep the anxiety in check.

I'm dealing with the exact same situation right now! My disability claim was approved 8 days ago and I've been seeing that "qualification" status ever since. Reading through everyone's experiences here has been incredibly reassuring - I was starting to worry that something was stuck in the system. I called that Bank of America EDD number (1-866-692-9374) that so many people mentioned and they confirmed my card was mailed 3 days ago. The customer service rep was really helpful and said to expect it within their standard 7-10 business day window. Much better experience than trying to reach EDD directly! One thing I wanted to add that might help others - I asked the BofA rep if there was any way to expedite the first card and she said unfortunately no, but she did mention that if you ever need a replacement card in the future, those CAN be expedited for a small fee. Good to know for down the road. Also set up USPS Informed Delivery after seeing it recommended here multiple times. Already helped me spot a few pieces of mail I would have missed otherwise. Hopefully it'll catch that plain envelope when it arrives! The lack of communication from EDD about what these statuses mean is really frustrating. When you're dealing with a disability and depending on these payments, the last thing you need is mysterious status updates with no explanation. This community has been so helpful for understanding what's actually normal vs when to worry. Thanks to everyone sharing their timelines - it really helps manage the anxiety while waiting!