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Jackson Carter

How do you file for unemployment in Washington state - confused about the process

I've never filed for unemployment before and honestly have no idea where to start. My job ended last week and everyone keeps telling me I need to file right away but the Washington ESD website is really confusing to navigate. Do I need to create an account first? What information do I need to have ready? I'm worried I'm going to mess something up and delay my benefits. Can someone walk me through the basic steps?

First thing - don't panic! The process is actually pretty straightforward once you know what to expect. You'll need to file your initial claim at esd.wa.gov. You'll create a SecureAccess Washington (SAW) account if you don't have one already. Have your Social Security number, driver's license, and employment info for the last 18 months ready - that includes employer names, addresses, dates worked, and your gross wages.

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Thank you! Do I need pay stubs or will they verify my wages some other way?

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Washington ESD will verify your wages through their system, but having your pay stubs handy can help if there are any discrepancies. They'll ask for your last day worked and reason for separation.

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Make sure you file during your first week of unemployment, not before your last day of work. That's a common mistake people make. Also, the system is usually less busy early morning or late evening if you want to avoid crashes.

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Good tip about timing! I was planning to do it this afternoon but maybe I'll wait until tonight.

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ugh the whole process is such a nightmare when you can't get through to anyone at Washington ESD to ask questions. I spent hours trying to call them when I had issues with my initial claim. Finally found this service called Claimyr (claimyr.com) that actually got me connected to a real person. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much frustration!

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How does that work exactly? Do they charge a lot?

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They don't publish their pricing but it was worth it to not spend all day redialing. They basically handle the calling for you and get you connected when an agent is available.

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Interesting, I'll keep that in mind if I run into problems. Hopefully the online filing goes smoothly.

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The key things Washington ESD needs for your initial claim: your SSN, contact info, employment history for the past 18 months, bank account info for direct deposit, and the reason you're no longer working. Be honest about why you left - if you were laid off, fired, or quit, they need to know the exact circumstances for your eligibility determination.

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I was laid off due to budget cuts, so that should be straightforward. Do I need documentation proving that?

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Layoffs are usually pretty clear-cut for eligibility. You might want to keep any layoff notice or email you received just in case, but Washington ESD will contact your former employer to verify the separation reason.

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Don't forget you have to register with WorkSource too! That's separate from filing your claim. You'll need to create a job search profile and start looking for work immediately. Washington ESD requires 3 job search activities per week.

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Wait, I have to start job searching right away? I thought I'd have a few weeks to figure things out.

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Nope, the job search requirement starts immediately. You'll need to log your activities and they can audit your job search log at any time.

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Actually you have a one-week waiting period before benefits start, but yes, the job search requirement begins right away.

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Pro tip: have ALL your employer information organized before you start the application. Employer name, full address, phone number, supervisor name, dates of employment, and reason for leaving. If you worked multiple jobs, you'll need this for each one. The system times out if you take too long.

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How long does the application usually take to complete?

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Maybe 30-45 minutes if you have everything ready. Longer if you have to look up employer info or if you've had multiple jobs.

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After you file your initial claim, you'll get a determination letter in your eServices account within a few days. Don't freak out if it takes a week or so. Then you have to file weekly claims every week to get paid, even during your waiting week.

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What happens if my claim gets denied? Can I appeal?

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Yes, you can appeal any Washington ESD decision. You have 30 days from the date of the determination to file an appeal.

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Make sure your direct deposit info is correct! I made a typo in my account number and it delayed my first payment by two weeks. Had to call Washington ESD to fix it and that was a whole ordeal.

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Yikes, I'll double-check everything. Did you have trouble getting through to them?

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Oh yeah, took me like 200+ calls over three days. The phone system is absolutely brutal.

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One thing they don't make clear is that you can file online 24/7 but if you need to call with questions, the best time is right at 8 AM when they open. The lines get completely jammed after 9 AM.

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Even at 8 AM it's hard to get through. I've been trying for weeks to get someone on the phone about my adjudication issue.

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That's exactly why I ended up using Claimyr. They handle all the calling frustration and get you connected when someone's actually available.

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IMPORTANT: File your claim based on when you became unemployed, not when you heard about unemployment benefits. I waited two weeks thinking I needed to 'prepare' first and lost out on those weeks of benefits because you can't backdate claims in Washington.

