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Lucas Turner

How much is unemployment benefits in Washington ESD weekly payment?

I'm trying to figure out how much I'll get for unemployment benefits in Washington state. I was making about $4,200 a month at my last job before I got laid off two weeks ago. I heard it's based on your earnings but I can't find clear info on the Washington ESD website about the actual dollar amounts. Does anyone know what the weekly benefit amount would be for someone in my situation? Also is there a maximum they pay out?

Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base period. The maximum weekly benefit amount in 2025 is $999 per week. Your benefit is roughly 3.85% of your total base period earnings divided by 26 weeks, but there's also a minimum of $295 per week.

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Thanks! So if I was making $4200 a month that should put me pretty close to the maximum right?

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Depends on how long you worked at that salary. They look at the 12 month period before you filed, specifically your highest earning quarter in that timeframe.

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I'm getting $847 a week right now. I was making around $65K annually before my company downsized in December. The calculation seemed pretty fair to me.

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That's really helpful to know! Did you have any trouble getting your claim approved?

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Mine went through pretty smoothly actually. Filed online and got approved within about 10 days.

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Just a heads up - you also need to factor in taxes. Washington ESD will ask if you want 10% withheld for federal taxes when you file your weekly claims. I learned this the hard way last year.

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Oh I didn't even think about taxes! So if I get like $900 a week that would be $90 taken out?

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Exactly, if you choose the withholding option. You can also choose not to withhold and just deal with it at tax time.

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Been trying to call Washington ESD for three days to ask about this same thing but keep getting busy signals or hung up on after waiting for hours. Anyone know a better way to reach them? This is so frustrating.

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I had the same problem until I found this service called Claimyr at claimyr.com - they actually get you through to Washington ESD agents without the wait. I watched their demo video at https://youtu.be/7DieNd3C7zQ and it looked legit, ended up using it last month when my claim got stuck in adjudication.

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That sounds too good to be true honestly but I'm desperate at this point. Did it actually work for you?

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Yeah I was skeptical too but I got connected to an agent in like 15 minutes. Way better than spending my whole day redialing.

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The benefit calculation seems so complicated! I wish they just had a simple calculator on the Washington ESD website that you could plug your salary into.

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There actually is a benefit calculator buried somewhere on their site but it's not very user friendly. The manual calculation isn't too bad once you understand the base period concept.

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I looked for it but couldn't find it anywhere. Do you remember where it was located?

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One thing to keep in mind is that you can collect benefits for up to 26 weeks in Washington, but you have to keep filing your weekly claims and meet the job search requirements. Missing even one weekly claim can mess up your payments.

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What are the job search requirements exactly? I haven't started looking yet since I just got laid off.

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You need to make at least 3 job search contacts per week and keep a log. Washington ESD can audit your job search activities so definitely keep good records.

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Good to know, thanks! I better start applying places soon then.

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Does anyone know if the $999 maximum applies to everyone or are there different maximums for different situations?

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The $999 is the absolute maximum for regular unemployment insurance in Washington. There used to be additional pandemic benefits but those ended in 2021.

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Okay that makes sense. I was confused because I thought I read something about different benefit types.

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I've been on unemployment for 8 weeks now and still haven't figured out exactly how they calculated my benefit amount. The Washington ESD determination letter was confusing as hell.

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The determination letter should show your base period quarters and the calculation. If you're still confused you might want to call and ask them to explain it.

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Yeah good luck getting through to them on the phone. I've been trying for weeks.

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That's exactly why I ended up using Claimyr - I needed to understand why my benefit amount seemed wrong and couldn't get through the normal way. The agent was able to walk me through the calculation step by step.

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Just want to add that if you're thinking about taking any part-time work while on unemployment, make sure you report those earnings when you file your weekly claim. They'll reduce your benefit amount but you can still collect something as long as you don't earn too much.

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How much can you earn before they cut off your benefits completely?

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It depends on your weekly benefit amount but generally you can earn up to 25% of your benefit without any reduction. After that they start reducing your payment dollar for dollar.

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The whole system is such a pain to navigate. I got my first payment last week but it was less than I expected and I have no idea why.

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Did you have any deductions? Sometimes they take out things like child support or previous overpayments.

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I don't think so but honestly the payment stub was so confusing I couldn't tell what was going on.

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For what it's worth, Washington's unemployment benefits are actually pretty decent compared to other states. My brother in Texas gets way less than what I'm getting here.

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That's good to hear! I was worried it wouldn't be enough to cover my basic expenses.

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Yeah it should help bridge the gap while you're job hunting. Just don't wait too long to start applying places because of the job search requirements.

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One more thing - make sure you're filing your weekly claims every week even if you haven't gotten your first payment yet. I made the mistake of thinking I didn't need to file until my claim was approved and it delayed everything.

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Oh wow I didn't know that! I've been waiting to hear back before filing any weekly claims.

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Yeah definitely start filing right away. You can backdate claims but it's easier to just stay on top of it from the beginning.

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The Washington ESD online system for filing claims is actually pretty straightforward once you get used to it. Much better than trying to call in my opinion.

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I agree the online filing is easy but when you have questions or problems that's when you need to call and that's impossible.

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True, the phone system is definitely the weak point. I've been lucky not to have any issues that required calling.

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Does the benefit amount ever change or is it locked in for the whole 26 weeks?

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It stays the same for your entire benefit year unless there's an error in the calculation that gets corrected. Your benefit year is 52 weeks from when you first filed.

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Good to know, thanks for clarifying that!

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I'm curious if anyone knows what happens if you find a job before your 26 weeks are up? Do you lose the remaining benefits or can you save them for later?

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You lose them - unemployment benefits are use it or lose it. But if you get laid off again within your benefit year you might be able to reopen your claim.

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Makes sense, thanks! I guess the goal is to find work as soon as possible anyway.

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The hardest part for me was gathering all the employment information they wanted when I first applied. Make sure you have your employer details and dates of employment ready before you start the application.

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What kind of employer details do they need exactly?

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Names, addresses, dates you worked there, reason you left each job. Basically your complete work history for the past 18 months or so.

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Just want to echo what others said about keeping good records. Washington ESD can ask for documentation of your job search activities so save everything - applications, email confirmations, notes from interviews, etc.

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Should I be documenting this stuff starting now even before my claim is approved?

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Absolutely! Better to have too much documentation than not enough if they ever audit your claim.

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Thanks everyone for all the helpful info! This thread has been way more useful than the Washington ESD website for understanding how the benefit amounts work.

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Agreed! I feel much more prepared to file my claim now. Really appreciate everyone taking the time to share their experiences.

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Glad we could help! Good luck with your claim and job search.

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