How much do you get with unemployment benefits in Washington state?
I'm trying to figure out how much I'll actually receive if I file for unemployment in Washington. I've been working full-time for the past 2 years making about $52,000 annually. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard it's based on your highest earning quarter but I'm not sure exactly how they do the math. Also wondering if there's a maximum weekly amount they'll pay out?
49 comments


Yara Nassar
Washington ESD uses your highest earning quarter from your base period to calculate your weekly benefit. They take your highest quarter earnings and divide by 26 to get your weekly benefit amount. The maximum weekly benefit for 2025 is $999 per week. So if you made $25,974 in your highest quarter (which would be the max), you'd get the full $999 weekly.
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Connor O'Neill
•Thanks! So if my highest quarter was around $14,000, I'd get about $538 per week? That seems pretty good actually.
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Yara Nassar
•Exactly right! And you can receive benefits for up to 26 weeks typically, though it depends on your work history and the unemployment rate in your area.
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Keisha Robinson
just filed last week and still waiting to hear back from washington esd about my benefit amount. the online calculator said i should get around $450/week but who knows if thats accurate
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GalaxyGuardian
•The online calculator is usually pretty accurate. How long have you been waiting for your determination letter?
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Keisha Robinson
•about 8 days now. called a few times but keep getting the busy signal
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Paolo Ricci
I've been trying to reach Washington ESD for over a week about my benefit calculation. They're saying I don't qualify for the amount I expected and I need to speak with someone to understand why. The phone lines are impossible to get through - I've called probably 200+ times. Has anyone found a way to actually reach them?
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Amina Toure
•I had the same problem until I found Claimyr. It's a service that helps you get through to Washington ESD agents. You can check it out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works. Saved me hours of calling and I got through to someone the same day I used it.
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Oliver Zimmermann
The benefit amounts have gone up quite a bit since covid. I was getting like $790 per week in 2023 and now I see people getting close to $1000. Make sure you're looking at current rates not old info online.
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Connor O'Neill
•Good point! I was looking at some older forum posts that had much lower amounts. The $999 max for 2025 is definitely higher than what I expected.
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Natasha Volkova
Don't forget about taxes!! Washington ESD doesn't automatically withhold federal taxes from your unemployment benefits. You'll need to either have them withhold 10% or set money aside for tax season. I learned this the hard way and owed like $2800 in taxes.
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Connor O'Neill
•Oh wow, I didn't think about that. How do you set up the tax withholding?
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Yara Nassar
•You can request tax withholding when you file your weekly claims online. There's a section where you can elect to have 10% withheld for federal taxes.
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Javier Torres
WASHINGTON ESD TAKES FOREVER TO PROCESS EVERYTHING! I've been waiting 3 weeks just to get my benefit amount determination. Meanwhile I'm supposed to keep filing weekly claims for $0. This system is so broken.
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GalaxyGuardian
•I understand the frustration, but definitely keep filing your weekly claims even if you're getting $0. If you skip weeks, you could lose those benefits permanently once your claim is approved.
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Javier Torres
•Yeah I know, it's just annoying to keep doing the job search log and everything when I don't even know if I'm approved yet.
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Emma Davis
The job search requirements are what really get me. You have to do 3 job search activities per week to keep getting benefits. It's not just about the money amount - you gotta work for it.
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Connor O'Neill
•What counts as a job search activity? I assume applying for jobs counts but what else?
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Yara Nassar
•Applying for jobs, networking events, job fairs, creating profiles on job sites like Indeed, informational interviews, even some types of training or education can count. You log them in your WorkSourceWA account.
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CosmicCaptain
For anyone wondering about the actual calculation, Washington ESD looks at your earnings from the first 4 of the last 5 completed quarters before you filed. So if you file in January 2025, they'd look at your earnings from Q1 2024 through Q4 2024. Your highest earning quarter divided by 26 gives you your weekly benefit amount.
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Connor O'Neill
•That's really helpful! So recent pay increases might not be reflected in the calculation if they happened too recently?
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CosmicCaptain
•Exactly. That's why sometimes people are surprised their benefit amount is lower than expected - it's based on older earnings, not your most recent pay.
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Malik Johnson
i think theres also a minimum benefit amount you have to qualify for. like if you didnt work enough or earn enough, you might not get anything at all. anyone know what the minimum is?
