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Zara Shah

When are unemployment benefits deposited in Washington ESD accounts?

I just started receiving unemployment benefits from Washington ESD and I'm trying to figure out the deposit schedule. I filed my weekly claim on Sunday but haven't seen any money hit my account yet. Does anyone know what day of the week Washington ESD typically deposits benefits? I'm using direct deposit and my bank usually processes things pretty quickly. Just want to make sure I know when to expect the money so I can plan my bills accordingly.

Washington ESD usually deposits benefits on Tuesday or Wednesday if you file your weekly claim by Sunday. Sometimes it can take until Thursday depending on your bank's processing time. The key is making sure you file your claim before the Sunday deadline.

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Thanks! I filed Sunday morning so hopefully it shows up by Wednesday. Good to know about the timeline.

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Mine always comes on Tuesday with my credit union, but my friend with Bank of America gets hers on Wednesday.

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it depends on when you submit your weekly claim and what bank you use tbh

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I use Wells Fargo and filed Sunday morning, so hopefully Tuesday or Wednesday like the other person said.

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yeah wells fargo is usually pretty fast, you should see it by wednesday for sure

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Here's the breakdown: Washington ESD processes weekly claims from Sunday night through Monday. Direct deposits are typically sent out Monday evening or Tuesday morning. Most banks receive and post the deposits by Tuesday, but some take until Wednesday. If you file your claim late (after Sunday), it gets processed the following week.

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This is super helpful! I was wondering why mine seemed random but I think I was filing at different times.

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Perfect explanation, thank you! I'll make sure to always file by Sunday to keep it consistent.

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What if there's a holiday? Does that delay things?

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Yes, federal holidays can delay processing by 1-2 days. Washington ESD usually posts notices about holiday schedules on their website.

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I've been on unemployment for 4 months and mine ALWAYS comes on Tuesday. I file every Sunday morning and set my expectations for Tuesday deposits. Only time it was late was during a federal holiday week.

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Good to know it's been consistent for you! That gives me confidence in the Tuesday timeline.

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Same here, Tuesday like clockwork. I actually budget around that schedule now.

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I had issues getting through to Washington ESD when my deposit was delayed once. Spent hours on hold trying to figure out what happened. Turns out there was an issue with my weekly claim that I didn't know about. If your deposit doesn't show up when expected, there might be a problem that needs to be resolved. I ended up using Claimyr to get through to an agent - they have this system that calls Washington ESD for you and connects you when an agent picks up. Way better than sitting on hold for hours. Check out claimyr.com, they even have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Oh wow, I never heard of that service. Good to know there's an option if I have issues contacting them.

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I've heard of Claimyr but haven't needed to use it yet. Did they actually help resolve your deposit issue?

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Yeah, got connected to an agent in about 30 minutes instead of the usual hours of waiting. They were able to see that my claim had been flagged for review and walked me through fixing it.

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The deposit timing also depends on whether you chose direct deposit or the debit card option. Direct deposit is usually faster - Tuesday/Wednesday. The debit card can take longer, sometimes Thursday or Friday.

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I'm doing direct deposit so that should be faster. Thanks for clarifying the difference!

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I wish I had known this when I started. I was using the debit card and it was so slow.

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You can switch to direct deposit in your Washington ESD account settings if you want faster access to your benefits.

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Make sure you're filing your weekly claim correctly too. If you make any mistakes or forget to answer all the questions, it can delay processing and your deposit. I learned this the hard way when I accidentally skipped the job search question one week.

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Good point! I've been pretty careful about filling everything out completely. The job search requirement is 3 activities per week, right?

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Yes, 3 job search activities per week and you need to keep a log. Washington ESD can audit your job search records anytime.

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Been getting unemployment for 6 weeks now and it's been Tuesday every single time. I bank with BECU and file my claim Sunday evening after dinner. Very consistent schedule.

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That's reassuring! Sounds like Tuesday is the most common day for most people.

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BECU is great for unemployment deposits. They don't hold funds like some of the bigger banks do.

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Just want to add that if you ever don't receive your deposit when expected, check your Washington ESD account first before panicking. Sometimes there are issues with your weekly claim that you need to resolve. The account will show if there are any problems or if your claim is under review.

