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Tyrone Johnson

Washington ESD unemployment benefit amounts 2024 - how much should I expect?

I'm getting ready to file my unemployment claim and trying to figure out what my weekly benefit amount might be. I've been working full-time making about $52,000 annually for the past two years. Does anyone know what the current maximum weekly benefit is for Washington ESD in 2024? I've heard it's based on your highest earning quarter but I'm not sure how they calculate it exactly. Also wondering if there are any recent changes to the benefit amounts this year?

The maximum weekly benefit amount for Washington state unemployment in 2024 is $999 per week. Your actual amount depends on your earnings during your base period, which is typically the first four of the last five completed calendar quarters before you file. They take your highest earning quarter and divide by 26 to get your weekly benefit amount, but it can't exceed the maximum.

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Thanks! So if I made around $13,000 in my highest quarter, that would be about $500 per week?

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Yes, that sounds about right. You can also use the benefit calculator on the Washington ESD website to get a more precise estimate.

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wait the max is $999 now?? i thought it was way lower than that. when did they increase it so much?

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Washington has been gradually increasing the maximum benefit amounts over the past few years. The $999 maximum reflects cost of living adjustments and wage growth in the state.

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damn wish i knew that when i was on unemployment last year lol

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Just a heads up - even if you qualify for a high weekly amount, actually getting through to Washington ESD to file or resolve issues can be a nightmare. I spent weeks trying to get someone on the phone when my claim got stuck in adjudication. Finally found this service called Claimyr (claimyr.com) that connects you directly to ESD agents. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me so much time and frustration.

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How does that work exactly? Do they charge you to make the call?

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They handle the calling and waiting for you, then connect you when an agent is available. Much better than sitting on hold for hours or getting disconnected.

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Interesting, I might need something like that if my claim runs into problems. The phone system is brutal.

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Does anyone know if the $999 max applies to everyone or are there different rates for different situations? I'm on standby status through my union and wondering if that affects the calculation.

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The maximum is the same regardless of your claim type - regular UI, standby, or shared work. The calculation method is what varies slightly depending on your situation.

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Good to know, thanks! My union rep wasn't sure about the current maximums.

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One more question - do they factor in overtime pay when calculating the base period earnings? I had quite a bit of OT in my highest quarter.

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Yes, all wages reported to Washington ESD count toward your base period earnings, including overtime, bonuses, and commissions.

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Perfect, that should help boost my weekly amount then!

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Just filed my claim last week and got approved for $847/week. The process was actually pretty smooth through the online portal, though I know that's not everyone's experience.

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Wow that's a solid amount! How long did it take from filing to getting your first payment?

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About 3 weeks total. Had to do the initial waiting week, then got paid for the following two weeks all at once.

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lucky you didnt get stuck in adjudication hell like half the people on here

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The benefit amount is nice but don't forget about the job search requirements. You need to make 3 job contacts per week and keep detailed records. Washington ESD is pretty strict about this.

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Good point. Do they audit the job search logs regularly or just randomly?

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It varies, but they definitely do check. Better to be thorough with your documentation from the start.

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Also worth noting that unemployment benefits are taxable income. You can have taxes withheld or pay quarterly, but don't forget about it come tax time.

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Oh right, I forgot about that. Is it better to have them withhold or pay later?

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Depends on your situation, but having 10% withheld usually covers federal taxes at least.

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Been on UI for 6 weeks now and getting $734/week. The hardest part isn't the amount, it's dealing with Washington ESD when you have questions or issues. Their phone system is absolutely horrible.

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That's exactly why I mentioned Claimyr earlier. Game changer for getting through to actual people at ESD.

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Yeah I saw that, might have to try it if I run into more problems. Thanks for the tip.

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Quick question - if you were making minimum wage, what would the weekly benefit be? Asking for a friend who's nervous about filing.

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With minimum wage at $16.28/hour in Washington, working full-time would be about $33,800 annually. That would likely qualify for around $325-350 per week in benefits.

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That's actually not bad for minimum wage work. Thanks!

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The system seems pretty fair overall, but man the waiting periods kill me. Between the initial waiting week and potential adjudication delays, you could be looking at a month or more before seeing money.

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Yeah the waiting week is rough when you're already stressed about money. At least it's only one week now instead of the longer periods some states have.

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True, could be worse. Just wish the whole process was faster.

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Has anyone dealt with an overpayment situation? I'm worried I might have made an error on one of my weekly claims and don't want to get hit with a huge bill later.

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If you think you made an error, it's better to contact Washington ESD proactively to correct it. They're usually more lenient if you self-report mistakes versus them discovering it later.

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Good advice, I'll try calling them... if I can ever get through.

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Again, this is where something like Claimyr really helps. Getting through to ESD for situations like this is exactly what it's designed for.

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Does the $999 maximum change each year or is it set for a while? Wondering if I should expect any increases if I end up on unemployment for an extended period.

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The maximum benefit amounts are typically adjusted annually based on average wages in the state. So yes, there's usually some increase each year, though it might be modest.

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Makes sense. At least it keeps up with inflation somewhat.

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One thing to remember is that your total benefit amount has a limit too. You can typically collect for up to 26 weeks in a benefit year, so even at $999/week, there's a cap on total benefits.

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So maximum would be around $26,000 for the year? That's actually pretty decent.

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Right, though hopefully you find work before exhausting all 26 weeks!

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just want to add that if ur claim gets denied or you disagree with your benefit amount, you can appeal. dont just accept it if you think its wrong

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Absolutely correct. You have appeal rights for most Washington ESD decisions, and it's often worth pursuing if you believe there's been an error.

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yeah learned that the hard way on my first claim years ago

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Thanks everyone for all the info! This thread has been super helpful. Feeling more confident about filing my claim now that I understand the benefit structure better.

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Good luck with your claim! The process has definitely improved over the years, even if there are still some rough spots.

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Agreed, this was exactly what I needed to know. Really appreciate everyone taking the time to explain everything.

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Final tip - make sure you have direct deposit set up when you file. Paper checks take forever and can get lost in the mail. Electronic payments are much faster and more reliable.

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Great point! I'll make sure to have my banking info ready when I file.

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Yes! And double-check your bank account info is correct. A typo there can really delay your payments.

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Exactly. Small details like that can make a big difference in how smoothly everything goes.

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