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Great job getting your application submitted! Just wanted to add one more tip since you mentioned medical bills piling up - CA SDI benefits are retroactive to your first day of disability (minus the 7-day waiting period), so once approved you'll receive backpay for the time you've already been out. This should help with some of those medical expenses. Also, don't forget to keep track of any follow-up appointments or physical therapy your doctor recommends, as these might extend your disability period if needed. The key now is making sure your doctor completes their certification quickly - some people find it helpful to call the office and explain the urgency since you're not getting paid while waiting for approval.
That's such a relief to hear about the backpay! I was really worried about how I'd catch up on bills. I'll definitely call my doctor's office tomorrow to make sure they prioritize the forms. One quick question - if my recovery takes longer than expected and I need to extend my disability claim, is that something I apply for separately or does the doctor just update the original forms?
If your recovery takes longer than expected, your doctor can extend your disability period by submitting an updated certification form. You don't need to file a completely new claim - it's more like an amendment to your existing claim. The doctor will need to provide updated medical information explaining why additional time off is necessary and specify the new expected return-to-work date. Just make sure to keep EDD informed before your current disability period expires to avoid any gaps in benefits. I had to do this when my recovery from knee surgery took longer than initially expected, and the process was pretty straightforward.
Hey Zainab! I'm glad to see you got your SDI application submitted - that's a huge step! I went through something similar when I had gallbladder surgery last year. Just wanted to share a couple things that helped me during the process: First, I actually called my doctor's office the same day I submitted my claim and spoke directly to the medical records person (not just the receptionist) to explain that I needed the EDD disability forms completed ASAP for financial reasons. They were much more responsive when I explained the urgency. Second, once your claim is approved, you can set up direct deposit through your SDI Online account which gets you paid faster than waiting for checks in the mail. The whole process took about 2 weeks for me from start to first payment. Hang in there - the financial stress is the worst part but you're doing everything right!
Thank you so much Giovanni! That's really smart about calling the medical records person directly - I was just planning to call the main number and hope for the best. I'll definitely do that first thing tomorrow morning. The direct deposit tip is great too since I'm already stressed about money. It's really reassuring to hear from someone who went through the same thing and that 2 weeks is realistic for getting that first payment. I'm trying to stay positive but the financial worry has been keeping me up at night on top of recovery pain. Thanks for the encouragement!
I'm new to receiving EDD disability benefits and this thread has been incredibly helpful! I have a similar situation coming up with the upcoming Memorial Day holiday. My payment is scheduled for that Monday, so based on everyone's experiences here, I should expect it to arrive on Tuesday instead. It's reassuring to know this is normal and that most companies are understanding about these holiday delays. Thanks everyone for sharing your experiences - it really helps those of us who are navigating this for the first time!
Welcome to the disability benefits community! You're absolutely right - based on everyone's shared experiences, you should expect your Memorial Day payment to arrive on Tuesday instead of Monday. One thing I'd add from reading through this thread is to maybe set a reminder to call any companies with auto-payments scheduled for that Tuesday, just to give them a heads up about the potential delay. It sounds like most are pretty accommodating when you explain it's a government benefit delayed by a holiday. Good luck with everything!
I just wanted to add that if you're using the EDD debit card instead of direct deposit, the timing can be a bit different. I've noticed that my EDD card sometimes gets loaded earlier than expected, even on holidays, because it uses a different processing system than traditional bank transfers. It's worth checking your card balance online or at an ATM on the holiday itself - you might get a pleasant surprise! But if you're doing direct deposit to a regular bank account, then yeah, expect the delay until the next business day like everyone else mentioned.
That's really good to know about the EDD debit card! I didn't realize it might process differently than direct deposit. I'm currently set up with direct deposit but considering switching to the card if it means more reliable timing, especially around holidays. Do you find the card is generally faster for getting your payments, or is it just the holiday processing that's different? Also, are there any downsides to using the card versus direct deposit that I should know about?
Is anyone else lowkey impressed by how quick these scammers are? Like, I can barely figure out how to update my own info sometimes 😂
Not funny. People are losing money and going through hell because of this.
Same thing happened to me last month! Even after changing everything, they were still getting in somehow. Turns out they had set up email forwarding rules in my account so they could see all my EDD correspondence. Make sure to check your email settings and look for any forwarding rules you didn't create. Also, enable two-factor authentication if EDD offers it. The whole process was a nightmare but I eventually got it sorted out. Don't give up!
