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Hey Pedro! I went through this exact situation about 4 months ago when I had to go on disability for a back injury too. Your SDI payments will definitely go to the same EDD debit card you used for unemployment - no need to wait for a new card! Just make sure to check the expiration date on your card since it's been over a year. I'd also recommend calling the Bank of America EDD customer service line (number on the back of your card) to verify it's still active, especially since you haven't used it in a while. Sometimes they put security holds on inactive cards. My first disability payment took about 8 days after approval, so you should be good for rent timing. One heads up though - your disability weekly amount might be different from what you got on unemployment since it's calculated differently (based on your recent wages vs. unemployment formula). Hope your back heals up soon! The financial stress on top of the physical pain is no joke.

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Thanks Butch! Really appreciate hearing from someone with the same type of injury - makes me feel less alone in this whole situation. That's a great point about the weekly amount potentially being different. I hadn't really thought about how the calculation might change between unemployment and disability. I should probably look into what my weekly benefit amount will be so I can plan accordingly. Definitely going to call Bank of America tomorrow to verify the card status - seems like that's the consensus advice from everyone here. 8 days is even better timing than I was hoping for! The financial stress really is brutal on top of dealing with the pain and recovery. Thanks for the heads up and hope your back is doing much better now!

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I'm going through the same situation right now! Just got approved for disability after a workplace injury and was wondering about this exact thing. From reading everyone's responses, it sounds like the same EDD debit card will work, which is a huge relief. I've been stressing about the timing too since bills don't wait for bureaucracy to sort itself out. Thanks for asking this question Pedro - all the responses here are super helpful! Going to check my card expiration date and call Bank of America tomorrow to make sure everything's ready. Hope your back heals up quickly and you can get back to normal soon!

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Hey Arjun! So glad this thread is helping you too - it's such a stressful situation when you're dealing with an injury and worrying about finances at the same time. The consensus here definitely seems to be that the same card works, which is awesome news for both of us! I'm planning to call Bank of America first thing tomorrow morning to verify everything is active and ready to go. Seems like that's the smart move based on everyone's advice. Hope your workplace injury recovery goes smoothly and your first payment comes through quickly too. It's nice to know we're not alone in navigating this whole process!

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btw doesnt matter that much but jus so u know EDD isnt gonna answer any SSDI questions for u. thats social security stuff. totally different offices

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I went through something similar with my hearing loss claim a few years back. One thing that really helped me was keeping detailed records of how my condition affected my daily work tasks - like having trouble with phone calls, missing important audio cues, needing accommodations, etc. The SSA wants to see specific examples of functional limitations, not just medical diagnoses. Also, if you're still within the 12-month retroactive window and your earnings have been below SGA levels, don't wait any longer to apply! Every month you delay is potentially lost retroactive benefits. The application process is long enough as it is. For what it's worth, my SDI medical records from California were definitely helpful for my SSDI case, but like others mentioned, you'll need current medical evidence too. The SSA will want to see recent audiograms, documentation of complications, and statements from your doctors about your ongoing limitations. Good luck with everything - the process can be frustrating but it's worth pursuing if your condition is truly limiting your ability to work full-time.

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This is really helpful advice about documenting functional limitations! I never thought about keeping track of specific work issues like missing phone calls or needing accommodations. I've definitely been struggling with similar things since my surgery - conference calls are nearly impossible and I constantly have to ask people to repeat themselves. Do you think it would be helpful to start documenting these issues now even though it's been a while since my surgery, or is it too late for that to be useful evidence?

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I just wanted to jump in and say how incredibly helpful this entire thread has been! I'm currently waiting for my SDI claim to be processed (submitted 10 days ago) and was getting really anxious about not knowing what to expect with payments once approved. Everyone's detailed explanations about the Payment Activity section, certification processes, and potential delays have given me so much peace of mind. I've already bookmarked this thread and plan to refer back to it once my claim hopefully gets approved. It's amazing how much more useful real community experiences are compared to trying to navigate the official EDD website. Thank you all for taking the time to share your knowledge - this kind of support makes such a difference when you're dealing with disability and all the stress that comes with it!

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I'm so glad this thread is helping you too! I was in the exact same position just a few weeks ago - waiting for approval and completely stressed about the unknown. This community really is a goldmine of practical information that you just can't get anywhere else. One thing I'd suggest is to start getting familiar with the SDI Online portal now while you're waiting, even though your claim isn't approved yet. You can create an account and poke around the interface so you'll know exactly where to find things like the Payment Activity section once you're approved. The 10-day mark is still pretty early in the process, so try not to worry too much about the wait time. Hang in there - sounds like you're being really proactive about preparing for what comes next!

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Hey everyone! I'm brand new to SDI and just got approved yesterday after a nerve-wracking 2-week wait. This thread is absolutely incredible - I've learned more about the payment process in the last 10 minutes than I did from hours of searching the EDD website! I had no idea there was a Payment Activity section in the online portal where you can actually see your payment schedule. Just logged in and found it - my first payment should arrive in 3-4 days according to the system. The tip about staying in touch with your doctor's office about ongoing certifications is something I definitely wouldn't have thought of on my own. It's so reassuring to see how many people have successfully navigated this process and are willing to share their experiences. Thank you all for creating such a supportive community - dealing with disability is stressful enough without having to figure out the bureaucracy blindfolded!

