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Luca Romano

Washington ESD unemployment weekly benefit amount - how much is unemployment in 2025?

I'm trying to figure out how much I'll get in unemployment benefits if I file with Washington ESD. My last job paid $22/hour working full time, so I made around $45,000 last year. Does anyone know how they calculate the weekly benefit amount? I've heard it's based on your highest earning quarter but I'm not sure how that works exactly. Also wondering if there's a maximum amount they'll pay regardless of how much you made.

Washington ESD calculates your weekly benefit amount using your base period wages, which is typically the first four of the last five completed calendar quarters before you filed your claim. They take your highest quarter earnings and divide by 26 to get your weekly benefit amount. The maximum weekly benefit for 2025 is $999 per week.

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So if my highest quarter was around $11,500, that would be about $442 per week? That's actually better than I expected.

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Yes, that sounds about right. Just remember you also have to meet the minimum earnings requirements in your base period to qualify.

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i think the max went up this year but im not 100% sure. when i filed last year it was like $844 or something. the calculation is confusing but basically they look at your best quarter and thats what determines it

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The maximum did increase for 2025. It's now $999 per week, which is tied to the state average weekly wage.

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thanks for clarifying that! good to know it went up

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation because something seems off on my determination letter. Has anyone had luck actually reaching them? I keep getting disconnected after waiting on hold forever.

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I had the same problem until I found this service called Claimyr at claimyr.com. They actually get you through to Washington ESD agents without the crazy hold times. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of frustration trying to get my benefit amount questions answered.

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You could also try calling right when they open at 8am. Sometimes that works better than calling later in the day.

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The whole calculation system is way too complicated. They should just tell you upfront how much you'll get instead of making you decode all these quarters and base periods. Most people have no idea what their 'highest quarter' even means.

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I agree it's confusing, but the information is on your determination letter when you get approved. It breaks down your base period wages and shows exactly how they calculated your weekly benefit amount.

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Yeah but by then you've already filed and waited weeks. Would be nice to know beforehand what to expect.

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Don't forget you also have to pay taxes on unemployment benefits! I learned that the hard way last year when I owed money at tax time. You can choose to have taxes withheld when you file your weekly claims.

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Good point, I didn't think about taxes. Is it 10% they withhold if you choose that option?

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Yes, they withhold 10% for federal taxes if you elect that option when filing your weekly claims.

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I'm curious about the minimum benefit amount too. What if someone didn't make very much in their base period? Is there a floor for how little they'll pay?

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The minimum weekly benefit amount in Washington is $295 per week as of 2025. But you still have to meet the minimum earnings requirements to qualify at all - you need at least $3,000 in your base period and earnings in at least two quarters.

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Thanks! That's helpful to know there's a minimum floor.

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wait so if someone made like $100k a year they still only get the max of $999? that seems like not very much compared to what they were making

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Correct, there's a cap. Unemployment is designed to be temporary assistance, not full wage replacement. The maximum is tied to the state's average weekly wage and gets adjusted annually.

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makes sense i guess, just seems low for high earners

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Does anyone know if overtime counts toward your base period wages? I worked a lot of OT last year and wondering if that helps my benefit calculation.

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Yes, overtime is included in your base period wages since it's part of your reported earnings to Washington ESD. Any wages your employer reported should count toward your benefit calculation.

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Awesome, that should help my weekly amount then since I had quite a bit of OT in my highest quarter.

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Mei Lin

I filed my claim 3 weeks ago and still haven't gotten my determination letter with my benefit amount. Is this normal? I'm getting anxious about when I'll start receiving payments.

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Three weeks does seem long. Mine took about 10 days. You might want to check if your claim is in adjudication - that can delay the determination letter significantly.

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I had a similar delay and used Claimyr to get through to Washington ESD to check on my claim status. They were able to tell me it was held up because they needed additional employment verification. Worth calling to find out what's causing the delay.

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The benefit calculator on the Washington ESD website is pretty accurate if you want to estimate your weekly amount before filing. You just need to know your quarterly wages from your pay stubs or tax documents.

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I didn't know there was a calculator on their website! That would have saved me from posting this question. I'll check it out.

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It's under the 'Before You Apply' section. Super helpful for planning purposes.

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Just want to add that if you're collecting unemployment, you can work part-time and still get some benefits. They have a formula for how much they reduce your weekly benefit based on your part-time earnings.

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Yes, I think you can earn up to your weekly benefit amount before they start reducing it dollar for dollar. So if your weekly benefit is $400, you can earn up to $400 from part-time work and still get some unemployment.

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That's right, it's called the partial benefit formula. Really helpful if you can find some part-time work while looking for full-time employment.

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My experience with Washington ESD has been terrible. Took forever to get approved, determination letter had errors, and when I tried to call about it I got hung up on multiple times. The system is broken.

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I hear you on the phone frustration. That's exactly why I ended up using Claimyr - their system actually gets you connected to Washington ESD agents without the endless hold times and disconnections. Made a huge difference in getting my issues resolved.

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The system is definitely overwhelmed. I've had better luck using the online messaging system for non-urgent questions, though they take a few days to respond.

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One thing to keep in mind is that your benefit year lasts 52 weeks from when you filed, but you can only collect benefits for a maximum of 26 weeks during that year (unless there are extended benefits available).

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Good to know about the 26 week limit. Hopefully I'll find something before then, but it's reassuring to know I have that safety net.

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Exactly, it's meant to give you time to find suitable employment. Just make sure you're actively job searching and meeting the weekly requirements.

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Does the benefit amount ever change during your claim year? Like if you had a raise right before you got laid off, would that affect anything?

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Your weekly benefit amount stays the same throughout your benefit year. It's based on your base period wages, which are already determined when you file. A recent raise wouldn't affect your current claim, but it would be included if you had to file a new claim in the future.

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Makes sense, thanks for clarifying!

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I got confused about the base period when I first filed. Turns out Washington ESD uses a 'lag quarter' system, so your most recent quarter usually isn't included in the calculation. That's why my benefit was lower than I expected.

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Yeah that trips up a lot of people. The base period is usually quarters 2-5 before you file, not the most recent four quarters. There's an alternate base period they can use in some cases if you don't qualify with the regular one.

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Wish they explained that better upfront. Would have helped set expectations.

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For anyone still struggling to reach Washington ESD about benefit amounts or other questions, I found this service that actually works - Claimyr gets you through to real agents. Check out their demo video to see how it works: https://youtu.be/7DieNd3C7zQ. Saved me from weeks of phone frustration.

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Is that legit? Seems too good to be true that there's actually a way to skip the hold times.

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I was skeptical too, but it actually worked. Got connected to a Washington ESD agent in minutes instead of hours. They helped clarify my benefit calculation that I'd been trying to understand for weeks.

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