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For what it's worth, I think Washington ESD benefit calculations are intentionally confusing so people don't question them. The system is set up to minimize payouts, not to help claimants understand their rights.
That's a bit cynical, but I understand the frustration. The formulas are complex because they're trying to balance multiple policy goals - preventing fraud, ensuring equity, and managing the trust fund.
Thanks everyone for all the input. I think I need to get my actual wage records from Washington ESD and then have someone walk me through the calculation. It sounds like there are too many variables for me to figure out on my own.
That's probably the best approach. Once you have the actual wage data they used, the calculation should be more straightforward.
Make sure you understand the difference between being fired 'for cause' vs 'without cause'. Makes a big difference for your claim.
Bottom line - file your claim no matter what. Worst case scenario they deny it and you appeal. Best case you get approved right away. Nothing to lose by trying.
honestly the whole unemployment system needs to be rebuilt from scratch. its 2025 and we're still dealing with technology from the 90s
To directly answer your original question OP: if your claim is straightforward (layoff, clear employment history, no issues), expect 2-3 weeks from filing to first payment. If there are any complications, it could be 4-8 weeks or longer. The key is filing your weekly claims consistently and responding quickly to any requests for information.
Overall the system definitely kept me more selective about jobs rather than just taking anything out of panic. Probably led to a better match in the end.
This has been incredibly helpful everyone! I have much better understanding now of how UI creates various indirect incentives beyond just the weekly payments. Thanks for all the insights!
Sadie Benitez
OP, once you get your actual weekly benefit amount from Washington ESD, make sure to factor in taxes. UI benefits are taxable income, so you might want to have them withhold taxes or set money aside.
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Elin Robinson
•Oh right, I totally forgot about taxes. Can they withhold federal and state taxes automatically?
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Sadie Benitez
•Yes, you can elect to have 10% withheld for federal taxes when you file your weekly claims. For state taxes, Washington doesn't have income tax so you don't need to worry about that part.
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Drew Hathaway
I've been trying to calculate my potential benefits too and it's frustrating that Washington ESD doesn't give you a clear estimate before you file. Some states show you right upfront what you might qualify for.
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Laila Prince
•That would be so much better! At least then you'd know if it's even worth going through the whole application process.
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Kingston Bellamy
•This is another reason why being able to actually talk to a Washington ESD agent is valuable. They can give you that estimate over the phone if you can get through to them. Claimyr makes that possible without the usual headache.
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