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Remember that your weekly benefit amount is based on your highest earning quarter in the base period, not your most recent job. So if you made more money at a previous job, that could actually increase your benefit amount.
Final piece of advice - be patient but persistent. The system is overloaded and things take time, but don't let issues slide hoping they'll resolve themselves. If something seems wrong with your claim, address it quickly. I used Claimyr twice last year when I couldn't get through the regular phone lines and it saved me weeks of delays.
Update: my card finally arrived today! Took exactly 12 business days from when my first payment was processed. Thanks everyone for the advice and support.
Final update: Got my card today! Took 13 business days total. Thanks to everyone who helped, especially those who suggested Claimyr when I needed to call Washington ESD for confirmation. This thread was super helpful!
My tax preparer told me that unemployment benefits can sometimes push you into a higher tax bracket if you had other income during the year. Definitely worth having taxes withheld if you're not sure.
The timing of when you can apply for unemployment after STD ends is important too. You want to apply as soon as you're medically cleared to avoid any gaps in benefits.
This has been a really informative discussion! I learned a lot about the differences between these programs that I didn't know before.
Giovanni Martello
For what it's worth, the waiting week isn't unique to Washington. Most states have it, though some did eliminate it permanently after COVID. We're not the only ones dealing with this frustration.
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Savannah Weiner
•That doesn't make it any less frustrating when you're the one trying to pay rent with no income!
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Giovanni Martello
•Oh absolutely, I'm not defending it at all. Just pointing out it's a widespread policy issue, not just Washington being difficult.
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Levi Parker
The most important thing is to keep filing your weekly claims even during the waiting week. I know someone who stopped filing because they thought there was no point if they weren't getting paid, and it messed up their whole claim.
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Libby Hassan
•Yes! This is crucial. Missing even one weekly claim can disqualify you from benefits entirely, even if it's during the unpaid waiting week.
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Daniel Rivera
•Good to know. I'll make sure to keep filing every week no matter what. This whole system is confusing but I can't afford to make mistakes.
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