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Paige Cantoni

How to collect unemployment in Washington - complete beginner guide needed

I just lost my job last week and have never filed for unemployment before. I'm completely lost on how to collect unemployment benefits in Washington state. Do I start online? What documents do I need? How long does it take to get approved? I keep seeing references to Washington ESD but I'm not even sure what that stands for. Any step-by-step guidance would be really appreciated - I'm stressed about paying rent next month.

Washington ESD stands for Employment Security Department - that's our state's unemployment agency. You'll file your initial claim at esd.wa.gov. You'll need your Social Security number, driver's license, and employment history for the past 18 months including employer names, addresses, dates worked, and gross wages earned. The process usually takes about 15-20 minutes online.

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Thank you! Do I need pay stubs or will they verify my wages directly with employers?

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Washington ESD verifies wages directly with employers, but having your pay stubs handy helps ensure accuracy when you're entering the information.

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You can file your initial claim online through the Washington ESD website at esd.wa.gov. You'll need your Social Security number, driver's license, and employment information for the last 18 months including employer names, addresses, dates of employment, and reason for separation. The process usually takes about 30-45 minutes to complete online.

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Thank you! Do I need to wait a certain amount of time after being laid off to file?

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No, you should file as soon as possible after your last day of work. There's a one-week waiting period before you can receive benefits, but your claim date starts when you file, not when you're approved.

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Washington ESD is the Employment Security Department - that's the state agency that handles unemployment insurance (UI). You'll need to file your initial claim online at esd.wa.gov. The process is actually pretty straightforward once you know the steps. You'll need your Social Security number, driver's license, and employment history for the past 18 months including employer names, addresses, and dates worked.

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Thank you! Do I need pay stubs or just the basic employment info?

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Just the basic info for the initial application. They may ask for pay stubs later if there are any issues with your claim.

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The whole process can be done online through SecureAccess Washington (SAW). After you file your initial claim, you'll need to file weekly claims every week to keep getting benefits. Each weekly claim asks about any work you did and money you earned that week. Make sure you're actively looking for work too because Washington has job search requirements.

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How many jobs do I need to apply for each week?

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You need to make at least 3 job search activities per week and keep a log. This can include applying for jobs, attending job fairs, or networking activities.

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If you're having trouble getting through to Washington ESD by phone, I found this service called Claimyr that helped me connect with an agent. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made the whole process so much easier when I had questions about my claim status.

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Is this a free service or do they charge for it?

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There is a cost but it was worth it for me to avoid spending hours on hold. The video explains everything about how they connect you to Washington ESD agents.

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After you file your initial claim, you'll need to file weekly claims every week to continue receiving benefits. This is super important - if you miss filing a weekly claim, you won't get paid for that week. You also have to be actively searching for work and keep a job search log.

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How many jobs do I need to apply for each week?

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You need to make at least 3 job search activities per week. This can be applying for jobs, networking, attending job fairs, or other approved activities. Keep detailed records because Washington ESD may audit your job search log.

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I learned this the hard way - they do random audits and if you can't prove your job search activities, they'll make you pay back the benefits!

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The online application walks you through everything step by step. After you file, you'll get a determination letter in about 1-2 weeks telling you if you qualify and your weekly benefit amount. Then you have to file weekly claims every week to actually receive payments.

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How do you file the weekly claims? Is that online too?

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Yes, weekly claims are filed online through your Washington ESD account. You have to report any work you did that week and any income you received.

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Just a heads up - if you have any issues getting through to Washington ESD by phone, there's a service called Claimyr (claimyr.com) that helped me connect with an agent when I couldn't get through on my own. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Really saved me when my claim got stuck.

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Is that legit? I'm always suspicious of third-party services for government stuff.

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I was skeptical too but it actually worked. They just help you get through the phone queue - you still talk directly to Washington ESD agents yourself.

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I used Claimyr too when my adjudication was taking forever. Worth it to actually reach someone at Washington ESD.

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ugh the whole system is so confusing! i tried filing last week and got stuck on the part where they ask about your reason for separation. what do i put if i got laid off due to business closure?

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For business closure, select 'lack of work' as your separation reason. That's the standard option for layoffs and closures.

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ok thanks that makes sense now

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One thing nobody mentions is that it can take 2-3 weeks to get your first payment even after you're approved. Make sure you have some savings to cover expenses during that waiting period. The weekly benefit amount is based on your earnings from your highest-earning quarter in the base period.