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Wait, so I should have filed last week when my job ended?

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Yes! File as soon as possible after your last day of work. You can't get benefits for weeks before you file your claim.

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This is correct - Washington ESD doesn't allow backdating except in very limited circumstances.

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The website walks you through it step by step but here's the basic flow: create SAW account → file initial claim → wait for determination → register with WorkSource → file weekly claims. Each weekly claim asks if you worked, looked for work, and were available for work.

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That's helpful, thank you! Sounds more manageable when you break it down like that.

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Don't stress too much about making mistakes in the application. You can usually provide additional info later if needed. The main thing is getting it filed quickly so your claim starts processing.

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That's reassuring. I've been overthinking this whole thing.

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Quick question - do you know if you were making enough wages to qualify? Washington ESD has minimum earnings requirements. If you haven't worked much in the past year, you might not be eligible.

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I've been working full-time for the past three years, so I think I should be okay on that front.

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Yeah you should be fine then. They look at your earnings in your 'base year' which is usually the first four of the last five completed quarters.

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Watch out for the identity verification step. Sometimes Washington ESD flags new claims for ID verification which can delay processing. Have your documents ready just in case.

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What kind of documents do they usually want?

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Driver's license, Social Security card, maybe a utility bill or bank statement to verify your address.

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File online if at all possible. The phone system for filing claims is even worse than calling for help. Plus online gives you a confirmation number and saves your progress.

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Definitely planning to do it online. Thanks for all the advice everyone!

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Last tip: screenshot or print everything! Keep records of when you filed, your confirmation numbers, and any correspondence from Washington ESD. You'll want that paper trail if any issues come up.

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Good thinking. I'll make sure to save everything to a folder.

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Smart! I wish I had done that when I filed. Would have saved me headaches later when they asked for information I couldn't remember.

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One more thing - if your claim goes into adjudication (meaning they need to review something), don't panic. It's pretty common and usually resolves within a few weeks. Just make sure to respond quickly to any requests for additional information.

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What would cause a claim to go into adjudication?

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Could be anything - questions about why you left your job, wage discrepancies, identity verification. It's just their way of making sure everything checks out.

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My claim was in adjudication for three weeks. Nerve-wracking but it all worked out in the end.

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You've got this! The hardest part is just getting started. Once your claim is filed and approved, the weekly claims become routine. Just remember to file every week and keep up with your job search requirements.

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Thanks everyone for all the help! I feel much more confident about filing now. Going to do it tonight when the system is less busy.

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Good luck! Feel free to come back here if you run into any issues. Lots of helpful people in this community.

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Actually just remembered - if you do run into problems and need to talk to someone at Washington ESD, I had good luck with that Claimyr service someone mentioned earlier. Saved me hours of redialing when I needed help with my weekly claim questions.

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I'll definitely keep that option in mind. Hopefully won't need it but good to know it's there!

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Just want to add that you should also have your bank routing and account numbers ready for direct deposit setup - it's much faster than waiting for a debit card to arrive in the mail. And don't worry if the system seems slow or glitchy, especially during peak hours. Just be patient and save your progress frequently. The Washington ESD website can be finicky but it will get you through the process. You're doing the right thing by filing quickly after your job loss!

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That's really helpful about having the bank info ready! I was wondering whether to set up direct deposit right away or wait. Definitely sounds like direct deposit is the way to go. Thanks for mentioning that the website can be glitchy too - I'll make sure to save my progress as I go through the application.

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Just to add to all the great advice here - make sure you understand the difference between your "date last worked" and your "date of separation." Sometimes people get confused because their last day of work might be different from when they were actually notified about the layoff. Use your actual last day of work for the application. Also, if you're eligible for any severance pay, that might affect when your benefits can start, so be upfront about that too. The Washington ESD system will walk you through these questions, but it helps to think about them beforehand. Good luck with your filing!

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This is such an important distinction that I hadn't thought about! I was laid off on Friday but my last day of actual work was the day before due to some final paperwork stuff. So I should use Thursday as my "date last worked" even though the official layoff was Friday? Also, no severance in my case so that shouldn't complicate things. Really appreciate everyone taking the time to explain all these details!

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