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I'm so glad to hear you got this resolved! Your experience really shows how important it is to be proactive and honest with EDD when these situations come up. The fact that they worked with you on a payment plan and processed your SDI quickly is encouraging for others who might face similar circumstances. For anyone else reading this thread - Sofia's outcome demonstrates that while the UI/SDI overlap can seem scary, EDD representatives are generally reasonable when you explain an honest mistake and take steps to fix it immediately. The key takeaways seem to be: 1) Call EDD as soon as you realize the issue, 2) Be completely transparent about what happened, and 3) Have all your medical documentation ready to support your SDI claim. Thanks for following up with the resolution - it's really helpful for the community to know how these situations actually play out!
This is such a relief to read! I've been lurking on this forum for months trying to understand all these benefit rules, and stories like Sofia's really help newcomers like me feel less intimidated about the system. It's good to know that EDD isn't just looking to punish people for honest mistakes - the payment plan option especially gives me hope that they actually want to help people get back on their feet rather than make their financial situations worse. Thanks to everyone who contributed advice here, this thread is going to be super helpful for anyone facing similar transitions between UI and SDI!
As someone who's been navigating the CA benefits system for a while, I wanted to add that it's also worth checking if your employer offers any short-term disability coverage that might bridge the gap while you're waiting for SDI to kick in. Some employers have policies that can provide additional support during medical leaves. Also, if you're still struggling financially while waiting for everything to process, don't forget about other potential resources - many counties have emergency rental assistance programs, and 211 (dial 2-1-1) can connect you with local resources for food, utilities, and housing assistance. The stress of navigating benefits is hard enough without worrying about basic needs! Really glad to see from the follow-up comments that Sofia was able to get this sorted out. It gives me hope for others in similar situations that honesty and being proactive really does make a difference with EDD.
I went through this exact same situation about 6 months ago. The waiting is the worst part, but here's what helped me get through it faster: 1. When you call Money Network, ask to speak to the fraud department directly - they can usually give you more detailed info about what happened 2. Request they email you a confirmation of the new card request with tracking info 3. If you have any pending payments, ask them to confirm those will automatically go to the new card once it's active 4. Keep calling every few days for updates - sometimes cards get delayed and you won't know unless you ask Also, if you're really strapped for cash, some people have had luck asking EDD to issue a paper check while waiting for the new card, though that can take even longer. Hang in there - it sucks but you'll get through this! 💪
Here's what I've learned after dealing with this for way too long: 1. Always document EVERYTHING. Keep a log of every call, email, and interaction. 2. If possible, try to get the name and ID number of anyone you talk to. 3. Be persistent but polite. The people on the phone didn't create this mess. 4. Check your online account regularly for updates or changes. 5. If all else fails, contact your local representative's office. They can sometimes help push things through. Hope this helps someone! We're all in this frustrating boat together. 💪
This is so relatable! I had something similar happen last month where they scheduled my interview for a Friday afternoon when I specifically requested Monday morning because of my doctor appointments. I ended up having to reschedule my medical stuff which was a nightmare. One thing that helped me was going to the EDD office in person if you have one nearby. I know it's not always possible, but sometimes face-to-face gets better results than the phone system. Also, if you do miss the call today, don't panic - you can usually reschedule, it just takes more time unfortunately. Keeping my fingers crossed that you get this sorted out! The whole system needs a major overhaul 😤
Update: My payment FINALLY hit my card this morning! So it took 2 full days after the issued date. So stressful for no reason!
Glad to hear your payment arrived! For future reference, the 2-3 business day timeline is pretty standard for EDD SDI payments, though it can occasionally be faster. It's always good practice to build this delay into your financial planning if possible. The EDD system unfortunately hasn't improved their communication about these expected processing times.
I'm new to this community and just went through the same situation last week! My first SDI payment after knee surgery showed "paid" on Tuesday but didn't hit my card until Thursday morning. I was panicking because I had no idea this was normal - wish I'd found this thread earlier! For anyone else dealing with this, it seems like the 2-3 business day delay is pretty standard. Also learned the hard way to check both the EDD portal AND the Bank of America debit card site since they don't always sync up. Thanks everyone for sharing your experiences - makes me feel less alone in navigating this system!
Melina Haruko
guys i've been waiting 6 months for my claim to be processed. SIX. MONTHS. This system is beyond broken.
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Dallas Villalobos
•6 months?! And I thought my 2 month wait was bad. Sending good vibes your way, hope it gets resolved soon! 🙏
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Reina Salazar
•That's incredibly frustrating. Maybe consider looking into Claimyr to expedite the process?
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Miguel Castro
This is such a common problem with EDD unfortunately! I went through something similar last month. What worked for me was asking my doctor's office to resend the forms via certified mail AND fax at the same time, then calling EDD with both tracking numbers. Sometimes their different departments don't communicate well internally. Also, try calling EDD first thing in the morning around 8 AM - I've had better luck getting through then. Hope this helps and you get it sorted out soon! 🤞
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