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What's a base period? This is all so overwhelming.

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The base period is the first 4 of the last 5 completed calendar quarters before you filed your claim. So if you file in January 2025, your base period would be January 2024 through September 2024.

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One thing to be prepared for is that it can take FOREVER to get through to someone at Washington ESD if you have questions. I spent hours trying to call them when my claim got stuck in adjudication. If you run into issues and can't reach them by phone, there's actually a service called Claimyr (claimyr.com) that helps people get through to ESD agents. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Is that service legitimate? I'm nervous about giving out my personal information.

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I was skeptical too, but it actually worked for me. They don't ask for sensitive info like your SSN, just basic contact details so they can call you back when they get an agent on the line.

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Never heard of that but honestly anything is better than sitting on hold for 3 hours just to get disconnected

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Make sure you understand the job search requirements. In Washington, you need to make at least 3 job search contacts per week and keep a log. You can use WorkSourceWA.com to track your job searches - it integrates with your unemployment account.

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Do I start the job search requirement immediately or is there a waiting period?

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You need to start job searching right away. The requirement kicks in with your first weekly claim, though there might be a one-week waiting period before benefits start.

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Make sure you respond to any requests from Washington ESD immediately! I missed a deadline for additional information and had to wait an extra month while my claim went through adjudication. They'll send notifications through your online account and sometimes by mail.

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What kind of additional information do they usually ask for?

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Could be anything - verification of identity, employment details, or clarification about why you left your job. Just check your account regularly and respond quickly.

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Make sure you have all your employment history ready before you start the application. They'll ask for specific dates, wages, and addresses going back 18 months. If you don't have exact information, you can estimate but try to be as accurate as possible.

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What if I can't remember the exact address of a previous employer?

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You can look it up online or call the company's HR department. Washington ESD will verify this information with your employers anyway, so it's better to get it right the first time.

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ugh the whole system is so confusing when you're already stressed about money. took me forever to figure out the difference between filing a claim and filing weekly claims

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Right? I'm already overwhelmed and I haven't even started yet.

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Think of it this way: filing a claim is like applying for benefits. Filing weekly claims is like clocking in each week to actually receive the money.

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The job search requirement is no joke - you need to document everything in WorkSourceWA. Create your account there too because it's connected to your unemployment claim. You can search and apply for jobs directly through that system.

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Do I have to use WorkSourceWA or can I apply through other job sites?

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You can use other sites but you still need to log all your job search activities in WorkSourceWA. It's the official system they use to verify you're meeting the requirements.

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This is correct - WorkSourceWA is required for tracking your job search activities even if you find jobs elsewhere.

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One thing they don't make clear upfront - if your claim goes into adjudication (which happens if there are any questions about your eligibility), it can take weeks or even months to resolve. Don't panic if this happens, but be prepared for delays.

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What causes claims to go into adjudication?

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Common reasons include being fired vs laid off, questions about your availability to work, or discrepancies in your employment information. Sometimes it's just random verification.

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My claim went into adjudication for 6 weeks because my employer contested it. Finally got resolved but it was stressful.

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does anyone know if i can get unemployment if i was working part time? i only worked about 25 hours a week but it was my only job for the past year

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Yes, part-time workers can qualify for unemployment benefits in Washington. The key is whether you earned enough during your base period to meet the minimum requirements.

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ok good i was worried i wouldnt qualify. do you know what the minimum is?

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You need at least $1,000 in earnings during your base period and earnings in at least 680 hours of work. The exact benefit amount depends on your total earnings.

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Just want to mention Claimyr again for anyone struggling to reach Washington ESD by phone. I was getting disconnected constantly trying to call about my adjudication status. Used their service and got connected to an agent within minutes. Really saved my sanity during a stressful time.

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How does that even work? Do they have some special phone line?

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They basically call for you and wait on hold, then connect you when an agent picks up. Check out their demo video to see exactly how it works - makes more sense when you see it.

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MAKE SURE YOU FILE YOUR WEEKLY CLAIMS ON TIME! I missed filing one week and lost that week's benefits permanently. You have to file every single week even if you haven't received your first payment yet.

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When is the deadline for filing weekly claims?

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You can file starting Sunday for the previous week and you have until the following Saturday. But don't wait - file as early as possible each week.

