California Disability

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This thread has been incredibly helpful! I'm currently going through a similar situation - injured my shoulder at work 6 weeks ago and finally got my specialist to submit the SDI paperwork last week. I was really worried about the gap between my injury date and when the paperwork was filed, but reading everyone's experiences here gives me hope that EDD will backdate to my actual injury date as long as my doctor certified that correctly. I kept all my initial ER visit records and follow-up appointments, so I should be able to document the entire timeline if they ask. It's such a relief to know that specialist wait times are common and EDD generally understands these delays aren't the patient's fault. Thanks to everyone for sharing their experiences - this community has been way more helpful than trying to get through to EDD on the phone!

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I'm so glad this thread helped you too! Six weeks is definitely a longer gap than some of the other cases mentioned here, but it sounds like you have excellent documentation of your medical timeline which should really help if EDD has any questions. The fact that you went to the ER right after your injury and have all the follow-up appointments documented shows a clear medical trail - that's exactly what they want to see. Shoulder injuries can be tricky and often do require specialist care, so the wait time makes total sense. Hopefully your claim processes smoothly! It's frustrating that getting information from EDD directly is so difficult, but at least we can help each other out here.

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I just wanted to share my recent experience that might help others with similar timing concerns. I had a workplace injury last month where there was a 4-week gap between my injury date and when my orthopedic surgeon finally submitted my SDI paperwork. I was really stressed about whether EDD would question the delay, but they approved my claim with full backpay to my injury date without any issues. The key was that my doctor properly documented the original injury date on the DE 2501 form and I had kept all my initial urgent care records. What really helped was that I proactively included a brief note with my claim explaining that the delay was due to specialist referral wait times, not because I wasn't seeking treatment. EDD processed my claim in about 10 days and I received backpay for all the weeks I was off work (minus the 7-day waiting period of course). For anyone dealing with similar gaps - don't panic! As long as your medical provider certifies the correct disability start date and you have documentation showing you sought initial treatment promptly, EDD seems pretty understanding about specialist appointment delays. The healthcare system is backed up everywhere right now and they know it.

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Thank you so much for sharing your experience, Simon! This is incredibly reassuring to hear. I'm currently dealing with a similar situation - injured my wrist at work about 5 weeks ago and just got my specialist to submit the paperwork this week. I was really worried about that gap, but your experience gives me hope that EDD will understand the specialist wait times. I love the idea of including a brief note explaining the delay - that's such a smart proactive approach that I hadn't thought of. Did you just attach it as a separate document when you submitted your claim, or did you include it somewhere specific in the online application? I have all my initial urgent care records too, so hopefully I'll have a similar smooth experience. It's such a relief to know that 4 weeks wasn't an issue for them!

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I went through this exact same situation about 6 months ago! The online switch worked perfectly for me - took about 2 payment cycles to fully kick in. One thing to watch out for: make sure your bank account info is 100% accurate when you enter it. I made a typo in my routing number the first time and it delayed everything by another month. Also, don't close or throw away the BofA card right away even after direct deposit starts working. I kept mine as a backup just in case there were any issues with the direct deposit. EDD systems can be finicky sometimes!

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Great advice about keeping the BofA card as backup! I'm definitely going to double-check my routing and account numbers before submitting. Did you notice any interruption in payments during the transition, or did it switch seamlessly after those 2 cycles?

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Just wanted to add my experience - I successfully switched from the EDD debit card to direct deposit about 3 months ago. The online process through SDI Online worked great, but there are a few things I wish I had known beforehand: 1. It took exactly 2 payment cycles before direct deposit kicked in (so plan for that timing) 2. You can still access any remaining balance on the BofA card even after switching - it doesn't expire 3. Make sure to use a checking account, not savings - some credit unions have issues with SDI direct deposits to savings accounts The whole process was way easier than I expected after reading horror stories online. Just be patient with the timing and you should be good to go!

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This is really helpful info! I'm new to the SDI system and was worried about making the switch. Good to know about the 2 payment cycle timing - I'll plan accordingly. Quick question though - when you say "make sure to use a checking account," does that apply to all banks or just credit unions? I have a regular checking account with Chase, so hopefully that should work fine?

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Just a heads up, if you do end up having to repay, make sure you get documentation of everything. I paid mine off and then six months later they tried to say I still owed. Thank god I kept all my receipts!

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Omg that's terrifying. Did you have any trouble proving you'd paid?

