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Kaiya Rivera

How to make an unemployment claim - Washington ESD first time filing help needed

I got laid off from my retail job last week and have never filed for unemployment before. I know I need to go through Washington ESD but I'm completely lost on where to start. Do I just go to their website? What information do I need to have ready? How long does it take to get approved? I'm really stressed about paying my bills and don't want to mess this up.

First thing - don't panic! You can file online at esd.wa.gov. You'll need your Social Security number, driver's license, and employment info from the last 18 months (employer names, addresses, dates worked, gross wages). The sooner you file the better since there's a waiting week.

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Thanks! Do I need pay stubs or just the basic info about where I worked?

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Just the basic info is fine for filing. Washington ESD will verify with your employers directly. Having pay stubs handy doesn't hurt though in case there are questions.

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The website can be confusing but it walks you through step by step. Make sure you answer everything honestly - they'll catch it if you lie about anything. Also be prepared for it to take a while, especially if there are any issues with your claim.

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What kind of issues could come up? I was just a regular employee, nothing complicated.

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Sometimes they need to verify the reason you lost your job, or if there are discrepancies in your work history. Most of the time it's fine but can add weeks to the process.

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If you run into problems getting through to Washington ESD by phone (which happens A LOT), there's actually a service called Claimyr that helps people get connected to agents. I used it when my claim got stuck and it saved me hours of calling. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that legit? Sounds too good to be true with how impossible it is to reach anyone at Washington ESD.

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Yeah it's real. They basically handle the calling and waiting for you, then connect you when an agent picks up. Way better than sitting on hold for hours.

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Good to know there's a backup option if I can't get through!

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Make sure you file within the first week after losing your job. There's a one-week waiting period anyway, but if you delay filing you could lose out on benefits for those weeks. The maximum weekly benefit in Washington is around $1000 but most people get way less depending on their wages.

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How do they calculate how much you get?

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It's based on your highest quarter of earnings in your base period, which is usually the first 4 of the last 5 completed quarters. The formula is complicated but there's a calculator on the Washington ESD website.

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ugh the whole system is so confusing! I filed 2 months ago and STILL waiting for my first payment. Apparently my claim is in "adjudication" whatever that means. So frustrating!

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Adjudication means they're investigating something about your claim - usually the reason you left your job or eligibility issues. It can take weeks unfortunately.

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I was laid off due to company downsizing so I don't know what there is to investigate. This system is broken.

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Update: I started my application online and it's asking about all my jobs in the last 18 months. I had 3 different part-time jobs before my recent full-time one. Do I need to list ALL of them?

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Yes, list everything. They use all your wages from the base period to calculate your benefit amount, so leaving jobs out could actually hurt you.

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And be accurate with the dates! I put the wrong start date for one job and had to go through a whole verification process.

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Also remember you have to do weekly claims every week to keep getting paid, even while your initial claim is processing. And you have to do job searches - I think it's 3 per week now.

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Wait, I have to look for jobs even before I start getting benefits?

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Yep. You have to be "able and available" for work and actively seeking employment. Keep a log of your job search activities.

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The job search requirement is actually 3 job search activities per week, not necessarily 3 applications. Can include things like attending job fairs, networking events, etc.

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I tried calling Washington ESD yesterday to ask a question about my application and was on hold for 2.5 hours before getting disconnected. This is insane.

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That's exactly why I mentioned Claimyr earlier. They handle all that waiting and calling nonsense. Saved my sanity honestly.

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Or try calling right when they open at 8am. Sometimes you can get through faster first thing in the morning.

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Don't forget about the tax implications! Unemployment benefits are taxable income. You can choose to have taxes withheld or pay quarterly, but don't forget about it come tax time.

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Ugh, I didn't even think about taxes. This is getting complicated.

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It's just something to keep in mind. You can set up the tax withholding when you're doing your weekly claims if you want.

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Another thing - if you worked in other states recently, you might need to file an interstate claim. That adds even more complications to the process.

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All my jobs were in Washington so hopefully I don't have to deal with that.

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The good news is once you get through the initial filing and any verification stuff, the weekly claims are pretty straightforward. Just answer the same questions every week about whether you worked, earned any money, were available for work, etc.

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How long do benefits last?

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Up to 26 weeks in Washington, sometimes longer if there are federal extensions during recessions. Depends on your situation.

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Make sure you keep copies of everything - your application, any correspondence from Washington ESD, your job search logs. If there are ever any issues or appeals, you'll need that documentation.

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Good point. I'll start a folder for all this stuff.

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If your former employer contests your claim (says you were fired for misconduct or quit voluntarily), be prepared for a longer process. You might have to do a phone interview or even a hearing.

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They laid me off due to slow business so hopefully that won't be an issue.

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You should be fine then. Layoffs due to lack of work are pretty straightforward for unemployment eligibility.

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The WorkSourceWA website integration is actually pretty helpful for the job search requirement. You can search for jobs there and it automatically logs some of your activities.

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Yes! And you can upload your resume there too. Kills two birds with one stone.

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Just be patient with the whole process. I know it's stressful when you need the money, but panicking and calling constantly won't speed it up. Follow up if needed but don't overwhelm them.

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Easy to say when you're not behind on rent! But I get your point.

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For anyone still struggling to get through to Washington ESD, seriously consider using Claimyr. It's been a game changer for a lot of people dealing with claim issues. Much better than the stress of calling over and over.

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How much does something like that cost though?

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I'd rather pay a reasonable fee to actually talk to someone than waste entire days trying to get through. Check their website for current pricing.

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Remember that even if your claim gets approved, there's usually a delay before you see your first payment. Don't expect money immediately even after approval.

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How long is the delay usually?

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Depends on your bank and payment method. Direct deposit is faster than debit card usually. Could be anywhere from a few days to over a week.

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One more tip - set up your online account as soon as you file. That way you can check your claim status, payment history, and handle your weekly claims online instead of over the phone.

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Yeah I'm definitely doing everything online. Sounds way easier than dealing with their phone system.

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Thanks everyone for all the advice! I'm going to finish my application tonight and hopefully it goes smoothly. At least now I know what to expect and have backup options if I run into problems.

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Good luck! Remember to file your weekly claims even while waiting for approval.

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You got this! The first time is always the most confusing but it gets easier.

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Final reminder - keep track of EVERYTHING. Dates you applied for jobs, companies you contacted, any training or workshops you attend. The job search requirements are no joke and they do audit people.

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I'll make sure to document everything. Thanks for the warning!

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