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Madison King

How much is unemployment benefit amount in Washington ESD weekly claims?

I'm trying to figure out how much unemployment I'll get if I file a claim with Washington ESD. I've been working full time for the past 2 years making about $45,000 annually. Does anyone know how they calculate the weekly benefit amount? I heard it's based on your highest quarter but I'm not sure what that means exactly. Also wondering if there's a maximum amount they'll pay regardless of how much you made.

Washington ESD calculates your weekly benefit amount using your highest earning quarter from the base period (first 4 of the last 5 completed quarters). They take that amount, divide by 26, then multiply by 0.0385 to get your weekly benefit. The maximum weekly benefit for 2025 is $999 per week.

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Thanks! So if my highest quarter was around $15,000, that would be about $577 per week? That seems pretty good actually.

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yeah but remember you still have to pay taxes on unemployment benefits so factor that in

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Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base period. They take that quarter's wages and divide by 26. There's also a maximum weekly benefit amount that changes each year - I think it's around $999 per week for 2025 but you should verify that on their website.

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Thanks! So if my highest quarter was like $12,000 that would be about $460 per week? That seems pretty good actually.

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Yeah that sounds about right, but remember you also have to meet the minimum earnings requirements in your base period to qualify.

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The formula is a bit more complex than that. Washington ESD looks at your two highest quarters in your base period, adds them together, divides by 2, then divides by 26. Your weekly benefit is either that amount or 3.85% of the state average weekly wage, whichever is less.

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Wait, so they use two quarters not just the highest one? This is getting confusing.

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You're right, I simplified it too much. It's the average of your two highest quarters divided by 26.

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I tried calling Washington ESD to get clarification on this exact calculation but spent 2 hours on hold and never got through. Super frustrating.

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the formula is confusing but basically they look at your wages from 5 quarters ago through 2 quarters ago (thats your base period) and use the highest quarter. there's also a minimum you have to earn in the whole base period to qualify

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Wait so they don't look at my most recent wages? That seems weird.

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nope, there's a lag period so employers have time to report wages to Washington ESD

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The lag exists because wage reports aren't instant. Your most recent quarter might not be fully processed yet when you file.

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If you're having trouble getting through to Washington ESD for specific benefit calculations, I found this service called Claimyr that helped me reach an agent quickly. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling.

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Really? How does that work exactly? I'm desperate to talk to someone about my claim status.

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It basically handles the calling and waiting for you until an agent is available, then connects you. Way better than sitting on hold for hours.

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation and I can't reach anyone! Their phone lines are always busy or I get disconnected after waiting forever. Has anyone found a way to actually talk to a real person there?

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I had the same problem until I found this service called Claimyr (claimyr.com). They help you get through to Washington ESD agents by phone. I watched their demo video (https://youtu.be/7DieNd3C7zQ) and decided to try it. Got connected to an agent in like 20 minutes instead of calling for hours myself.

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The trick is calling right at 8am when they open, but even then it's hit or miss with how busy they are.

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Be careful about counting on a specific amount. Your weekly benefit also depends on if you have any other income during the week you're claiming. If you work part-time or have any earnings, they'll reduce your benefit amount.

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Good point. I might pick up some gig work while I'm looking for full-time employment.

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Washington ESD allows you to earn up to your weekly benefit amount before they start reducing your UI payment. Anything over that gets deducted dollar for dollar.

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I just went through this whole process last month. Made about $48k last year and my weekly benefit came out to $539. The Washington ESD website has a benefit calculator but it's not super accurate - I'd recommend calling to get the exact amount.

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How long did it take to get your first payment after filing your initial claim?

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About 3 weeks, but that was because I had to do the whole adjudication process. If your claim is straightforward it should be faster.

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the maximum changes every year too so make sure youre looking at current info. i think 2024 was like $929 or something but 2025 is higher

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Correct, the maximum is tied to the state average weekly wage which gets updated annually.

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Where do they publish the current maximum? I want to make sure I'm looking at the right numbers.