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It was a pain in the ass, but I eventually got it sorted. Took like a month of back and forth tho. Moral of the story: document EVERYTHING

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This happened to me last year and I was freaking out! Here's what worked for me: 1) Don't panic - these things can often be resolved, 2) Gather all your paperwork (benefit statements, work search logs, everything), 3) Call the overpayment department specifically (different from regular EDD line), and 4) If you can't afford to pay back immediately, ask about hardship options. In my case, it turned out I had reported my part-time work correctly but their system had a glitch. Took 3 months to fix but they eventually cleared it. Good luck! 🤞

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Thank you so much for sharing your experience! This is exactly the kind of detailed advice I was hoping to find. The part about calling the overpayment department specifically is super helpful - I didn't even know there was a separate line for that. It's also reassuring to hear that system glitches do happen and can be fixed, even if it takes time. Really appreciate you taking the time to break down the steps! 🙏

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Welcome to the community! As a newcomer here, I've been following this thread with great interest since I'm currently pregnant and will likely need to file for postpartum SDI in a few months. Your experience has been incredibly educational - both the initial frustration and the ultimate resolution. What strikes me most is how a simple administrative error (mixing up SDI with PFL) can cause so much stress for new parents who are already dealing with recovery and caring for a newborn. It's encouraging that the phone route worked so quickly once you got through to an actual person, but also concerning that this type of mix-up happens "frequently" according to the EDD rep. For those of us preparing to file future claims, your story highlights several key lessons: 1) Document everything from the start, 2) Don't be afraid to try multiple approaches (phone AND written appeal), 3) Services like Claimyr can be worth the cost if you're getting nowhere with regular calls, and 4) Always get confirmation numbers and rep names when changes are made. I'm bookmarking this entire thread as a reference guide for when I file my own claim. Thank you for taking the time to update everyone with your resolution - success stories like yours give the rest of us confidence that these issues can be resolved with persistence. Congratulations on your new baby and getting your benefits sorted out!

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Welcome to the community Norah! As another newcomer, I really appreciate how you've summarized the key takeaways from this thread - that's exactly the kind of actionable advice I was hoping to find here. Your point about this being educational for those of us preparing to file future claims is so true. Reading through everyone's experiences has definitely opened my eyes to potential pitfalls I never would have thought of. I'm also expecting and will likely need SDI in the coming months, so I'm taking notes on all the strategies mentioned here. The fact that you're already bookmarking this thread shows great preparation! It seems like having a game plan before you actually need to file can make a huge difference if issues arise. One thing that really stood out to me from this entire conversation is how supportive this community is. Even though the EDD system seems frustrating and confusing, having experienced people share their knowledge and solutions makes it feel much more manageable. I'm grateful to have found this resource before I need it rather than scrambling to figure things out in crisis mode like the original poster had to do. Thanks for the thoughtful summary and congratulations on your upcoming arrival! Hopefully both of our future SDI experiences will be smooth sailing now that we know what to watch out for.

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Welcome to the community and huge congratulations on getting your claim resolved! As a new member here, I've been reading through various EDD posts and your story is such a perfect example of why this community is so valuable. The collective knowledge here really shines through - from identifying the likely SDI/PFL mix-up to providing specific strategies like optimal call times and the Claimyr service. What really stands out to me is how your experience validates the "dual approach" strategy several experienced members suggested - trying to resolve by phone while simultaneously protecting your rights with a written appeal. The fact that you got it fixed in 20 minutes through Claimyr after potentially facing a 6-8 week appeal process is incredible. For other new parents who might face similar issues, your documentation approach seems spot-on: getting the rep's name, confirmation number, and timeline for when changes should appear in your portal. That level of detail could be crucial if any issues resurface. I'm curious - now that it's been resolved, do you feel like there were any early warning signs when you initially filed that might have indicated the system was processing your claim incorrectly? I'm asking because I may need to file a similar claim in the future and want to know what to watch for. Thanks for taking the time to update everyone with your resolution. Success stories like yours give the rest of us hope that even when EDD's system seems broken, persistence and the right strategies can get things back on track!

