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Grace Lee

How much do they give for unemployment benefits in Washington ESD?

I'm trying to figure out how much I might get if I file for unemployment in Washington. I was making about $4,200 a month at my last job before getting laid off. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard it's based on your earnings but I can't find a clear answer on their website.

Washington ESD uses your highest earning quarter from the past year to calculate your weekly benefit amount. They take that quarter's earnings, divide by 13, then you get about 3.85% of that as your weekly benefit. Maximum weekly benefit right now is around $999.

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So if my highest quarter was around $12,600, I'd get about $970 per week? That seems pretty good actually.

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Yeah that sounds about right, though they'll verify all your wages when you file. Make sure you have your pay stubs ready.

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i think its like 60% of your average wage or something like that. when i filed last year i was getting $756 a week and i was making around $3800 monthly

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That math doesn't add up. 60% of $3800 monthly would be way less than $756 weekly. Are you sure about those numbers?

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idk man thats just what i got, maybe i had overtime in my calculation quarter or something

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The Washington ESD benefit calculator is actually pretty accurate if you can find it on their site. But honestly, trying to get through to them by phone to verify anything is a nightmare. I spent weeks trying to get clarification on my benefit amount when there was a discrepancy.

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I had the same problem! Kept getting busy signals or hung up on. Finally found this service called Claimyr that actually got me through to a real person at Washington ESD. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Really? How much does something like that cost? I'm already stressed about money.

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It's worth it when you need actual answers from Washington ESD instead of guessing. Way better than wasting days trying to get through yourself.

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The benefit amount also depends on whether you're filing regular UI or if you qualify for any additional programs. Washington ESD has different calculations for different benefit types. Your base period earnings matter most - that's the first four of the last five completed calendar quarters before you file.

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What if I only worked at my current job for 8 months? Will that hurt my benefit amount?

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They look at all your covered employment during the base period, not just your most recent job. If you worked somewhere else before that, those wages count too.

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Just remember you'll owe taxes on unemployment benefits. Washington doesn't tax them but federal does. Plan accordingly because they don't withhold much.

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Good point, I hadn't thought about taxes. Can you have them withhold federal taxes from the payments?

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Yes, you can elect 10% federal withholding when you file your weekly claims. Better than getting hit with a big tax bill later.

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The Washington ESD website has a benefit estimator tool but it's buried somewhere in their maze of pages. Honestly their whole system is confusing as hell. Why can't they just make it simple?

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Because it's the government lol. Nothing they do is simple.

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True. At least once you get approved the payments come pretty regularly.

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One thing to watch out for - if you had any gaps in employment or worked for employers who didn't pay into the system, that could affect your benefit calculation. Washington ESD only counts wages from covered employers.

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How do I know if my employer paid into the system?

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If you got regular paychecks with taxes withheld, they probably did. Independent contractor work usually doesn't count unless you paid into the system yourself.

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also dont forget you have to do the job search thing every week to keep getting paid. they want like 3 job contacts per week or something

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It's actually 3 job search activities per week, not necessarily contacts. Can include things like updating your resume or attending job fairs.

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oh ok good to know, i was applying to random jobs i didnt even want just to hit the number

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I'm in a similar situation and was quoted around $850/week based on my $4,500 monthly salary. But my claim is stuck in adjudication hell right now so who knows when I'll actually see any money.

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Adjudication can take forever. That's another situation where being able to actually talk to someone at Washington ESD would help, but good luck getting through their phone system.

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That's exactly why I mentioned Claimyr earlier. When my claim was in adjudication limbo, they helped me get through to someone who could explain what was holding it up.

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The maximum benefit changes every year I think. Last I checked it was $999 per week but that might be outdated. Washington ESD should have the current maximums posted somewhere.

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Yeah it's tied to the state's average weekly wage or something like that. Goes up slightly each year.

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Makes sense. At least it keeps up with inflation somewhat.

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Whatever you do, make sure all your information is accurate when you file. Any discrepancies can delay your claim or cause overpayment issues later. Washington ESD is pretty strict about verifying everything.

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What kind of documents should I have ready when I file?

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Pay stubs, W-2s, your Social Security card, and any separation paperwork from your employer. Having everything ready speeds up the process.

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been on unemployment twice in Washington and both times got different amounts even though my wages were similar. the calculation is weird and depends on which quarters they use for your base period

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That's because your base period shifts depending on when you file. The timing can definitely affect your benefit amount.

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yeah learned that the hard way. wish someone had explained that upfront

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Pro tip: if you're close to qualifying for a higher benefit amount, sometimes it's worth waiting a bit to file if you're expecting wages from a recent quarter to be included in your base period calculation.

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How would I know if waiting would help? This is all so confusing.

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You'd need to understand the base period rules and calculate both scenarios. Honestly, calling Washington ESD for guidance would be ideal but we all know how that goes.

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The whole system is set up to discourage people from filing. Between the confusing calculations, endless paperwork, and impossible phone system, it's like they want you to give up.

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I felt the same way but eventually got through the process. The payments do help once everything gets sorted out.

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Yeah, just wish it wasn't such a battle to get what you're entitled to.

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For what it's worth, Washington's unemployment benefits are pretty decent compared to other states. The maximum is higher than most places and the duration is reasonable too.

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True, though the cost of living here is also higher than most places, so it evens out somewhat.

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Fair point. At least it's something though.

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Just remember that unemployment is temporary assistance, not a permanent solution. Use the time to actively search for work and maybe upgrade your skills if possible.

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Yeah, I'm definitely treating it as a bridge while I look for something new. Just wanted to know what to expect financially.

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Smart approach. Having realistic expectations about the benefit amount helps with budgeting during the job search.

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One more thing - if you get any severance pay or vacation payout, that might affect when your benefits start. Washington ESD has rules about how they handle those payments.

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I did get some severance. Should I mention that when I file?

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Definitely be upfront about it. They'll find out anyway and it's better to report it correctly from the start than deal with complications later.

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For anyone still struggling to get answers from Washington ESD directly, I can't recommend Claimyr enough. After months of frustration trying to reach them on my own, they got me connected within a day. Really saved my sanity during a stressful time.

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I'm skeptical of paying for something like that, but honestly if it works it might be worth it. The Washington ESD phone system is absolutely broken.

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I was skeptical too at first, but after trying everything else I figured it was worth a shot. Ended up being one of the best decisions I made during my unemployment period.

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Bottom line - file as soon as you're eligible and don't overthink the benefit calculation too much. Washington ESD will figure it out based on your wage history and let you know what you qualify for.

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Thanks everyone for all the info. Sounds like I should just go ahead and file and see what happens.

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Exactly. You can always ask questions later if something doesn't look right, but don't delay filing while you try to figure out every detail.

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Good luck with your claim! The process can be frustrating but once you get through the initial setup, the weekly claims are pretty straightforward to file.

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Appreciate all the help from everyone here. This forum has been way more useful than the official Washington ESD website!

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