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I just lost my job last week and need to apply for Cash Aid through CalWORKs for me and my two kids (ages 4 and 7). Can anyone tell me what the current income limits are for a family of 3? I made about $1,800 last month before getting laid off, but I'm getting a final paycheck next week for around $950. Will that put me over the limit? I've never applied before and I'm really confused about how they calculate income. Also, how long does it usually take to get approved? My rent is due in 2 weeks and I'm freaking out.
So my cash aid got stolen last week (someone skimmed my card I think) and I reported it right away. Filed the police report and everything. The worker at the county office told me it would take 5-10 business days to get my benefits back but today is day 7 and I haven't seen anything. My rent is due and I have literally NOTHING for my kids right now. How long did it really take for those who've had their CalWORKs stolen? I'm hearing this is happening to so many people lately. Did anyone actually get their money back in the timeframe they promised? Or should I prepare for it taking way longer? ๐ซ
@original poster - If it helps, the law actually requires them to make a determination on your theft claim within 10 business days, but doesn't necessarily guarantee payment within that time. Once approved, it can take an additional 1-3 days for the funds to appear on your EBT card. For those reading who haven't experienced theft yet, start using the EBT BenefitsCal app to freeze your card when not in use. It's the best prevention method we've seen so far.
I'm so sorry you're going through this! I had my CalWORKs stolen about 6 months ago and it was such a nightmare. Mine took 16 business days to get replaced - way longer than they initially told me. The key things that helped me were: 1) calling every single day to check status, 2) asking to speak with a supervisor when regular workers couldn't help, and 3) documenting EVERYTHING (dates, times, who I spoke with, reference numbers). Also definitely apply for that emergency assistance/immediate need payment while you wait - even if it's partial, it's better than nothing when you have kids to feed. And if you haven't already, make sure you've changed your PIN and requested a new card. The person who stole your benefits might still have access otherwise. Hang in there - I know it's incredibly stressful but most people do eventually get their money back. The system is just overwhelmed right now with all the theft cases. ๐
I started receiving CalWORKs Cash Aid for me and my 2 kids about 8 months ago after I lost my job. We also get Medi-Cal coverage. I've never really understood taxes and usually just went to H&R Block before. Now I'm confused because I only worked for like 3 months last year before getting laid off, and then got unemployment for a while before applying for Cash Aid. Does anyone know if I still need to file taxes this year? Will my Cash Aid count as income? I'm worried because I don't want to mess anything up with my benefits. I've heard different things from people at the county office and my sister-in-law who also gets benefits. Some say I have to file, others say I don't need to if my income was under a certain amount. So confused!
Either option is good! If you're comfortable using a computer, the Free File options through the IRS website are user-friendly and guide you through everything. If you prefer having someone help you in person, VITA sites are staffed by IRS-certified volunteers who specialize in tax situations like yours. They'll make sure you get all the credits you're entitled to. Just bring your ID, Social Security cards for everyone on your return, and all your tax documents (W-2, 1099-G for unemployment, etc.). And don't worry about your CalWORKs - filing taxes won't affect your benefits at all. The systems don't automatically share information in that way.
Just wanted to add that if you're still nervous about doing your taxes, many community colleges and nonprofit organizations also offer free tax prep help during tax season. I used one last year when I was on CalWORKs and they were super patient explaining everything to me. Also, keep copies of everything! Your CalWORKs case file, all your tax documents, and your filed return. It helped me when I had questions later about my benefits. The tax preparer told me that having kids and low income usually means you'll get money back, not owe anything, so don't stress too much about it. One more thing - if you move or change your address, make sure to update it with both the IRS and your county CalWORKs office so your refund doesn't get lost in the mail!
I just started my CalWORKs application process and I'm worried about the child support part. When they asked about my daughter's father, I honestly put "I don't know" because it's complicated. The worker said they'd open a child support case and I agreed to cooperate. Last time I applied for CalWORKs I got denied because I didn't turn in some paperwork on time (couldn't figure out how to fill everything out correctly). Now I'm worried this child support thing might cause problems with my application. The worker mentioned they would try to locate him, which I'm actually fine with if they can. But will saying "I don't know who the father is" cause my application to be rejected? Has anyone dealt with this situation before?
one other thing u should know they will keep ur child support money if u get calworks. they only give u the first $100 for one kid or $200 for 2+ kids each month (they call it the disregard amount) and keep the rest to pay back ur cash aid. just so u know what ur getting into
This is correct. When you receive CalWORKs, you assign your rights to child support to the county. They keep most of the child support to reimburse themselves for your cash aid, except for the "disregard" amount ($100 for one child, $200 for two or more) which they pass through to you. This amount doesn't count against your CalWORKs grant calculation either. Just something to be aware of when budgeting.