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ugh the whole system is such a pain. took me 6 weeks to get my first payment because they had to 'investigate' my claim even though i was clearly laid off due to company downsizing. be prepared for delays and bureaucratic nonsense

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6 weeks?! That's terrifying. How did you survive that long without income?

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credit cards and borrowing money from family. it was awful. they eventually paid me for all the back weeks but the stress was unreal

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This is why it's important to file immediately and have some savings if possible. The adjudication process can take time, especially if there are any questions about your separation.

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Pro tip: create your SecureAccess Washington (SAW) account first before filing your unemployment claim. It's the login system for all Washington state services and you'll need it to access your Washington ESD account.

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Is SAW different from the Washington ESD website?

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SAW is just the login portal. Once you log in with SAW, you access your actual unemployment account through Washington ESD's system.

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Whatever you do, don't wait to file! Your claim is backdated to the week you file, not the week you lost your job. So if you wait a month to file, you lose those first few weeks of potential benefits.

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Good to know! I lost my job on Friday so I should file this week then?

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Yes, file as soon as possible. The sooner you file, the sooner your benefits can start.

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Don't forget you'll also need to register with WorkSource Washington for job search services. It's a requirement for receiving UI benefits. You can do this online at worksourcewa.com.

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Is this something I do before or after filing my initial claim?

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You can do it either way, but I'd recommend doing it soon after filing your claim. They'll send you information about the requirement in your determination letter.

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Quick question - are you eligible for benefits? You need to have worked enough hours and earned enough wages in your base period. Usually it's the first 4 of the last 5 quarters before you filed.

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I worked full-time for 3 years at the same company, so I think I should qualify?

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Yeah, you should definitely qualify with 3 years of steady employment. The system will calculate your weekly benefit amount based on your wages during the base period.

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Your weekly benefit amount will be roughly 3.85% of your average quarterly wages, up to a maximum of $999 per week in 2025.

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I remember being confused about the monetary determination vs eligibility determination. The monetary determination tells you how much you can receive based on your past wages. The eligibility determination tells you if you actually qualify to receive benefits based on how you lost your job.

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This is helpful - I got both letters and wasn't sure what the difference was.

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The whole system is designed to be confusing and make you give up. I've been trying to get through to someone at Washington ESD for two weeks about an issue with my claim. The phone lines are always busy and their online messaging system is useless.

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I feel your pain! The wait times are ridiculous. Have you tried calling right when they open at 8am?

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Yes! Still can't get through. It's like they don't want to help people.

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This is exactly why I started using Claimyr. Worth every penny to actually talk to a human being at Washington ESD.

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just to add - you can file your claim 24/7 online but if you need to call Washington ESD, their phone lines are only open Monday-Friday 8am-4pm. The lines get super busy so try calling right at 8am

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What's the main number for Washington ESD?

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The main customer service line is 800-318-6022 but honestly it's almost impossible to get through during normal hours

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That's exactly why I ended up using Claimyr - spent hours trying to get through on my own with no luck.

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whatever you do, don't lie on your application. they cross-reference everything with employers and tax records. i know someone who got in serious trouble for not reporting side income

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Good to know. I didn't have any side income, but I'll make sure to be completely honest about everything.

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One more thing - if you worked in multiple states in the past 18 months, you might need to file an interstate claim. Washington ESD can help determine if you should file here or in another state based on where you earned the most wages.

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I only worked in Washington so I should be good filing here, right?

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Yes, if all your recent work was in Washington, you'll file with Washington ESD.

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One tip that helped me - create your SecureAccess Washington account first before trying to file your claim. The system sometimes gets overwhelmed and having your account already set up makes the process smoother.

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Good tip! I'll do that tonight before I start the application.

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Remember that your first week is usually a waiting week in Washington, so you won't get paid for that week even if you're approved. It's just how the system works - you get benefits starting from your second week of unemployment.

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So even if I'm approved immediately, I won't get anything for the first week?

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Correct. The waiting week is deducted from your total benefit year. You'll get benefits for weeks 2-26 if you qualify for the full 26 weeks.

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my claim got stuck in adjudication for a month because they needed to verify my identity. make sure all your personal info matches exactly what's on your Social Security card and driver's license when you apply

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What happens during adjudication? That sounds scary.

