UPDATE: My payment finally posted this morning! It was definitely the holiday delay. Thanks everyone for your help and reassurance!

Great to hear your payment came through! I'm new to this community and dealing with my first disability claim after a workplace injury. This thread has been really helpful - I had no idea that federal holidays could delay payments. I'll make sure to keep this in mind for future payment dates that fall around holidays. It's reassuring to know this is normal and not something to panic about. Thanks to everyone who shared their experiences and knowledge here!

I've been dealing with SDI payments for about 4 months now and totally understand your frustration with the unpredictable timing! One thing that's helped me budget is setting aside a small emergency fund from my first few payments to cover the gaps between certifications. Even just $100-200 can make a huge difference when rent is due and you're waiting on processing. Also, I discovered that if you call your local EDD office directly (not the main number), sometimes they can give you more specific info about your claim status. The numbers are harder to find but you can usually get them from the "Contact Us" section when you're logged into your SDI account. It's still a pain compared to the predictable UI schedule, but these little tricks have made it more manageable for me. Hang in there - it does get easier once you get used to the rhythm!

One thing I wish someone had told me when I first started SDI is to screenshot or save your certification submission confirmations! I had a payment get delayed once because they claimed they never received my form, but I had the confirmation number and timestamp which helped resolve it quickly when I called. Also, if you're really concerned about rent timing, some areas have emergency rental assistance programs specifically for people waiting on disability payments - worth checking with your county's social services department. The unpredictability is definitely the hardest part to adjust to, but most landlords are pretty understanding if you communicate upfront about the situation.

Just wanted to add one more tip that helped me when I was dealing with a similar situation - make sure to take screenshots or print copies of each certification you submit, especially the pages where you report your work days and wages. I learned this the hard way when EDD claimed they never received information I was sure I had submitted. Having those records saved me from a huge headache when they did an audit of my claim six months later. Also, if your employer pays you weekly vs. bi-weekly, make sure you understand which pay periods align with your EDD certification periods - they don't always match up perfectly and it can get confusing when reporting wages.

I'm new here but dealing with a similar situation right now! I've been on SDI for a knee injury and my physical therapist wants me to start working 3 days a week next month. Reading through all these responses has been so helpful - I had no idea about the partial disability benefits option. One question I have is about timing - if my doctor clears me to start the reduced schedule mid-way through a certification period, do I report the work for just the days I actually worked in that period, or do I need to wait until the next certification period starts? Also, has anyone had experience with EDD questioning the medical necessity of the reduced schedule? I'm worried they might think I'm trying to game the system even though it's legitimately part of my recovery plan.

I went through this same situation about 6 months ago and it was so stressful! Just to add another confirmation to what everyone else is saying - you definitely certify through 6/9 (your last day of disability), not 6/10 (your return-to-work date). One tip that helped me: I printed out a copy of my doctor's release note and kept it with my records just in case EDD ever had questions later. Also, when you submit your final certification, you should get a confirmation number - screenshot that too! The whole process seemed scary at first but once I understood that disability benefits stop the day before you return to work, it made perfect sense. You've got this!

I'm new to this community but going through the same situation right now! My doctor cleared me to return to work next Wednesday, so based on all the helpful advice in this thread, I should certify through Tuesday as my last disability day, right? It's such a relief to find this discussion - I was about to make the same mistake of including my return-to-work date in the certification. Thank you everyone for sharing your experiences! This has been incredibly helpful for a newcomer like me who's navigating this process for the first time.

As someone who just went through the SDI application process last month, I wanted to share a few additional tips that might help others navigating this system: First, I discovered that EDD actually sends out email notifications about 24-48 hours before your payment is processed if you have email alerts enabled in your account. This was a game-changer for me in terms of budgeting and planning. Second, if you're ever concerned about a delayed payment, there's a specific form (DE 2515) you can submit through your online account to request a payment inquiry. It doesn't speed things up, but it creates a paper trail and sometimes helps identify if there's an issue with your claim. Lastly, I learned the hard way that bank holidays can affect deposit timing even if EDD processes the payment on schedule. My bank observes some holidays that EDD doesn't, so I had a 3-day delay once when a payment was processed on a Friday before a Monday bank holiday. Hope this helps anyone dealing with similar timing uncertainties! The SDI system definitely has its quirks, but once you learn the patterns it becomes much more manageable.

I just wanted to add one more tip that's helped me immensely during my SDI claim - if you're using direct deposit, consider setting up a separate "disability payments" savings account specifically for your EDD deposits. I have mine set up so that as soon as the payment hits, I immediately transfer what I need for bills and essentials to my checking account, and leave a small buffer in the disability account. This has been a lifesaver during those times when payments come 15-16 days instead of exactly 14 days. Having that little cushion means I'm not stressed about timing, and I can actually focus on my recovery instead of constantly checking my bank balance. Plus, if there's ever a processing delay or system issue, I have a few extra days of breathing room. For anyone dealing with irregular payment timing, this approach has given me so much peace of mind. The EDD system may be unpredictable, but at least I can control how I manage the money when it does arrive!