How long does it take Washington ESD to process direct deposit changes for unemployment?

Thanks! I already submitted it yesterday so hopefully it goes through before my next weekly claim payment.

wait you can change it online? I thought you had to call or mail something in

Good point about double checking the account info. I triple checked the routing and account numbers before submitting.

What happens if the deposit does bounce back? Do they send a check instead?

They'll try to contact you to update the info, but yeah sometimes they'll mail a check as backup. Takes longer though.

Never heard of Claimyr before but that sounds helpful. The phone lines are always busy when I try to call.

Thanks for the tip about timing it with the weekly claim filing. I'll remember that for next time.

Good to know holidays can affect processing time. I'll watch for the confirmation.

Yeah holidays definitely slow things down. Regular business days it's usually pretty quick.

No verification needed for the bank account itself, but Washington ESD might do a small test deposit to verify the account is active. Not always though.

I didn't get a test deposit when I changed mine. It just started going to the new account on the next payment.

Okay good to know it's not always required. Seems pretty straightforward then.

If you filed yesterday and change it today, it might be too late for this week's payment. The payment processing usually starts within 24-48 hours of filing your claim.

damn that sucks. guess I'll have to wait for next week then

You could try calling Washington ESD to see if they can rush the change, but honestly it's pretty hard to get through. That's where services like Claimyr come in handy for actually reaching someone.

That's exactly why I'm worried too. Need that payment to hit on time.

Fraud issues are the worst. At least unemployment direct deposit changes are usually pretty fast compared to other government stuff.

Yeah I was expecting it to take like 2 weeks based on other government agencies I've dealt with, so 1-3 days is actually pretty good.

Great idea! I'll do that now. Better to have the documentation just in case.

Good thinking. Always smart to keep records of any changes you make to your unemployment account.

Ugh I already closed my old account because of the fraud. Hope that doesn't cause problems.

If that happens, Washington ESD will get a return notice and should automatically mail you a check. It's not ideal but it's not the end of the world.

Okay that makes me feel a bit better. I'll just have to be patient if it comes to that.

Shouldn't make a difference on Washington ESD's end. The processing time is the same regardless of what type of bank you're using.

I use a credit union and never had any issues with unemployment direct deposits. Works the same as any other bank.

Thanks! Just wanted to make sure there weren't any weird compatibility issues or anything.

Yeah it's way easier than I expected. Just make sure you have your new bank info handy when you log in to make the change.

Definitely easier than dealing with most other government stuff. Washington ESD's online system is actually pretty user-friendly for basic changes like this.

That's encouraging! Mine should be processing soon then since I submitted yesterday.

nice! maybe I should go ahead and change mine now so it's ready for next week

Good point! I made sure to use the ACH routing number from my bank's website, not the one on my checks.

I didn't even know there was a difference. Thanks for mentioning that!

Yeah it's not obvious but it can definitely cause delays if you use the wrong one. Most banks list both on their website.

2 hours on hold is crazy! I'll definitely check out Claimyr if I need to call them again.

Yeah the hold times are brutal. I've had good luck with Claimyr when I really needed to get through to someone at Washington ESD. Worth the convenience.

Hope it goes smoothly for you! Feel free to update us if you run into any issues.

Good luck! It should be fine, the system is pretty reliable for basic changes like this.

Absolutely! I'm definitely staying on top of my weekly claims regardless of the bank account situation.

Yes! The weekly claims are way more important than worrying about the payment method. Good reminder.

That's really reassuring to hear! Thanks for sharing your experience.

3 times in a year - that's a lot of banking changes! But good to know it worked smoothly each time.

Yeah it was a crazy year with all the moving around, but at least the unemployment stuff was one less thing to worry about.

Just the direct deposit info unless your address changed too. If you moved, make sure to update your address as well since that can affect your eligibility.

Same address, just switching banks. So sounds like just the direct deposit change is all I need to do.

You can change it anytime! The system is smart enough to handle it. If a payment is already processing to your old account, the change will just apply to the next payment.

Perfect, that's what I was hoping. Thanks!

Right? I got way more useful info here than from trying to navigate the Washington ESD website.

That's the power of real people sharing their actual experiences. Official websites never tell you the little details that actually matter.