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Finley Garrett

How to file unemployment claim in Washington - complete beginner here

I just got laid off from my job at a manufacturing company and I have no idea how to file for unemployment benefits. I've never done this before and I'm honestly pretty overwhelmed. Can someone walk me through the basic steps for filing a claim with Washington ESD? Do I need to have certain documents ready? How long does it usually take to get approved? Any help would be really appreciated - I'm starting to stress about paying my bills next month.

First thing you need to do is go to the Washington ESD website and create an account. You'll need your Social Security number, driver's license, and employment history for the past 18 months. Make sure you have your employer's information including their business name and address. The process usually takes about 20-30 minutes to complete the initial application.

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Thanks! Do I need to know exact dates for all my previous jobs or just approximate?

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Exact dates are best but if you don't have them, approximate is fine. They'll verify everything with your employers anyway.

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The website is esd.wa.gov if you're looking for it. You'll want to click on 'Apply for Benefits' and then follow the prompts. Fair warning though - the system can be slow sometimes, especially during peak hours.

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Good to know, I'll try to do it early morning or evening then.

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Also make sure you file your claim as soon as possible. There's a waiting period and benefits are only backdated to when you file, not when you actually lost your job. I learned this the hard way and lost out on a week of benefits.

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Oh wow, I didn't know that. I was laid off three days ago so I should probably do this today then.

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Definitely file today if you can. Every day you wait is potentially money lost.

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Once you file your initial claim, you'll need to file weekly claims every week to continue receiving benefits. Don't forget to do this even if your claim is still pending - they require you to keep filing weekly to maintain eligibility.

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How do I file the weekly claims? Is it the same website?

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Yes, same website. You'll log into your account and there will be a section for weekly claims. You'll need to report any work you did that week and any money you earned.

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Just went through this process last month and it was pretty straightforward. One thing to note - they'll ask about the reason for your job separation. Since you were laid off, that should be fine. If you were fired or quit, the process can be more complicated.

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I was definitely laid off, not fired. The company had to let go of about 30 people due to budget cuts.

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Perfect, that makes things much easier. You shouldn't have any issues with eligibility then.

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One more thing - after you file, you might get a notice that your claim is in 'adjudication.' This just means they're reviewing your claim and verifying information with your employer. It can take a few weeks but don't panic if you see this status.

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How long does adjudication usually take? I really need to know when I might start receiving benefits.

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Usually 2-4 weeks but sometimes longer if there are complications. Just keep filing your weekly claims during this time.

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Mine took almost 6 weeks last year. The system is really backed up sometimes.

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Don't forget about the job search requirements! You'll need to make at least 3 job search contacts per week and keep records of your activities. They can audit this so make sure you're actually doing the searches.

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What counts as a job search contact? Does applying online count?

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Yes, applying online counts. You can also attend job fairs, network with contacts, or register with employment agencies. Just keep detailed records of everything.

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If you run into issues with getting through to Washington ESD by phone (and trust me, you probably will), I found this service called Claimyr that helps you get connected to an actual agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of trying to call.

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That sounds useful. How does it work exactly?

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Basically they handle the calling and waiting for you, then connect you when an agent becomes available. Way better than sitting on hold for hours.

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I've heard of this service too. Might be worth checking out if you need to talk to someone at Washington ESD.

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The whole process is honestly pretty user-friendly once you get started. The hardest part is just gathering all your employment information. I keep a spreadsheet now with all my job history just in case I ever need to file again.

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That's a great idea. I should probably start keeping better records of my employment history.

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Make sure you have your bank account information ready too if you want direct deposit. It's much faster than waiting for checks in the mail.

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Definitely want direct deposit. Do they need routing and account numbers?

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Yes, exactly. Just like setting up any other direct deposit.

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One heads up - if your claim gets denied for any reason, don't give up. You can appeal the decision. I had to appeal mine because of a miscommunication with my employer and I eventually got it resolved.

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How long do you have to appeal if something goes wrong?

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I think it's 30 days from when you receive the denial notice. Don't wait though - appeal as soon as possible.

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The unemployment amount you receive is based on your earnings in the past year. They have a formula that calculates your weekly benefit amount. Don't expect it to replace your full salary though - it's usually about 50-60% of what you were making.

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That's good to know. I was hoping it would be closer to my full salary but I guess something is better than nothing.

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Exactly. It's meant to be temporary assistance while you look for new work, not a full replacement income.

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Also be aware that unemployment benefits are taxable income. You can choose to have taxes withheld or pay them at the end of the year. I always choose to have them withheld so I don't get hit with a big tax bill.

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I didn't think about taxes. That's definitely something to consider.

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Yeah, it's easy to forget about but important to plan for.

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The system will ask you to create a WorkSourceWA account too. This is for the job search tracking and they have some decent resources for finding employment. It's all connected to your unemployment claim.

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Is WorkSourceWA mandatory or optional?

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It's basically mandatory if you want to keep receiving benefits. They use it to track your job search activities.

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I went through this whole process about 8 months ago and the thing that helped me most was just staying organized. Keep copies of everything - your application, any correspondence from Washington ESD, your job search records, everything.

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Good advice. I'll set up a folder to keep everything organized.

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If you have any issues or questions after filing, the Claimyr service I mentioned earlier is really helpful for getting through to Washington ESD. Their phone lines are constantly busy but Claimyr can get you connected without the endless hold times.

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I'll definitely keep that in mind if I run into problems.

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Yeah, the regular phone system is pretty frustrating. Any service that can help with that is worth considering.

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One last thing - don't be discouraged if the process seems slow. Washington ESD processes thousands of claims and it just takes time. As long as you keep filing your weekly claims and meet the requirements, you should be fine.

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Thanks everyone for all the helpful advice. I feel much more confident about filing now.

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You're welcome! Good luck with your claim and your job search.

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Just to recap the main steps: 1) Go to esd.wa.gov, 2) Create account and file initial claim, 3) File weekly claims every week, 4) Do your job searches, 5) Keep records of everything. You got this!

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Perfect summary. I'm going to file my claim right now.

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Great! The sooner you file, the sooner you can start receiving benefits.

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Oh and one more resource - if you need help with the job search requirements or finding work, WorkSourceWA has career counselors who can help. They're pretty good at what they do.

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That's good to know. I might need help with my resume and interview skills.

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They can definitely help with that. They have workshops and one-on-one counseling available.

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Been following this thread and just wanted to say this is exactly the kind of information I wish I had when I first filed. You all are being super helpful to someone who's clearly stressed about their situation.

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I really appreciate everyone taking the time to help. This community is amazing.

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