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Yara Nassar
•The minimum weekly benefit amount in Washington is $295 for 2025. You also have to have earned at least $5,265 in your base period to qualify for benefits at all.
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Isabella Ferreira
I'm getting $823 per week currently. Been on unemployment for about 6 weeks now. The money helps but you definitely feel the pressure to find work since you only get 26 weeks maximum. The job search requirements keep you active at least.
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Connor O'Neill
•That's a pretty good amount! Are you in a high-cost area or was your previous salary pretty high?
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Isabella Ferreira
•I was making about $68K annually before I got laid off. I'm in the Seattle area so cost of living is definitely high here.
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Ravi Sharma
One thing to keep in mind is that your benefit amount is also affected by any other income you receive while on unemployment. If you do any part-time work or consulting, you have to report it and it will reduce your weekly benefit amount.
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Connor O'Neill
•How does that work exactly? Do they reduce it dollar for dollar or is there some formula?
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Ravi Sharma
•It's not dollar for dollar. You can earn up to 25% of your weekly benefit amount without any reduction. After that, they reduce your benefits by the amount you earned minus 25% of your weekly benefit.
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Freya Thomsen
Been trying to get through to Washington ESD for 2 weeks about a discrepancy in my benefit calculation. They're showing different earnings than what I have on my pay stubs. This is getting ridiculous.
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Omar Zaki
•I had a similar issue and ended up using Claimyr to get through to an agent. They connected me within a few hours and I was able to get my earnings record corrected. Definitely worth checking out - the website is claimyr.com and they have a demo video that explains everything.
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AstroAce
Don't forget that unemployment benefits are taxable income! A lot of people forget this and get hit with a big tax bill. You can have Washington ESD withhold 10% for federal taxes when you file your weekly claims.
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Connor O'Neill
•Someone mentioned this earlier too. Definitely something I need to remember if I end up filing for benefits.
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Chloe Martin
The maximum benefit amount changes every year based on the state's average weekly wage. For 2025 it's $999 per week, but it was lower in previous years. Make sure you're looking at current information.
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Connor O'Neill
•Good to know! I was wondering if the amounts I was seeing online were current or outdated.
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Diego Rojas
If you're self-employed or work as a contractor, you might not qualify for regular unemployment benefits. There are different rules for gig workers and freelancers. You'd need to look into other programs.
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Connor O'Neill
•I'm a regular W-2 employee so I should be fine, but that's good to know for others reading this thread.
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Anastasia Sokolov
The benefit calculator on the Washington ESD website is pretty accurate for getting an estimate. Just plug in your quarterly earnings and it'll give you a good idea of what to expect.
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Connor O'Neill
•I'll definitely check that out. It sounds like the calculation is pretty straightforward once you understand how the base period works.
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Sean O'Donnell
Just remember that you can't just quit your job and expect to get unemployment benefits. You have to be laid off or terminated through no fault of your own. If you quit voluntarily, you generally won't qualify unless it was for good cause.
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Connor O'Neill
•Right, I'm asking just in case I get laid off. My company has been doing some restructuring so I want to be prepared.
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Sean O'Donnell
•Smart thinking! It's always good to know what benefits you'd be entitled to. Hopefully you won't need them though.
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Zara Ahmed
Another thing - if you're receiving unemployment benefits, you're technically supposed to be available for work. So if you go on vacation or are otherwise unavailable, you need to report that when you file your weekly claim.
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Connor O'Neill
•That makes sense. I assume they want to make sure people are actually looking for work and available to start if they get an offer.
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StarStrider
washington esd customer service is terrible. ive been calling for days about my claim status and cant get through to anyone. really frustrating when you need answers about your benefits
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Luca Esposito
•I know exactly how you feel. I was in the same boat until someone told me about Claimyr. It's a service that helps you get through to Washington ESD agents. Check out their demo at https://youtu.be/7DieNd3C7zQ - it shows exactly how they help you connect. Saved me so much time and frustration!
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Nia Thompson
The whole system seems designed to make it as difficult as possible to get help. But the actual benefit amounts are decent if you can navigate through all the bureaucracy. Just be prepared for a lot of patience and persistence.
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Connor O'Neill
•Yeah, it sounds like getting the benefits is the easy part - it's dealing with any issues or questions that becomes problematic. Hopefully I won't need to use the system, but at least now I have a better understanding of how it works.
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