I went through this exact same situation about 6 months ago! I was so stressed about it too, but it turned out fine. When I said "I don't know" about my baby's father, they just had me fill out a form with whatever details I could remember - even tiny things like his approximate age, where I might have met him, physical description, etc. They're not expecting you to be a detective, they just want to see that you're willing to help with whatever you can. The child support worker was actually pretty understanding about it. My CalWORKs got approved without any issues and I've only had to meet with child support twice since then. Just be honest and cooperative and you'll be fine!
I'm completely stressed out right now. I went to recertify for CalWORKs yesterday since my 6-month period is ending, and the worker told me I've been receiving payments continuously for the past 11 months! Problem is - I HAVEN'T gotten a single payment since last April when I found a job and reported my income increase. I stopped my benefits properly when I started working. When I checked my BenefitsCal account, someone changed my address, phone number, and even had a new EBT card issued to them! This person has been collecting MY cash aid for almost a year while I've been working. I have no idea how they accessed my account. I filed a report with the fraud department but they said investigation could take 2-3 months. Meanwhile, my current situation is desperate - I lost my job two weeks ago when my company downsized, and I need CalWORKs to support my kids until I find something new. The worker said my case is 'under investigation' and they can't issue benefits until this identity theft issue is resolved. Has anyone dealt with CalWORKs identity theft before? What did you do? The worker told me to keep calling the county office, but no one ever picks up! I'm worried about paying rent next month and I don't know how long this investigation will take.
One more thing I forgot to mention - make sure you're clear with the county that you need both the identity theft resolved AND immediate aid. These are two separate issues, and sometimes workers conflate them. The fraud investigation can proceed on its own timeline, but they can't deny you emergency benefits if you qualify right now based on your current situation. Request what's called a "presumptive eligibility determination" - this is when they approve you for benefits based on the assumption that you'll be determined eligible once the investigation concludes. If you have kids and no income, you should qualify. They'll likely issue one month of aid while continuing to investigate. Did you apply for regular Unemployment Insurance too? That won't affect your CalWORKs eligibility, and you should be able to receive both since you were working before losing your job.
Thank you for this clarification. The worker definitely made it sound like I couldn't get ANY help until the fraud case was completely resolved. I'll specifically ask for the presumptive eligibility determination. Yes, I did apply for UI as well but haven't been approved yet. The company that laid me off is disputing some claims, so that's another mess I'm dealing with. It feels like everything is going wrong at once.
I'm so sorry you're going through this nightmare! Identity theft with benefits is unfortunately becoming more common. A few additional things that might help: 1. Contact your local Legal Aid office - they often have attorneys who specialize in benefits cases and can advocate for you for free. They know exactly which forms to file and how to pressure the county to act faster. 2. If you're in immediate crisis, look into your county's General Relief program. It's separate from CalWORKs and can provide emergency cash assistance while you're waiting for this to resolve. 3. Document EVERYTHING in writing. After every phone call, send a follow-up email to your caseworker summarizing what was discussed and any promises made. This creates a paper trail that's crucial if you need to escalate. 4. Contact your county Board of Supervisors office - they often have constituent services that can help cut through red tape when residents are getting the runaround from county departments. Stay strong and don't give up! The system is designed to be frustrating, but you have rights and there are people who can help you navigate this. Your kids need you to keep fighting for what you're entitled to.
Joshua Hellan
Update: I submitted my application yesterday through BenefitsCal.com and got a call from a caseworker today! She said with my situation (job loss + minor children), I likely qualify for immediate need. I have to bring my eviction warning notice, ID, kids' birth certificates, and bank statements to the office tomorrow. She also said my final paycheck won't put me over the limit because of the earned income disregard. Thank you all for your help and advice!
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Sophia Rodriguez
That's great! Make sure to also ask about the Housing Support Program when you go in. Since you mentioned concern about rent, they have a program that can help with deposits, rent, and even finding housing if you're at risk of homelessness. Not all workers mention it unless you specifically ask.
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Joshua Hellan
AuthorThank you! I'll definitely ask about that. I'm not at risk of homelessness yet, but if I don't find a job in the next month or two, it could become a problem. Really appreciate all the advice!
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Luca Bianchi
Great to hear you got through to someone quickly! Just wanted to add - when you go in tomorrow, also ask about the CalWORKs Diversion Program that someone mentioned earlier. Since you're actively looking for work and this is temporary, you might be able to get a one-time lump sum payment instead of ongoing monthly benefits. The lump sum can be up to 3 months of what your regular CalWORKs would be, so potentially around $3,000+ for your family size. You wouldn't have to do the Welfare to Work requirements either. It could be perfect for covering rent while you job search without getting locked into the full CalWORKs program. Good luck tomorrow!
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