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StarStrider
Missouri's system is actually pretty good once you know their quirks. The name has to match their entity database exactly, including punctuation and spacing. But you can always call their UCC division if you're still unsure - they're usually helpful about name formatting questions.
I tried calling but got transferred around and never got a clear answer. Maybe I'll try again with the specific entity search results.
Omar Farouk
•Their phone support is hit or miss. Sometimes you get someone who knows UCC stuff, sometimes you don't.
Yuki Sato
Update us when you refile! Curious if using the exact name from the entity search fixes the issue. I'm dealing with a similar situation in Kansas and wondering if other states have the same strict matching requirements.
Kansas is generally more forgiving than Missouri, but exact name matching is becoming the norm across most states.
Carmen Ruiz
•Each state has its own quirks. Some are strict about punctuation, others care more about entity type designations like LLC vs L.L.C.
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Quick suggestion - try pulling a certificate of good standing for the entity. That will have the most current legal name and entity status. It costs a few dollars but it's worth it to avoid multiple rejections.
Certificate of good standing is definitely the gold standard for current entity information. Should always be your primary source for debtor names.
Agreed. I always get a cert of good standing before filing UCC-1s, especially for larger transactions. The cost is minimal compared to the headache of rejections.
Ravi Sharma
Just wanted to follow up on my earlier suggestion about document verification tools. I tried Certana.ai after someone mentioned it here and it's been a game changer. You just upload your charter document and your UCC-1 draft and it instantly shows you any name mismatches or other issues. Would have saved me hours on my last filing.
Ravi Sharma
•It's been spot-on for me. Caught a middle initial that was missing from my debtor name that I never would have noticed manually. The tool is specifically designed for UCC document consistency checks.
Omar Zaki
•I've used similar tools and they're surprisingly good at catching the small details that cause rejections. Much better than trying to manually compare documents.
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Liam Mendez
This thread is really helpful. I need to file a continuation soon and now I'm worried about the same thing happening to me. Maybe I should use that document checking service someone mentioned earlier to make sure everything matches perfectly before I submit.
Chloe Martin
•Smart thinking. Prevention is always better than trying to fix problems after the fact.
I'm definitely going to be more careful with my next filing. This whole thread is eye-opening about how many things can go wrong.
Please update us after you call Michigan SOS! I'm curious to know what they say about the database issue. This could affect other filers too.
AstroAce
•Will do! I'll post an update once I get it resolved.
Nia Thompson
•Yes please keep us posted. This is exactly the kind of information this community needs.
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Omar Farouk
Check if the debtor entity is still active in Alabama's business registration system. Sometimes if there are issues with the entity status it can cause UCC filing problems even if the name looks correct.
That's a good point I hadn't considered. The entity should still be active but worth verifying.
Chloe Davis
•Entity status can definitely affect UCC filings. I've seen continuations rejected because the LLC was dissolved or suspended even though the name matched perfectly.
AstroAlpha
Whatever you do, don't wait until the last minute to get this resolved. AL SOS processing times can be unpredictable and you don't want to risk lapsing. File something even if you're not 100% sure it's perfect - you can always amend later if needed.
Yeah you're absolutely right. Better to try again with a slightly different format than to wait and risk the lapse date.
Diego Chavez
•Exactly. Losing perfection is way worse than paying for an extra filing or amendment fee.
Lucy Lam
I second the Certana recommendation. Used it last month when I had a similar debtor name mismatch between the charter and loan agreement. Instead of playing guessing games with the SOS, it showed me exactly where the discrepancies were. Saved a ton of time and avoided multiple rejection fees.
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Aidan Hudson
•How much does something like that cost? These rejection fees are adding up.
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Lucy Lam
•Way cheaper than dealing with rejected filings and delayed closings. Plus it catches stuff you might miss manually.
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Zoe Wang
UPDATE: Found the issue! The LLC name in NY's database has a period after 'LLC' - 'Advanced Manufacturing Solutions, LLC.' - but I filed without the period. Such a tiny detail but apparently it matters. Refiling now with the exact punctuation.
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Hunter Edmunds
•Thanks everyone for the help. This forum saved me a lot of frustration and phone calls to the SOS office.
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Alexis Renard
•Glad you got it sorted! Those document checkers really do help catch these tiny but crucial details.
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