How to calculate how much unemployment you will receive from Washington ESD?
I'm trying to figure out exactly how much my weekly unemployment benefit will be before I file my claim with Washington ESD. I know it's based on your earnings but I can't find a clear explanation of the actual calculation. My highest quarter last year I made about $18,500 and my total base period earnings were around $52,000. Does anyone know the formula Washington ESD uses? I want to make sure I budget correctly while I'm looking for work.
48 comments


FireflyDreams
Washington ESD uses your highest quarter earnings from your base period. Take that amount, divide by 26, then that's roughly your weekly benefit amount. But there's also a minimum and maximum - I think max is around $999 per week in 2025. You can also use the benefit calculator on their website.
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Oliver Weber
•Thanks! So with my $18,500 highest quarter that would be about $711 per week? That seems higher than I expected.
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FireflyDreams
•Yeah that sounds about right, assuming you meet all the other requirements like having enough total base period wages.
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Natasha Kuznetsova
The calculation is actually your highest quarter divided by 26, but you also need to make sure your total base period wages are at least 1.5 times your highest quarter. With your numbers ($52k total, $18.5k highest) you definitely qualify. Your weekly benefit amount would be $711 before taxes.
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Javier Morales
•wait they take taxes out of unemployment benefits? I thought that was tax free money
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Natasha Kuznetsova
•No, unemployment is taxable income. You can have taxes withheld or pay at tax time, but it's definitely not tax-free.
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Oliver Weber
•Good to know about the taxes. Should I have them withhold or just save money for taxes later?
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Emma Anderson
I was struggling to get through to Washington ESD to ask about my benefit calculation and kept getting hung up on after waiting forever. Finally used Claimyr (claimyr.com) and they got me connected to an actual person who walked through my specific situation. Way easier than trying to call on your own. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Malik Thompson
•Never heard of that service before. Does it actually work or is it just another scam?
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Emma Anderson
•It's legit - they basically help you get through the phone queue and connect you with an ESD agent. Saved me hours of trying to call myself.
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Oliver Weber
•I might need to try that if I have issues with my claim. The phone system is notoriously bad.
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Isabella Ferreira
Just remember that your benefit amount also depends on when you worked. The base period is the first four of the last five completed calendar quarters before you file. So if you file in January 2025, your base period would be October 2023 through September 2024. Make sure you're looking at the right time period for your wages.
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Oliver Weber
•Oh that's a good point. I was looking at 2024 earnings but I should check which quarters actually count for my base period.
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CosmicVoyager
•Yeah the base period thing trips up a lot of people. I made the mistake of calculating based on my most recent earnings instead of the actual base period.
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Javier Morales
does washington esd have a calculator on their website? seems like that would be easier than trying to do the math yourself
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FireflyDreams
•Yes, there's a benefit calculator tool on the ESD website. It's pretty straightforward to use if you have your wage information handy.
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Oliver Weber
•I'll check that out. Hopefully it's more accurate than trying to estimate myself.
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Ravi Kapoor
One thing to keep in mind is that your weekly benefit amount might be reduced if you have any part-time work while collecting unemployment. Washington ESD has specific rules about how they deduct earnings from your weekly benefit, so make sure you report any work accurately.
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Oliver Weber
•I'm planning to look for full-time work so hopefully won't have part-time income to worry about. But good to know in case I need to take temporary work.
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Freya Nielsen
•Yeah they're pretty strict about reporting work. Even a few hours can affect your weekly payment.
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Omar Mahmoud
The maximum weekly benefit in Washington for 2025 is $999, but most people don't get that much unless they were making really high wages. Your calculation of around $711 sounds reasonable for your income level.
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Oliver Weber
•That's still more than I was expecting which is good news. Should help with the bills while I job search.
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Chloe Harris
•Just make sure you meet all the work search requirements too. They've gotten stricter about that lately.
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Diego Vargas
I had a similar situation last year and the online calculator was pretty accurate. My actual weekly benefit ended up being within $10 of what the calculator estimated. Just make sure you have accurate wage information from all your employers during the base period.
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Oliver Weber
•Did you have any issues getting your wage information? I have pay stubs but not sure if I need anything else.
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Diego Vargas
•Pay stubs should be fine. Washington ESD can also verify your wages through their system, but having your own records helps if there are any discrepancies.
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NeonNinja
dont forget that unemployment benefits are only temporary - you get 26 weeks max in most cases. so while the weekly amount is important, also plan for what happens after that runs out
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Oliver Weber
•Good point. I'm hoping to find work well before 26 weeks but it's smart to have a backup plan.
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Anastasia Popov
•The job market is still pretty competitive so 26 weeks might not be enough for some people unfortunately.
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Sean Murphy
When I was trying to get details about my benefit calculation, I kept getting conflicting information from different ESD reps. Finally got frustrated and tried Claimyr to get connected properly. The agent I spoke with was actually knowledgeable and could access my specific wage history to give me an exact calculation.
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Oliver Weber
•That's exactly what I'm worried about - getting different answers from different people. Maybe I should just use a service like that from the start.
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Zara Khan
•I've heard good things about Claimyr from other people too. Might be worth it just to get accurate information the first time.
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Luca Ferrari
Also remember that if you quit your job voluntarily, you might not be eligible for benefits at all, regardless of how much you would get. Washington ESD is pretty strict about the reason for separation from employment.
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Oliver Weber
•I was laid off so that shouldn't be an issue in my case. But thanks for mentioning it.
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Nia Davis
•Yeah, being laid off should make the process smoother. Just make sure you have documentation from your employer if needed.
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Mateo Martinez
The benefit amount calculation is just the starting point. You also need to factor in the waiting week, any deductions for things like child support, and the job search requirements. It's not as simple as just getting a check every week.
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Oliver Weber
•What's the waiting week? Is that where you don't get paid for the first week?
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Mateo Martinez
•Yes, there's typically a one-week waiting period before you start receiving benefits. So your first payable week is actually your second week of unemployment.
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QuantumQueen
•I think they eliminated the waiting week during COVID but I'm not sure if it's back now.
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Aisha Rahman
Whatever amount you calculate, just be prepared for potential delays in actually getting your money. Even straightforward claims can take several weeks to process, and if there are any issues it can take much longer.
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Oliver Weber
•How long should I expect to wait for my first payment if everything goes smoothly?
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Aisha Rahman
•Usually 2-3 weeks if there are no problems with your claim. But any issues with verification or eligibility can add weeks or even months.
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Ethan Wilson
I'd recommend applying as soon as possible after you lose your job. Even if you're not sure about the exact benefit amount, you don't want to delay and miss out on weeks of potential benefits while you're figuring out the calculation.
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Oliver Weber
•That makes sense. I'll file the claim this week and can always ask questions about the amount later.
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Yuki Sato
•Yeah, you can't backdate benefits very far so it's better to file early even if you have questions.
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Carmen Flores
For what it's worth, when I had questions about my benefit calculation that the website couldn't answer, I ended up using Claimyr to get through to ESD. The rep was able to pull up my exact wage history and walk through the calculation step by step. Much better than trying to guess based on the general formula.
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Oliver Weber
•That sounds really helpful. I think I'll try the online calculator first and then use a service like that if I need more specific information.
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Andre Dubois
•Smart approach. The calculator gives you a good estimate but sometimes you need to talk to a person for the details.
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