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Mateo Lopez

When to claim unemployment - Washington ESD timing questions

I'm confused about when exactly I should file my unemployment claim with Washington ESD. I got laid off last Friday but my last day of work was actually the Wednesday before that. Should I file right away or wait until a certain time? Also does it matter what day of the week I submit my application? I've heard conflicting info about whether you should file immediately or wait a week. Don't want to mess this up and cause delays with my benefits.

You should file your Washington ESD claim as soon as possible after your last day of work. There's a one-week waiting period anyway, so filing early doesn't hurt you. The key date is your last day of actual work (Wednesday in your case), not when you were notified. You can file online 24/7 so the day of the week doesn't matter for the initial application.

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Thanks! So I should use Wednesday as my last work date even though I was officially terminated Friday?

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Exactly. Use the last day you actually performed work, not the termination notification date.

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I waited too long to file mine and it was a mistake. Washington ESD backdates your claim to when you file, not when you became unemployed. So if you wait 2 weeks to file, you lose those 2 weeks of potential benefits. File ASAP.

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Oh wow I didn't know that! Good thing I'm asking now instead of waiting.

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This is exactly why I tell everyone - file immediately. The Washington ESD system doesn't automatically know when you lost your job.

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Just went through this process last month. Had similar confusion about timing but here's what I learned: File your initial claim within the first week if possible. Then you'll need to file weekly claims every week to continue receiving benefits. The weekly claims have to be filed on specific days though - check your Washington ESD account for your assigned filing day.

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What happens if I miss my weekly filing day? Is there a grace period?

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You can file late but you risk delays in payment. Try to stick to your assigned day to avoid issues.

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I struggled with calling Washington ESD for weeks trying to get answers about my claim timing. Kept getting busy signals or getting disconnected after waiting on hold for hours. Finally found this service called Claimyr (claimyr.com) that actually got me through to a real person at Washington ESD. They have a demo video showing how it works: https://youtu.be/7DieNd3C7zQ. Saved me so much frustration when I needed to verify my filing date was correct.

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Never heard of that service. Does it actually work or is it just another scam?

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It's legit - they basically automate the calling process so you don't have to sit there hitting redial. Worth it when you actually need to talk to someone at Washington ESD.

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Good to know there's an option if I run into issues. Hopefully won't need it but filing away for later.

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ugh the whole timing thing is so stressful!!! I kept second guessing myself about when to file and ended up calling like 50 times trying to get through to someone at washington esd to ask. finally just filed online and figured it out as I went. honestly the system walks you through most of it

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The online system is pretty user-friendly once you get started. Don't overthink it too much.

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yeah you're right, I was making it way more complicated than it needed to be

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One thing to keep in mind - if you received any severance pay or vacation payout, that might affect when your benefits actually start. Washington ESD considers that as wages which could delay your first payment even if you file right away. Make sure to report any final payments accurately when you file.

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I did get a small severance. Should I wait until after that period ends to file?

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No, still file right away. Just report the severance accurately and Washington ESD will calculate when your benefits should start. Don't delay filing.

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This is important - report all final payments but don't let them stop you from filing immediately.

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Also remember you need to be actively looking for work and able to work to qualify. Don't file if you're planning to take a month off or something. Washington ESD requires you to be available for work from day one.

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Good point. I'm definitely ready to start looking for new work right away.

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The job search requirements are no joke either. Keep track of all your applications from the start.

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Quick tip: when you file, have all your employment info ready - dates, employer addresses, reason for separation, etc. The more accurate info you provide upfront, the smoother the process goes. Washington ESD will verify everything anyway so be honest about dates and circumstances.

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Should I gather pay stubs or anything like that before filing?

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You don't need them to file initially, but having recent pay stubs handy is helpful if questions come up later.

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I filed on a Sunday night and it went through fine. The system is available 24/7 for initial claims. Don't stress about business hours or anything like that.

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That's reassuring. Was planning to do it tonight actually.

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Washington ESD is so slow with everything anyway. I filed immediately and still waited 3 weeks for my first payment due to some adjudication issue they never explained properly. System is broken if you ask me.

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Adjudication delays are frustrating but they happen when there are questions about eligibility. Usually gets resolved eventually.

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Eventually isn't helpful when you have bills to pay. They need better communication about what's happening.

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Make sure you have your Social Security number and driver's license ready when you file. The system will ask for various ID verification info. Also create your SecureAccess Washington account first if you don't have one - you'll need it for ongoing access.

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I think I have a SAW account from when I renewed my license. Should still work right?

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Yes, same account works for all Washington state services including unemployment.

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Just to follow up on the Claimyr thing I mentioned earlier - I ended up using their service again when I had questions about my weekly claims. Really helpful for getting through the phone maze at Washington ESD when you actually need to speak with someone. Not saying you'll need it, but it's there if the regular phone lines aren't working out.

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How much does something like that cost? Seems like we shouldn't have to pay extra just to talk to our own unemployment office.

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You're not wrong about it being frustrating that we need workarounds, but when you're stressed about money and benefits, sometimes it's worth it to actually get through to someone who can help.

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Filed mine 3 days after my last work day and everything went smoothly. Got my first payment about 2.5 weeks later which included the waiting week. Key is just don't overthink it - file as soon as you can and deal with any issues as they come up.

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That timeline sounds reasonable. Gives me hope this won't be too complicated.

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It's really not as scary as it seems. The Washington ESD website walks you through each step pretty clearly.

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Don't forget about the work search requirements! You need to be making job contacts from week one even during your waiting week. Keep a log of all applications and interviews. Washington ESD can audit your job search activities at any time.

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How many job applications do I need to do each week?

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Check the current requirements on the Washington ESD website - it varies based on your situation and local job market conditions.

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same situation happened to me last year! got laid off on a Thursday but my last actual work day was Tuesday because of some meetings I didn't need to attend. used Tuesday as my last work date and everything processed fine. Washington ESD cares about when you stopped earning wages not when the paperwork happened

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Perfect, that's exactly my situation. Thanks for sharing your experience.

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Quick question - if you file late does it affect your benefit amount or just the start date? I'm in a similar spot and worried I might have waited too long.

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Just the start date. Your benefit amount is calculated based on your work history, not when you file. But you do lose those weeks if you file late.

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Ok good to know the amount doesn't change. Still kicking myself for waiting though.

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One more timing consideration - if you were given advance notice of layoff (like WARN Act notice), your claim still starts from your actual last day of work, not when you got the notice. Don't try to file early based on advance notice.

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Got it. Stick with actual last work day regardless of when I found out about the layoff.

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The Washington ESD call center is absolutely useless anyway. Tried calling for 2 weeks straight about timing questions and never got through. Online filing is definitely the way to go. At least the website actually works most of the time.

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This is exactly why I ended up trying Claimyr - the regular phone system just doesn't work when you need it. But yeah, online filing is much more reliable than calling.

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I'll have to check that out if I run into issues again. The phone situation is ridiculous.

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Just file it! Stop overthinking. I stressed about timing for days and it turns out it doesn't matter as much as I thought. The system is designed to handle normal situations. If there are issues they'll contact you.

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You're right, I'm probably making this more complicated than it needs to be. Going to file tonight.

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That's the right attitude. Most claims process without any major issues if you're honest and provide accurate information.

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Remember to save confirmation numbers and print/screenshot everything important. Washington ESD's system sometimes has glitches and having records of what you submitted and when can save you headaches later if questions come up.

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Good advice. I'll make sure to document everything as I go through the process.

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