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Mia Rodriguez

How can you collect unemployment benefits through Washington ESD - complete process?

I'm completely new to this whole unemployment thing and honestly have no idea where to even start. My job ended last week and everyone keeps telling me I should file for unemployment but I don't know how you actually collect unemployment benefits in Washington. Do I go somewhere in person? Is it all online? What documents do I need? I've heard people talk about Washington ESD but I don't even know what that stands for. Can someone walk me through the actual steps of how you collect unemployment from the beginning?

Washington ESD stands for Employment Security Department - that's the state agency that handles unemployment benefits. The whole process is online now through their website at esd.wa.gov. You'll need to create an account and file your initial application there. You'll need your Social Security number, driver's license, and information about your last employer including dates worked and reason for separation.

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Thank you! So I don't have to go anywhere in person? That's a relief.

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Nope, everything is done online now. Much easier than the old days when you had to stand in line at the unemployment office.

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Here's the basic process: 1) File your initial claim online at Washington ESD, 2) Wait for them to process it (usually takes 1-2 weeks), 3) Once approved, file weekly claims every week to certify you're still unemployed and looking for work, 4) Get paid if you meet all the requirements. The weekly claims are super important - you have to do them every week or you won't get paid.

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What exactly do I have to do for the weekly claims? Is it complicated?

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It's pretty straightforward - just answer questions about whether you worked that week, if you looked for jobs, and if you were available for work. Takes maybe 5-10 minutes online.

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One thing to know is that there can be delays in getting through to Washington ESD if you need to talk to someone. The phone lines are always busy and you might wait hours just to get disconnected. I found this service called Claimyr at claimyr.com that actually calls for you and gets you connected to an agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me so much frustration when I had questions about my claim.

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That sounds too good to be true. How much does something like that cost?

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I was skeptical too but it actually worked. They don't mention pricing upfront but for me it was worth it to avoid spending entire days trying to get through to Washington ESD.

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I might have to try this. I've been calling Washington ESD for three days straight with no luck.

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Make sure you have all your employment history ready when you file. Washington ESD will ask for details about all your jobs in the past 18 months, including exact dates, wages, and how each job ended. If you don't have all this info, it can delay your claim processing.

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Do I need pay stubs or will they verify everything themselves?

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They verify most things themselves through employer records, but it's good to have your own records in case there are discrepancies.

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ugh the whole system is so confusing!! I filed three weeks ago and my claim is still pending with no explanation. Every time I try to call Washington ESD I get disconnected after waiting forever. How are people supposed to figure this out???

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Pending usually means they need more information or there's an issue they're reviewing. Check your online account for any messages or requests for documentation.

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I've checked a million times and there's nothing there! So frustrating.

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This happened to me too. Turns out they were waiting on my former employer to respond to something. It eventually got resolved but took over a month.

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Important: You can file for unemployment as soon as your last day of work, you don't have to wait. Also, there's a one-week waiting period in Washington where you won't get paid for your first eligible week, but you still need to file that weekly claim. A lot of people mess this up.

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Wait, so I don't get paid for the first week even if I qualify?

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Correct, it's called a waiting week. You file the claim but don't get paid for that first week. After that, if you're eligible, you'll get paid for subsequent weeks.

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Also keep in mind you have to actively look for work and keep a log of your job search activities. Washington requires at least 3 job search activities per week. This can be applying for jobs, networking, going to job fairs, etc. They can audit this at any time.

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What counts as a job search activity exactly?

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Applying for jobs, contacting employers directly, attending job interviews, going to career fairs, networking events, working with employment agencies. Just make sure to keep detailed records.

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Do I have to submit this log every week or just keep it for my records?

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Just keep it for your records, but be ready to provide it if Washington ESD asks. They randomly audit people's job search activities.

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The whole process gave me such anxiety at first! But honestly once you get the hang of filing those weekly claims it becomes routine. The hardest part is just getting your initial claim approved. After that it's pretty straightforward if you follow the rules.

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That's reassuring to hear. I'm definitely anxious about messing something up.

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You'll be fine! Just read everything carefully and don't rush through the questions.

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One more tip - set up direct deposit right away when you file your claim. Otherwise you'll have to wait for paper checks in the mail which adds extra time. The direct deposit option is in your online account settings.

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Good point, I definitely want to get paid as quickly as possible.

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I wish someone had told me about Claimyr sooner. I spent literally weeks trying to get through to Washington ESD about a simple question. Finally used their service and got connected to an agent in like 20 minutes. Game changer.

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What kind of question did you have that you needed to talk to someone?

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My claim got stuck in adjudication and I needed to know what documents they were waiting for. The website didn't show any pending items but there was apparently something they needed from my employer.

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Be prepared for the possibility of your claim going into adjudication, especially if there's anything unusual about how your job ended. This means they need to investigate something before approving your claim. It can take several weeks and there's not much you can do except wait.

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What would cause a claim to go into adjudication?

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Things like being fired, quitting, having multiple employers, wage discrepancies, or if your employer disputes your claim. Sometimes it happens even for routine layoffs if there are questions about the circumstances.

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Mine went into adjudication just because I had worked for a temp agency. Took 6 weeks to resolve even though it was straightforward.

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Don't forget you might owe taxes on your unemployment benefits. Washington doesn't tax unemployment but federal taxes still apply. You can choose to have taxes withheld or pay them later when you file your tax return.

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I hadn't even thought about taxes. Should I have them withheld?

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It's usually a good idea to have at least 10% withheld for federal taxes so you don't get hit with a big bill at tax time. You can change this setting anytime in your account.

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The Washington ESD website can be glitchy sometimes, especially on Sunday nights when everyone is filing their weekly claims. If you can't get in, try again later or early in the morning. Don't panic if you can't file exactly on Sunday - you have until Saturday to file each weekly claim.

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Yeah I learned this the hard way. Spent hours trying to file on Sunday night when the site kept crashing.

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Good to know I don't have to stress about filing exactly on Sunday.

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One thing that helped me was calling the Washington ESD customer service line early in the morning right when they open. Still busy but better chance of getting through than later in the day. Though honestly after trying that for weeks I ended up using that Claimyr service someone mentioned earlier.

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What time do they open?

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8 AM on weekdays. But even calling right at 8 you might wait an hour or more.

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Just want to add that if you worked in multiple states recently, you might need to file in a different state depending on where you earned the most wages. Washington ESD can help you figure out which state you should file in, but it's something to be aware of.

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I've only worked in Washington so I should be good, but that's useful to know.

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The key thing is to be honest and accurate on your application. If you make mistakes or try to hide information, it will come back to bite you later. Washington ESD has access to all your wage records and employer information, so they'll catch any discrepancies.

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That makes sense. Better to be upfront about everything from the start.

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Exactly. I've seen people get in trouble for trying to fudge details about why they lost their job. It's never worth it.

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Last tip - screenshot or print your confirmation pages when you file claims. Sometimes the system glitches and it's good to have proof you filed on time if there are any issues later.

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Great advice! I'll definitely do that. Thank you everyone for all the helpful information!

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Good luck with your claim! Feel free to ask if you run into any issues along the way.

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