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Welcome to the community CosmicCrusader! As another newcomer, I really appreciate your thoughtful analysis of this thread. Your question about early warning signs is excellent - I wish I had thought to ask that too since I'm also preparing for a potential future claim. From reading through everyone's experiences here, it seems like the main red flag would be if your claim status shows anything related to "family leave" or "bonding" instead of "disability" when you're expecting postpartum recovery benefits. The original poster mentioned their denial letter referenced "caring for family member" which was clearly wrong for a personal disability claim. I'm also struck by how this community came together to help solve what seemed like an impossible bureaucratic nightmare. The combination of practical advice (like specific call times and mailing addresses) with emotional support really shows the value of having experienced people share their knowledge. Your point about the "dual approach" strategy is so important - it seems like having multiple options running simultaneously gives you the best chance of success with EDD's unpredictable system. I'm definitely bookmarking this thread as a reference guide for when I might need it. Thanks for contributing such thoughtful questions to the discussion. This kind of detailed analysis helps all of us newcomers understand not just what happened, but how to prepare for and handle similar situations ourselves!

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As a newcomer to this community, I'm so grateful to have found this thread! I'm currently in week 3 of waiting for my EDD SDI claim to be processed after a back injury, and I was starting to feel completely overwhelmed by the system. PrinceJoe, your success story is exactly what I needed to read today - it gives me hope that persistence really does work, even when everything seems hopeless. The detailed strategies everyone has shared here are incredible: the 8 AM calling technique, requesting expedited processing for financial hardship, contacting assembly members, and asking about the ARTU queue. I had no idea any of these options existed! I've been calling at random times throughout the day with no success, but now I have a clear action plan to follow. It's amazing how this community provides more practical, real-world advice than any official EDD resource. The support and knowledge sharing here makes dealing with this bureaucratic maze feel so much less isolating. Thank you all for creating such a helpful space - I'm implementing these strategies first thing tomorrow morning!

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Welcome to the community, Olivia! I'm also completely new here and just discovered this incredible thread while struggling with my own EDD SDI claim. Like you, I'm dealing with the frustration of a back injury claim - mine's been pending for about 2 weeks now and I was starting to panic about the whole process. PrinceJoe's journey from complete desperation to success really is inspiring and shows that even when the system seems broken beyond repair, there are ways to get through if you know the right strategies. I love how you've summarized all the key tactics from this thread - having that roadmap makes everything feel so much more manageable. I've also been calling randomly with zero results, so it's reassuring to know there's actually a method to getting through. The 8 AM strategy and financial hardship expedite option are game-changers that I never would have discovered on my own. This community really is a goldmine of practical advice that you just can't find on official sites. Best of luck with implementing these strategies tomorrow - hopefully we'll both have success stories to share soon!

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As a newcomer to this community, I just wanted to say how incredibly helpful and inspiring this entire thread has been! I'm currently dealing with my own EDD SDI claim that's been stuck for about 10 days due to what they're calling a "documentation review," and I was starting to feel really anxious about the whole process. PrinceJoe, reading about your journey from complete desperation to finally getting through the system has given me so much hope - the fact that you persevered through 5 weeks of uncertainty and stress, and then one conversation was able to resolve everything with backdated payments, really shows that the system can work if you don't give up! The collective wisdom shared in this thread is absolutely invaluable: the 8 AM calling strategy, mentioning financial hardship for expedited processing, contacting assembly members for intervention, asking about the ARTU queue, and the specific phone tactics. I've been calling sporadically with no success, but now I have a real game plan to follow. It's amazing how this community provides more actionable, real-world guidance than any official EDD resource. Thank you all for sharing your experiences and creating such a supportive environment - it makes navigating this bureaucratic maze feel much less overwhelming. I'm starting the 8 AM calling strategy tomorrow!

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Welcome to the community, Emma! I'm also brand new here and just joined after discovering this amazing thread while searching for help with my own EDD SDI situation. Like you, I'm dealing with the frustrating "documentation review" status - it's so vague and leaves you wondering what exactly they need! Reading through PrinceJoe's incredible journey from 5 weeks of financial stress to finally getting resolution has been such a source of hope. It really proves that even when the system seems completely broken, persistence and the right strategies can eventually pay off. I love how you've outlined all the key tactics from this thread - the 8 AM calling approach, financial hardship expedite request, assembly member intervention, and the ARTU queue inquiry. Having this comprehensive strategy list makes the whole process feel so much more manageable than just randomly calling and hoping for the best. I've also been calling sporadically with zero luck, so it's great to have a structured plan to follow. This community really is incredible - the practical advice shared here is worth more than hours of trying to navigate the official EDD website. Best of luck with your 8 AM calling strategy tomorrow - hopefully we'll both have positive updates to share soon!

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