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For 2025, the maximum weekly benefit amount in Washington is $999. The minimum is around $295. Your benefit amount is calculated as your highest quarter wages divided by 26, but it can't exceed the maximum. You also need to have earned at least 680 hours of work or $7,000 in wages during your base period to qualify.

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This is really helpful! I definitely meet the minimum requirements. Do you know if they count overtime wages in the calculation?

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Yes, all wages reported to Washington ESD count, including overtime, bonuses, and commissions.

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wait I thought the max was like $800 something? did it go up this year?

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Don't forget you can only collect for 26 weeks max (unless there are special extensions). So even if you get $600/week, that's only about $15,600 total if you use all your benefits.

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That's still a decent safety net while job hunting. Better than nothing!

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True, but you need to actively job search and document it or they'll cut off your benefits. Washington ESD requires 3 job search contacts per week.

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Don't forget you'll also need to file weekly claims to actually get paid, and you have to do job searches every week. The benefit calculation is just the first step - there's a lot more to actually collecting unemployment.

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How many job searches do you have to do per week?

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Usually 3 job search activities per week, but it can vary depending on your situation. They're pretty strict about documenting everything.

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And make sure you keep good records of your job searches because they do audit people randomly!

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I've been on unemployment for 8 weeks now and my weekly amount is $487. I worked in retail making about $34k annually. The calculation seemed fair based on what I was earning.

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Are you finding the job search requirements difficult to meet? I'm worried about that part.

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Not really, you just need to apply to jobs and keep track of it. WorkSourceWA helps with tracking your searches.

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WASHINGTON ESD SUCKS at explaining this stuff clearly on their website!! I had to call like 15 times before someone could walk me through the calculation. Turns out I was eligible for way more than I thought.

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How did you finally get through? I've been trying for days.

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I used that Claimyr thing someone mentioned earlier. Worked like a charm, got connected to an agent in about 20 minutes.

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Keep in mind your benefit amount also affects your total benefit year amount. It's typically 30 times your weekly benefit, but there are caps on the total too.

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So if I get $577 weekly, my total would be around $17,310 for the year? That makes sense.

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That's correct, assuming you don't exhaust your benefits before the full 26 weeks.

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i been on unemployment twice and both times the amount was different even though i made similar money. turns out it matters which quarters they look at because of when you file your claim

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So timing matters when you file? I was thinking of waiting a few more weeks to see if I can find work first.

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yeah if you wait your base period shifts and they might look at different quarters. could be higher or lower depending on your wages

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just file your claim and see what happens. the washington esd system will calculate it automatically once you enter all your employer info

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True, but I like to know what to expect before I file. Helps with budgeting.

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I was surprised that my benefit amount was lower than expected because I had a gap in employment last year. Make sure all your quarters have decent earnings or it might affect your calculation.

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Good point. I've been consistently employed so hopefully that won't be an issue for me.

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The base period looks at completed quarters, so recent gaps might not matter depending on when you file.

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My sister got $743 per week when she was laid off from her tech job. She was making around $78k annually. The calculation seemed pretty accurate based on her earnings.

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That's a solid amount. Did she have any issues with the adjudication process?

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Nope, her claim was approved right away since it was a clear layoff situation.

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Remember you have to report your unemployment benefits as income on your taxes. Set aside about 10-15% for federal taxes if you don't elect to have them withheld.

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Can you have taxes automatically withheld from unemployment benefits?

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Yes, you can elect to have 10% federal tax withheld when you file your weekly claims. I'd recommend it.

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The benefit estimator on the Washington ESD website gave me a range but wasn't exact. Actual amount was about $50 less per week than the high estimate.

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Still helpful for planning purposes though. I'll try the estimator first.

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If you're still working but reduced hours, you might qualify for partial unemployment benefits. The calculation is different but can help supplement your reduced income.

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I'm fully unemployed as of next week, but good to know for the future.

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Partial benefits can be tricky - you have to report your earnings very carefully each week.