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Great advice! I'll bookmark my account page to check regularly.

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Yes! I made the mistake of calling Washington ESD in a panic when my deposit was just delayed by one day due to a holiday.

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We've all been there! The anxiety is real when you're depending on those benefits.

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Pro tip: set up account alerts with your bank for deposits. That way you'll know immediately when your unemployment benefit hits your account instead of constantly checking.

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Smart idea! I'm going to set that up right now through my Wells Fargo app.

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This is what I do too. Takes the stress out of wondering when it will arrive.

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Washington ESD processes a lot of claims so sometimes there are delays during busy periods. I've noticed it can take an extra day during the first week of the month when a lot of people are filing new claims.

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Interesting observation! I'll keep that in mind for future weeks.

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That makes sense. Heavy processing periods could definitely cause slight delays in the usual timeline.

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if your deposit is late dont panic right away, sometimes banks have their own processing delays too especially on mondays

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Good point! I'll wait at least until Thursday before worrying if I don't see it Tuesday/Wednesday.

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I had a situation where my benefits were delayed because I moved and forgot to update my address with Washington ESD. Even though I was using direct deposit, they held my payment until I verified my new address. Just something to keep in mind if your circumstances change.

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Thanks for sharing that! I'll make sure to update anything that changes immediately.

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How long did it take to resolve once you updated your address?

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About a week after I updated it online. But I had to call to get it processed faster - that's when I used Claimyr to get through to an agent quickly.

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The Washington ESD website has a payment schedule section that shows when benefits are processed. It's under the 'Payment Information' tab in your account. Helped me understand the timing better.

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I'll check that out! Having the official schedule would be really helpful.

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I never noticed that section before. Thanks for pointing it out!

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What happens if you file your weekly claim on Monday instead of Sunday? Does it still get processed the same week?

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If you file on Monday, it should still get processed that week but your deposit might be delayed by a day. Washington ESD prefers Sunday filing for their processing schedule.

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Good to know! I'll stick to Sunday filing to keep things consistent.

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I've been tracking my deposit dates and it's been Tuesday 80% of the time, Wednesday 20% of the time. Never later than Wednesday unless there was a holiday. Filing consistently on Sunday mornings.

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That's really helpful data! Sounds like Tuesday/Wednesday is definitely the window to expect.

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I love that you tracked this! I might start doing the same to see my pattern.

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Don't forget that you need to keep filing your weekly claims even if you go back to work part-time. Washington ESD will adjust your benefit amount based on your earnings. I made the mistake of stopping my claims when I got a small part-time job and lost weeks of benefits.

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That's important to know! I'm still job searching but if I get something part-time I'll remember to keep filing.

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Yes! You can earn up to a certain amount before your benefits are affected. It's better to report the earnings and let them calculate it.

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The timing has been super consistent for me. Tuesday deposits like clockwork. The only time I had an issue was when I accidentally answered 'yes' to being unable to work due to illness when I meant to say 'no'. That triggered a review and delayed my payment by almost two weeks. Had to use Claimyr to reach someone at Washington ESD to fix it since their phone lines were constantly busy.

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Wow, that's scary how one wrong answer can cause such a delay. I'll be extra careful with those questions.

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What was the Claimyr experience like? I keep seeing it mentioned but haven't tried it.

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Really smooth actually. You give them your info and they call Washington ESD repeatedly until they get through, then connect you. Saved me hours of trying to call myself. Worth checking out their demo video to see how it works.

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For anyone new to this - set up direct deposit ASAP if you haven't already. The debit card option takes longer and you can lose the card or have it stolen. Direct deposit is much more reliable and faster.

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Definitely glad I chose direct deposit from the start. Seems like the way to go.

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I learned this the hard way. Lost my debit card and it took almost two weeks to get a replacement while my benefits piled up.

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Just to summarize for anyone reading this later: File your weekly claim by Sunday, expect your direct deposit on Tuesday or Wednesday, and always double-check your claim answers before submitting. If there are delays, check your Washington ESD account first to see if there are any issues that need to be resolved.

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Perfect summary! This thread has been incredibly helpful. Thanks everyone!

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Agreed! Bookmarking this for future reference.

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