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How to file for unemployment online with Washington ESD - step by step help needed

I need to file for unemployment online but I'm completely lost on where to start with the Washington ESD website. I got laid off last Friday and everyone keeps telling me to file online but the website is confusing. Can someone walk me through the actual steps? I've never done this before and I'm worried I'll mess something up. Do I need to create an account first or can I just start filing? Also how long does it usually take to get approved?

You'll need to go to esd.wa.gov and create a SecureAccess Washington (SAW) account first. The actual filing process is under 'Apply for Benefits' but make sure you have your employment history for the last 18 months ready - employer names, addresses, dates worked, and reason for separation. The site will ask for your SSN, driver's license, and bank info for direct deposit.

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Thanks! Do I need pay stubs or just the basic info about where I worked?

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Just the basic employment info for the application. They'll request wage verification from your employers directly through their system.

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The online application usually takes about 30-45 minutes if you have all your info ready. After you submit it, you'll get a confirmation and then have to wait for them to process it. Mine took about 2 weeks to get approved but that was during a busy time.

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2 weeks isn't too bad. Did you have to do anything else while waiting or just sit tight?

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You have to file your weekly claims even while it's processing. Don't skip those or you'll lose benefits for those weeks.

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If you run into issues with the Washington ESD website or need to speak with someone about your claim, I found Claimyr really helpful. It's a service that helps you get through to ESD agents by phone - they have a system that calls for you and connects you when an agent is available. Check out claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Way better than sitting on hold for hours.

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That sounds useful! Is it free or do they charge for it?

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There is a cost but honestly it's worth it when you need to actually talk to someone at ESD. Much less frustrating than the normal phone system.

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Make sure you file within the first week of being unemployed! I waited 3 weeks thinking I might find another job and lost out on those benefits. Washington ESD doesn't backdate claims unless you have a really good reason. The waiting week is built into the system but you still need to file that first week.

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Oh wow, I didn't know that! Good thing I'm asking now then.

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Yeah the waiting week thing confuses everyone. You file for week 1 but don't get paid for it, then you get paid starting week 2 if approved.

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Quick tip - when you're filling out the online application, take your time with the separation reason section. If you put the wrong reason it can delay your claim. 'Lack of work' is different from 'laid off' which is different from 'quit'. Make sure you pick the right one for your situation.

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I was laid off due to company downsizing. Which option should I pick?

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That would be 'lack of work' or 'laid off' - both should work for downsizing. Just be consistent with whatever you choose.

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ugh this whole process is such a nightmare. took me 3 tries to get through the application because the website kept timing out. and then they wanted more info about my last job and i had to mail in documents. just be prepared for it to take forever

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What kind of documents did they want? I hope I don't have to mail anything in.

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they wanted proof of my last day worked because my employer apparently didn't respond to their request for wage info. had to send in my final pay stub

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After you complete the initial application online, you'll need to complete the weekly claim filing every week. This is separate from the initial application - you'll log back into your account each week and answer questions about your job search activities and any work you did that week. Missing weekly claims is the biggest mistake people make.

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When do I start filing weekly claims? Right after I submit the application?

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Yes, you'll file for the week you first became unemployed. The system will tell you when your next filing date is after you complete the application.

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One thing that helped me was writing down my login info immediately after creating the SAW account. You'll be logging in every week so don't lose that info. Also bookmark the direct login page because sometimes the main ESD site has issues but the direct login still works.

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Good advice! I always forget passwords so I'll definitely write it down.

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just a heads up the job search requirements are pretty strict now. you need to do 3 job search activities per week and keep records. they can audit you at any time so dont mess around with that part

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What counts as job search activities? Just applying for jobs?

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applying for jobs, networking events, job fairs, career counseling, etc. they have a list on the website of what counts

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If you end up needing to call Washington ESD for any reason during the process, I can't recommend Claimyr enough. I was stuck in adjudication for weeks and couldn't get through on the phone. Claimyr got me connected to an agent the same day I used their service. Really saved me a lot of stress and time.

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How does that work exactly? Do they just call for you?

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They have a system that monitors the phone lines and calls when there's availability, then connects you directly to an agent. Much better than hitting redial for hours.

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Another tip - if you worked in multiple states in the past 18 months, you might need to file in a different state or file a combined wage claim. The online system will usually tell you if this applies to you, but it's something to be aware of.

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I only worked in Washington so I should be good there.

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Make sure you understand the difference between your benefit year and your claim. Your benefit year is 12 months from when you first file. You can have multiple claims within that benefit year if you go back to work and then become unemployed again. The online system tracks all of this automatically.

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That's good to know. Hopefully I won't need multiple claims but good to understand how it works.

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honestly the whole online system is a mess. half the time i cant log in and when i can the pages load super slow. but its still better than trying to call them i guess

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I've had better luck using the site early in the morning or late at night when there's less traffic.

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One more important thing - after you file online, you'll get a monetary determination letter (usually by mail) that shows your benefit amount and benefit year dates. Keep this letter safe as you'll need it for reference. Your weekly benefit amount is based on your highest earning quarter in your base period.

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How do they calculate the benefit amount? Is there a formula?

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It's based on your wages in your base period. The exact formula is on the ESD website but basically it's a percentage of your average weekly wages up to the maximum benefit amount.

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If your claim gets held up in adjudication (which happens sometimes), don't panic. Keep filing your weekly claims and document everything. Adjudication just means they need to review something about your claim - could be employer dispute, eligibility question, or just routine verification.

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How long does adjudication usually take?

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Can be anywhere from a few days to several weeks depending on what they're reviewing. That's when calling ESD or using a service like Claimyr can be helpful to get updates.

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Just wanted to add that you should set up direct deposit during the application process. Paper checks take forever and can get lost in the mail. The direct deposit info is part of the online application.

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Definitely doing direct deposit. Do I need a specific type of bank account?

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Any checking or savings account works. Just need the routing and account numbers.

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Final note about getting help - if you run into any issues during the online filing process or after submitting your claim, Claimyr has been a lifesaver for me and others I know. Sometimes you just need to talk to a real person at ESD and their regular phone system is impossible. The video demo on their site shows exactly how it works.

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Thanks for all the help everyone! I'm going to start the application tonight.

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Good luck! Take your time with it and don't hesitate to ask more questions if you get stuck.

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Update: I got through the application! It took about 40 minutes like someone mentioned. Now I just wait for the confirmation and start filing weekly claims. Thanks everyone for walking me through it step by step.

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Awesome! Remember to file your first weekly claim this Sunday if that's your assigned day.

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Great job! The hardest part is over. Weekly claims are much easier than the initial application.

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