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Been trying to get through to Washington ESD for two weeks about my benefit calculation. Finally used Claimyr yesterday and got connected to someone who explained everything clearly. Definitely worth it if you're stuck.

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I'm going to try that service today. This is ridiculous how hard it is to reach them.

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The video demo on their site shows exactly how it works. Pretty straightforward process.

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Your weekly benefit stays the same throughout your claim year even if you get a part-time job. They just reduce it based on your weekly earnings, but your base amount doesn't change.

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That's good to know. I was worried taking temp work might mess up my benefit rate.

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Correct, your benefit year amount is locked in when you file your initial claim.

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FYI the Washington ESD phone system is always busy in the mornings. If you're going to call, try after 2 PM for better luck getting through.

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Thanks for the tip! I'll keep that in mind if I need to call.

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Or just use Claimyr and avoid the phone tag altogether. That's what I did and it saved so much time.

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The Washington ESD website has a benefit calculator tool that's pretty accurate. You just plug in your quarterly wages and it gives you an estimate. Saved me a lot of confusion when I was trying to figure out my benefit amount.

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Oh perfect! I'll check that out. Do you remember where on their site it is?

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I think it's under the 'Unemployment Benefits' section but I'm not 100% sure of the exact location. Shouldn't be too hard to find.

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Just search for 'benefit calculator' on their site and it should come up

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One thing to keep in mind is that unemployment benefits are taxable income, so you might want to have taxes withheld or save money for tax time. Caught me off guard my first time collecting UI.

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Good point! Can you have them withhold taxes automatically?

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Yes, you can elect to have 10% federal tax withheld when you file your weekly claims. There's a checkbox for it.

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WASHINGTON ESD IS SO SLOW WITH EVERYTHING! I filed my claim 3 weeks ago and still haven't gotten my first payment. The benefit amount calculation was easy but actually getting paid is another story entirely.

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Are you stuck in adjudication? That's usually what causes long delays with new claims.

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I used Claimyr to get through to someone about my adjudication delay. The agent was able to tell me exactly what was holding up my claim and gave me a timeline. Worth it to avoid weeks more of waiting in the dark.

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Just wanted to add that if you worked in multiple states, your benefit calculation might be different. Washington has agreements with other states to combine wages, but the process is more complicated.

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I only worked in Washington so that shouldn't affect me, but good to know for others!

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Yeah if you've only worked in Washington it's straightforward. The multi-state stuff gets messy quickly.

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does anyone know if commission payments count toward the benefit calculation? i made most of my money from sales commissions last year

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Yes, commissions count as wages as long as they were reported properly by your employer to Washington ESD.

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awesome thanks! i was worried they might not count since the amounts varied so much week to week

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My benefit amount ended up being lower than I expected because I had a few months of lower wages that brought down my highest quarter. Make sure you understand exactly which quarter they're using for your calculation.

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How can you tell which quarter they used?

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It should show on your monetary determination letter that Washington ESD sends after you file your claim. Lists out all your quarterly wages.

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Pro tip: if you think there's an error in your wage calculation, you can appeal the monetary determination. I had to do this when my employer didn't report some of my wages correctly.

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How long does an appeal take?

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Mine took about 6 weeks but I got back pay for the difference once it was resolved.

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Appeals can be tricky to navigate on your own. If you need to talk to Washington ESD about an appeal, Claimyr can help you get through to the right department.

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The benefit amount is just one piece of the puzzle. You also need to think about how long you can collect benefits - usually 26 weeks but it depends on the unemployment rate and other factors.

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Good point! I'm hoping to find work before I need the full 26 weeks anyway.

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That's the right attitude! Unemployment should be a bridge while you're job searching, not a long-term plan.

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just remember you have to be actively looking for work to keep collecting. the job search requirements are no joke and they do check up on people

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Yeah I've heard they're strict about that. Better to start job searching right away even if you're not sure about your benefit amount yet.

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exactly! and keep good records of everything you do for job searching

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