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Amara Adeyemi

How do you receive unemployment benefits in Washington - complete beginner here

I just got laid off from my retail job after 2 years and have never filed for unemployment before. I keep seeing references to Washington ESD but honestly don't even know where to start with how you actually receive unemployment benefits. Do I apply online? What information do I need? How long does it take to get approved? Any help would be appreciated - feeling pretty overwhelmed right now.

Start by going to esd.wa.gov and filing your initial application online. You'll need your Social Security number, driver's license, and employment history for the last 18 months including employer names, addresses, and dates of employment. The process usually takes about 30 minutes to complete.

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Thank you! Do I need pay stubs or just the basic employment info?

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Just the basic info for now - Washington ESD will verify your wages with employers directly. Keep your pay stubs handy in case they ask for them later during adjudication.

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After you file your initial claim, you'll need to file weekly claims every week to certify that you're still unemployed and looking for work. You can do this online or by phone. Make sure you do this every week even if your claim is still pending - missing weeks can delay your benefits.

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What happens if I forget to file a weekly claim one week?

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You can usually restart weekly claims but you might lose that week's benefits. Washington ESD is pretty strict about the filing schedule.

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I missed filing one week last month and lost those benefits permanently. Don't make the same mistake I did.

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Just a heads up - if you have any complications with your claim or need to talk to someone at Washington ESD, the phone lines are absolutely brutal. I spent weeks trying to get through. Finally found claimyr.com which actually got me connected to an agent in like 20 minutes. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved my sanity honestly.

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Really? I was dreading having to call them if something goes wrong.

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Wait is that service legit? Sounds too good to be true...

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Yeah it's real - they just handle the calling and waiting for you. Worth it if you actually need to reach someone at Washington ESD.

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Make sure you understand the job search requirements! You need to make at least 3 job search contacts per week and keep a log. Washington ESD can audit this at any time and if you don't have proper documentation, they can disqualify you and make you pay back benefits.

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What counts as a job search contact?

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Applying for jobs, contacting employers directly, attending job fairs, networking events. Has to be stuff that could reasonably lead to employment. Keep detailed records with dates, company names, and what you did.

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They audited me after 8 weeks and I had to provide all my job search documentation. Thank god I kept good records.

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ugh the whole system is so confusing why cant they just make it simple for people who are already stressed about losing their jobs

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I know it seems overwhelming but once you get through the initial setup it becomes routine. The weekly claims only take a few minutes.

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Agreed, Washington ESD could definitely make the process more user-friendly.

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One thing to be prepared for - your claim might go into adjudication if there are any questions about your separation from employment. This can add several weeks to the process while they investigate. Don't panic if this happens, it's pretty common.

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What kind of things trigger adjudication?

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If your employer contests the claim, if there are questions about why you left, if you had any disciplinary issues, or sometimes just random quality control checks.

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Mine went into adjudication for 5 weeks just because my employer took forever to respond to Washington ESD's inquiry. So frustrating.

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Pro tip: set up direct deposit right away when you file. Otherwise you'll be waiting for paper checks in the mail which can add extra delays to getting your money.

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Good point, I definitely want direct deposit.

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Yes! I learned this the hard way. Paper checks took an extra week each time.

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Also make sure you report ANY income while you're on unemployment, even small amounts. If you do any side work or gig work, report it on your weekly claim. They will find out eventually and it's better to be upfront about it.

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What if I only make like $50 from odd jobs?

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Report it. They'll just reduce your weekly benefit by a portion of what you earned. It's not a 1:1 reduction so you'll still come out ahead.

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This is so important. I know someone who got hit with an overpayment notice for not reporting a small freelance job.

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The waiting period is usually one week before you start receiving benefits, assuming everything goes smoothly with your claim. So don't expect money immediately after filing.

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So if I file today, the earliest I'd see money is in about 2 weeks?

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If your claim is approved quickly, yes. But with processing time it might be 2-3 weeks realistically.

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When I was going through this process last year, I had so many questions and couldn't get through to Washington ESD on the phone. Someone on here recommended Claimyr and it was a game changer - they got me through to an actual person who could explain my claim status. Check out their site at claimyr.com if you run into issues.

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I'll keep that in mind in case I need help reaching someone.

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How much does a service like that cost?

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It was worth it for me to avoid the phone frustration, especially when I had urgent questions about my claim.

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Don't forget you might be eligible for other assistance too while you're unemployed - food stamps, housing assistance, etc. The unemployment office sometimes has information about other programs.

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That's a good point, I should look into what else might be available.

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Check with 211 for local resources too - they have info on food banks, utility assistance, etc.

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Make sure you understand that unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your tax return next year.

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Oh I didn't realize that. Should I have them withhold taxes?

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It's usually a good idea unless you're planning to set aside money for taxes yourself. Saves you from a big tax bill later.

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been through this process twice unfortunately and the key is staying organized. Keep track of everything - your confirmation numbers, correspondence from Washington ESD, job search activities, everything. You never know when you'll need to reference something.

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Good advice, I'll start a folder for all the unemployment paperwork.

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I wish I had done this from the beginning. Ended up scrambling to find documents later.

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If you're in a union, check with them too. Sometimes they have additional resources or can help navigate the process.

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I wasn't in a union at my retail job but good to know for the future.

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One more thing - if your employer offers you your job back or offers you other work, you generally have to accept it or risk losing your unemployment benefits. There are some exceptions but be careful about turning down work.

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What if they offer me way fewer hours or much lower pay?

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There are rules about 'suitable work' but it gets complicated. If that happens, definitely try to talk to someone at Washington ESD about your specific situation.

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This is where having a way to actually reach Washington ESD becomes crucial. Good thing services like Claimyr exist to help get through to them.

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The whole system seems designed to make people give up honestly. But stick with it, you earned these benefits by working and paying into the system.

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Thanks for the encouragement. It does feel overwhelming but I'll push through it.

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Exactly! Don't let the bureaucracy intimidate you out of benefits you're entitled to.

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