This entire thread has been incredibly eye-opening as someone who's currently on week 6 of FMLA for a spinal injury and dreading what happens when it runs out. I had no idea about so many of these options - CFRA, ADA accommodations, the interactive process requirement, company-specific disability policies. It's honestly overwhelming how much there is to navigate, but also reassuring to know there are potential protections beyond just the basic 12 weeks. One thing I'm wondering about that I haven't seen mentioned - has anyone dealt with workers' compensation claims alongside SDI? My injury happened at work but the WC claim is moving slowly, so I'm currently on SDI while that gets sorted out. I'm not sure if that changes any of the job protection dynamics or if there are different rules when it's a workplace injury. Also, for those who've had success with HR meetings about extended accommodations - any tips on what NOT to say? I tend to overshare when I'm nervous and I don't want to accidentally say something that hurts my case. Thank you all for sharing your experiences so openly. It's making what felt like an impossible situation feel much more manageable knowing there are people who've been through this and come out okay on the other side!
Great question about workers' compensation! I actually had a similar situation where my injury was work-related but I ended up on SDI while the WC claim was pending. The good news is that workplace injuries often provide even stronger job protection than regular medical leave - you're protected under both disability laws AND workers' compensation retaliation laws. Your employer generally can't terminate you for filing a WC claim or being injured on the job. However, you should definitely mention this in your HR meeting because it could actually strengthen your position significantly. As for what NOT to say in your HR meeting - avoid phrases like "I don't know when I'll be able to return" or "this might be permanent." Instead, focus on your active treatment plan and expected recovery timeline, even if it's uncertain. Don't apologize excessively for being on leave (you have a right to medical leave!) and avoid sharing unnecessary personal details about your condition - stick to what's medically relevant. Most importantly, don't agree to return before you're medically cleared just to appease them. You've got this! The fact that it's a workplace injury actually puts you in a stronger position than many of us have had.
This thread has been absolutely invaluable - I'm so grateful to everyone who has shared their experiences and expertise here! As someone who's new to navigating disability leave, I had no idea there were so many potential protections and resources available beyond the basic FMLA coverage. Reading about CFRA, ADA accommodations, the interactive process, company-specific policies, and even things like leave donation programs has completely changed my understanding of what options might be available. I'm particularly struck by how many people have emphasized the importance of being proactive and documenting everything - that seems to be a common thread among those who've successfully navigated these situations. The advice about framing requests as "temporary" accommodations and using specific legal terminology like "disability accommodation interactive process" is so practical and actionable. For those dealing with chronic conditions like myself, it's incredibly reassuring to see that extended leave can often be considered a reasonable accommodation under ADA, and that the "undue hardship" threshold for employers is actually quite high. The reminder that our health comes first while we figure out the employment logistics is something I really needed to hear. Thank you all for creating such a supportive and informative discussion. It's making what felt like an overwhelming and scary situation feel much more manageable with a clear path forward!
Andre Laurent
I'm in a very similar situation - submitted my SDI claim about 12 days ago and my doctor sent in the medical certification 8 days ago, but I'm still stuck on "pending" status. Reading through everyone's experiences here is both reassuring and nerve-wracking at the same time! It sounds like 2-4 weeks is the real timeline right now, which is so much longer than what they tell you upfront. I've been trying the 8 AM calling strategy but no luck getting through yet. The stress of waiting when you're already dealing with a medical condition and financial pressure is really overwhelming. Thanks to everyone sharing their timelines and tips - it helps to know we're not alone in this frustrating process!
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Zoe Dimitriou
•I completely understand that overwhelming feeling! I'm new to this community but going through the exact same thing - my claim has been pending for about a week now and the uncertainty is really getting to me. It's so helpful to see everyone's real experiences here because the official EDD timeline of 14 days seems pretty unrealistic based on what people are actually experiencing. The fact that you can't even get through to ask questions just makes the anxiety worse. I'm planning to try that early morning calling strategy too, but honestly reading through this thread makes me think I should probably just prepare myself for the long haul. Thanks for sharing your timeline - it really does help to know others are going through the same thing!
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Aisha Khan
I'm new to this community and currently going through my first SDI claim experience. Filed about 6 days ago and my doctor submitted the medical certification 3 days ago, so I'm still early in the process but already feeling anxious reading about everyone's longer wait times! It's really eye-opening to see that the reality is 2-4 weeks instead of the 14 days they advertise. I'm trying to stay patient but it's tough when you're dealing with a medical condition and worried about finances. Has anyone noticed if certain types of conditions or diagnoses get processed faster than others, or is it pretty much just luck of the draw with the workload? Thanks for all the helpful information in this thread - it's making me feel less alone in this stressful process!
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Nia Johnson
•Welcome to the community! I'm also pretty new here and going through my first SDI claim too. From what I've been reading in this thread and other posts, it seems like processing times are pretty much the same regardless of the type of condition - it's more about their current workload and staffing issues than anything specific to your diagnosis. The 2-4 week reality vs the 14 day promise is definitely frustrating when you're already stressed about health and money. At least we're all in this together and can support each other through the wait! Hopefully both of our claims move along smoothly once they get to them.
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