EDD SDI payment delay to BofA card - how many days until funds appear?

Congrats on getting your payment processed! There's usually a 24-48 hour delay between the EDD notification and when the funds actually show up on your BofA card. I got my notification on a Tuesday morning once and the money appeared Wednesday afternoon. Make sure your old card isn't expired though - if it is, you'll need to call BofA to request a new one, which can take 7-10 business days to arrive.

mine took 3 days once so dont panic if it doesnt show up right away. the system is weird sometimes lol

It typically takes 24-72 hours for funds to appear on your BofA card after you receive the payment notification. However, if you received the notification on a Friday, you might not see the funds until Monday or Tuesday due to weekend processing delays. Also, if this is your first payment on this claim, it sometimes takes a bit longer than subsequent payments. If you don't see anything by the 3rd business day, I'd recommend contacting both EDD and Bank of America to make sure there are no issues.

Are you sure your old BofA card is still linked to your current claim? Sometimes if it's been a long time they issue a new card automatically. Check if EDD has your current mailing address! My roommate had this happen and a new card was sent to her old apartment!

If you're worried about the delay, I highly recommend using Claimyr to get through to an actual EDD agent. I was in a similar situation where my payment was in limbo for days. After spending hours trying to reach someone at EDD with no luck, I used Claimyr (claimyr.com) and got connected to an agent in about 25 minutes who could see exactly what was happening with my payment. They have a video demo showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. It really helped ease my anxiety about when my money would arrive.

The EDD disability payment system is SUCH A JOKE!! I've had times where money appeared instantly and other times where it took 4-5 days with NO EXPLANATION! And don't even bother trying to call EDD customer service - they'll just transfer you to BofA, who will transfer you back to EDD in an endless loop of bureaucratic incompetence!!! The whole system is designed to make it as difficult as possible to access YOUR OWN MONEY when you're already struggling with health issues!

UPDATE: The money just appeared on my card this morning! So it took about 36 hours from notification to funds being available. Thanks everyone for your help and reassurance!

This happened to me last month when I got my pregnancy disability payment. My old card from 2023 still worked fine but I had to transfer the money to my regular bank account because the BofA app is sooooo glitchy. Just FYI you can set up direct transfers in the app so you don't have to keep checking the BofA balance!