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Liam Fitzgerald

How much do you collect from unemployment benefits in Washington?

I'm trying to figure out what I can expect to receive if I file for unemployment in Washington state. I've been working full-time making about $52,000 a year for the past 3 years. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard it's based on your highest earning quarter but I'm not sure how that works exactly. Also wondering about the maximum weekly amount - is there a cap on benefits?

Washington ESD uses your highest earning quarter from your base period to calculate benefits. They take that quarter's earnings, divide by 26, then you get about 50% of that as your weekly benefit amount. So if your highest quarter was $13,000, you'd get around $250 per week.

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That's helpful! So they don't look at my annual salary, just the best quarter?

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Exactly. It's based on your base period which is the first 4 of the last 5 completed quarters before you file your claim.

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The maximum weekly benefit amount in Washington is $999 as of 2025. Most people don't hit that cap though - you'd need to be earning over $130k annually to max out.

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Wow that's way higher than I thought the max would be!

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yeah washington has one of the highest max benefits in the country

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If you're having trouble getting through to Washington ESD to ask about your specific benefit calculation, I found this service called Claimyr that helped me reach an agent quickly. They have this system that gets you through the phone queue - check out claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Thanks! I was dreading trying to call Washington ESD with all the busy signals people complain about.

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Is that service legit? Seems too good to be true with how impossible it is to reach anyone at ESD.

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Yeah it worked for me. I was able to talk to someone about my adjudication issue that had been pending for weeks.

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Just remember you also have to meet the job search requirements to keep getting benefits. You need to do at least 3 job search activities per week and keep a log of everything you do.

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Good point - I'll make sure to track all my applications and interviews.

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WorkSourceWA registration is required too, don't forget that step

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Your benefit amount also depends on whether you have any dependents. If you have dependent children under 18, you can get an additional $25 per week for each dependent, up to 5 dependents maximum.

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I don't have kids but that's good to know for others reading this.

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Wait really? I have 2 kids and didn't know about the dependent allowance!

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Yes! Make sure to report your dependents when you file your initial claim or contact Washington ESD to add them.

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i've been getting $485 per week and was making about $65k before i got laid off. the calculation seemed pretty accurate to what the other poster explained

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That gives me a good reference point, thanks for sharing!

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How long can you collect benefits? Is it still 26 weeks max?

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yeah 26 weeks unless there are extended benefits available, which there aren't right now

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Make sure you understand the waiting week too. There's a one-week waiting period before benefits start, and you won't get paid for that first week unless you have a qualifying reason.

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What counts as a qualifying reason to skip the waiting week?

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Things like being laid off due to lack of work, workplace closure, or certain other involuntary separations. Quitting usually doesn't qualify.

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THE WHOLE SYSTEM IS A JOKE! I've been waiting 6 weeks for my claim to get approved and can't get anyone on the phone. They make it impossible to actually get help when you need it most.

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I feel your frustration! Have you tried that Claimyr thing someone mentioned earlier? Might be worth a shot.

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Never heard of it but at this point I'll try anything to reach a human being at Washington ESD

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hang in there, adjudication is taking forever for everyone right now

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One thing to keep in mind is that your unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your tax return.

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Good reminder! I'll probably have them withhold taxes to avoid a big bill later.

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Yeah learned that the hard way my first time on unemployment. Owed like $2000 at tax time!

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If you work part-time while collecting benefits, they'll reduce your weekly amount based on how much you earn. There's a formula but basically you can earn up to about 25% of your weekly benefit without any reduction.

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That's helpful to know in case I find some temporary work while job searching.

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Just make sure you report ALL earnings when you file your weekly claim or you could get an overpayment notice later

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This happened to my brother - he forgot to report some gig work and had to pay back like $800

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The monetary determination letter you get after filing will show exactly what your weekly benefit amount is and how much you can potentially collect. That's the official word on your benefits.

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How long does it usually take to get that letter?

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Usually within a week or two of filing your initial claim, but it can take longer if there are issues with your claim.

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dont forget about the job training programs available through WorkSource. some of them let you keep collecting benefits while you learn new skills

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That sounds interesting! I'll look into what programs are available.

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The Trade Readjustment Act programs are really good if your job was affected by foreign trade

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I used Claimyr when I couldn't get through to resolve an issue with my weekly claim. Took about 15 minutes to connect me with someone at Washington ESD instead of calling for hours. Worth checking out their site if you run into problems.

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Good to hear another positive experience with that service!

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How much does it cost though? Is it expensive?

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They don't charge anything upfront and it was definitely worth it compared to the stress of trying to call on my own

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Remember that if you're on standby status (temporarily laid off but expected to return to work), the rules are a bit different. You don't have to do job searches but you can't work for other employers.

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My layoff is permanent so I don't think standby applies to me, but good info for others.

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Standby can be tricky - make sure your employer properly reports your status to Washington ESD

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If your claim gets denied or you disagree with the benefit amount, you have appeal rights. Don't just accept a decision if you think it's wrong - you usually have 30 days to appeal.

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Hopefully I won't need to appeal but it's good to know the option exists.

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Appeals can take months though, so be prepared for a long process if you go that route

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Just filed my claim last week and still waiting to hear back about the benefit amount. The uncertainty is killing me - bills don't stop coming just because you're unemployed!

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I totally understand that stress! Hopefully we both hear back soon.

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If you need to speed up the process, that Claimyr thing people mentioned might help you talk to someone about your claim status

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One last tip - make sure all your employer information is accurate on your application. Wrong info can cause delays or affect your benefit calculation since Washington ESD verifies everything with your past employers.

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Great advice! I'll double-check all my employment dates and employer info before submitting.

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This is so important! I had to correct my employer's address and it delayed my claim by 3 weeks

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Thanks everyone for all the helpful information! This gives me a much better understanding of what to expect when I file my claim.

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Good luck with your claim! Hope everything goes smoothly for you.

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feel free to come back and update us on how it goes!

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