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Congratulations on getting approved! That 2-week wait must have been so stressful. I'm actually still waiting for my approval (going on 3 weeks now) and threads like this are keeping me sane. It's such a relief to hear that the Payment Activity section actually gives you real dates - I was worried I'd just be guessing when payments would come. Quick question since you just got approved - did they send you any kind of confirmation email or notification, or did you just have to keep checking your online account? I've been obsessively logging in every day but wasn't sure if I'd get some kind of alert when the decision comes through.

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Just wanted to share my recent experience since it might help! I filed an SDI claim for a knee injury in December and was really glad I didn't wait. My primary doctor was able to certify me for 6 weeks initially, which got my benefits started right away. When I eventually had surgery, my orthopedic surgeon just submitted an updated certification that extended my claim seamlessly. One tip that really helped me - when you meet with your surgeon on February 1st, bring a copy of your current SDI claim number and ask them specifically about timeline for return to work for your type of job. Warehouse work is definitely going to require longer recovery than a desk job. My surgeon was really helpful in being realistic about the timeline once she understood what my daily work tasks involved. Also, don't stress too much about the paperwork details. EDD processed my claim pretty smoothly as long as all the required sections were filled out. The key thing is just getting it filed ASAP like everyone else said. Good luck with your recovery!

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This is really helpful advice, especially about bringing the SDI claim number to the surgeon appointment! I hadn't thought about that. Did your surgeon's office have experience with SDI paperwork, or did you have to explain the process to them? I'm wondering if I should call ahead to let them know I'll need documentation for my disability claim when I see them on February 1st.

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Definitely call ahead! When I scheduled my follow-up with the orthopedic surgeon, I mentioned that I had an active SDI claim and would need updated medical certification. The scheduler actually transferred me to their medical records department who explained exactly what forms they use and confirmed they handle SDI paperwork regularly. Most orthopedic practices are very familiar with SDI claims since so many of their patients are dealing with work-related injuries or surgeries that impact their ability to work. They'll likely have the DE 2501 forms on hand or know exactly what needs to be documented. Also, bring a detailed description of your warehouse supervisor duties - lifting requirements, how much walking/standing, any climbing or physical demands. This helps the surgeon give EDD a realistic timeline for when you can safely return to those specific job functions. My surgeon actually asked me to demonstrate some of my work movements during the appointment so she could better assess my limitations. One last thing - ask the surgeon's office about their timeline for submitting paperwork to EDD. Some offices are super quick (same day) while others can take a week or more. If there's going to be a delay, you might want to ask your primary doctor to extend your current certification to avoid any gaps in coverage.

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This is such great advice about calling ahead and bringing job details! I'm definitely going to do both of those things. The tip about asking them to demonstrate work movements is really smart - I never would have thought of that but it makes total sense for them to see what I actually need to be able to do safely. I'm also glad you mentioned asking about their paperwork timeline. I'll make sure to ask about that and potentially get my primary doctor to extend the current certification if needed. The last thing I want is a gap in coverage while waiting for the surgeon's office to submit their forms. Thanks for such detailed help!

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This thread is such a goldmine of information! I'm currently in my first week of SDI for a shoulder injury and reading through everyone's experiences has me both grateful and terrified. Grateful because I now know to be proactive about checking form codes and fax numbers with my doctor's office, and terrified because it sounds like EDD's system is designed to trip people up at every turn. The fact that they can just stop payments without warning at the 12-week mark when people are most vulnerable is honestly cruel. I'm definitely going to bookmark this thread and start preparing early for potential extension requirements. It's ridiculous that we need to become EDD experts just to get benefits we've paid into, but thank you all for sharing your knowledge and making this maze a little more navigable for newcomers like me!

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Beth Ford

Welcome to the community and you're so smart to be reading through this at week 1! Honestly, this thread should be required reading for everyone starting an SDI claim - it could save so many people weeks of stress and financial hardship. Your instinct to bookmark this and start preparing early is exactly right. One thing I'd add to all the great advice already shared here is to also keep a simple spreadsheet or notes tracking all your important dates, forms submitted, confirmation numbers, and who you spoke with at EDD. The system seems designed to make you lose track of things and then blame you for missing deadlines or "not submitting" paperwork they actually received. It's honestly heartbreaking how many people in this thread went through unnecessary panic and financial stress just because EDD can't be bothered to communicate basic requirements clearly. But seeing how everyone comes together to help each other navigate this broken system really shows the power of community support!

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As someone who just started my SDI claim last week for ankle surgery, this entire thread has been both incredibly helpful and absolutely terrifying! The number of people experiencing the exact same issue - payments suddenly stopping around week 11-12 with zero communication - really shows how broken EDD's system is. It's mind-boggling that they don't send any kind of heads up about extension requirements when they know most people don't understand the difference between supplementary certifications and actual extension requests. I'm already calling my doctor's office tomorrow to verify they have the current fax numbers and understand the correct form codes. Also setting calendar reminders for weeks 10 and 11 to proactively contact EDD about extensions rather than waiting for them to blindside me like they did to everyone here. Thank you all for sharing your experiences and solutions - this community is literally doing EDD's job for them at this point. It shouldn't take a village to figure out basic benefit requirements, but I'm so grateful this village exists!

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