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its just when they need to review something about your claim before approving it. could be identity verification, employment verification, or questions about why you left your job. takes time but most people eventually get approved

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One more important thing - you'll need to report any vacation pay, severance, or pension payments you receive. These can affect your benefit amount or delay when you can start receiving payments.

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My company gave me 2 weeks of severance pay. Do I need to report this when I file?

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Yes, definitely report the severance pay. It may delay your benefits for those 2 weeks since you're still receiving wages from your employer.

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The whole process stressed me out too when I first did it. But honestly once you get through the initial application and start filing weekly claims, it becomes routine. Just make sure you file every week even if you're still waiting for your first payment.

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That's reassuring to hear. I'm just worried about making a mistake and messing something up.

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You can always call Washington ESD if you make a mistake, though like others mentioned, getting through can be challenging. Take your time with the application and double-check everything before submitting.

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Actually, if you do need to call Washington ESD and can't get through, I'd definitely recommend checking out that Claimyr service I mentioned earlier. They've helped thousands of people connect with ESD agents when the regular phone lines are jammed.

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How much does something like that cost? I'm already stressed about money.

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I can't remember the exact price, but it was worth it for me to avoid spending entire days trying to get through. You can check their website for current pricing.

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Just wanted to add that you should keep all your documents organized - termination letter, pay stubs, tax forms, etc. You might need them later if there are any questions about your claim.

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Good advice. I'll make copies of everything and keep them in a file.

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been through this process twice unfortunately and my advice is to be patient but persistent. the system works but it's slow and can be frustrating. hang in there!

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Thank you for the encouragement. I really needed to hear that.

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One thing I wish someone had told me - take screenshots of everything when you're filing online. Sometimes the system glitches and you'll want proof of what you submitted.

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Great tip! I'll definitely do that.

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Yes, and save confirmation numbers for everything. Each weekly claim should give you a confirmation number - write them down.

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The waiting is the worst part. Once you get your first payment, you'll feel so much better. Just focus on your job search and filing your weekly claims on time.

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How long did it take for you to get your first payment?

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About 3 weeks for me, but that was during a slow period. It can vary depending on how busy they are and whether your claim needs adjudication.

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Make sure you understand the difference between your weekly claim and your initial claim. The initial claim establishes your benefit year and amount. Weekly claims are what you file every week to actually get paid.

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When do I file my first weekly claim?

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You'll file your first weekly claim for the week after you file your initial claim. The system will tell you when weekly claims are available, usually Sunday mornings.

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Don't panic if your claim goes into adjudication - it doesn't necessarily mean there's a problem. Sometimes they just need to verify information with your employer.

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What's adjudication exactly?

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It's when Washington ESD needs to investigate something about your claim before approving benefits. Could be verifying your reason for separation, work history, or other eligibility factors.

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This is exactly when having a way to reach an ESD agent becomes crucial. If your claim is stuck in adjudication, you need to be able to talk to someone to find out what's holding it up.

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Remember that unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your tax return next year.

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I hadn't thought about taxes. Should I have them withheld?

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It's usually easier to have them withheld so you don't owe a big chunk at tax time. You can change this setting in your online account.

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Good luck with everything! The first time is always scary but you've got this. File your claim, keep good records, and stay on top of your weekly claims. The money will come.

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Thank you so much everyone! I feel much better about tackling this now. Going to file my claim tonight.

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One final tip - if you move or change your address while collecting benefits, update it immediately in your online account. Mail delays can cause payment issues.

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Noted! I'm not planning to move but good to know for the future.

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Also update your bank account info if you change banks. Direct deposit is way faster than waiting for checks in the mail.

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Don't forget about the tax implications! Unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your tax return. I always have them withhold 10% to avoid a big tax bill later.

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I didn't even think about taxes. How do I set up the withholding?

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When you file your weekly claims, there's an option to have federal taxes withheld. You can change this setting anytime in your online account.

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honestly the hardest part is just getting started. once you file that first claim and get into the routine of weekly filings, it becomes automatic. the key is being consistent and following all the rules

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Thanks everyone for all the help! I'm going to start my application tonight. Feeling much more confident now.

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One last thing - keep records of EVERYTHING. Screenshots of your weekly claims, copies of job applications, notes about phone calls with Washington ESD. If there's ever a problem with your claim, you'll be glad you have documentation.

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Good advice! I'll start a folder on my computer for all the unemployment paperwork.

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Smart thinking. Good record keeping can save you a lot of headaches if any issues come up with your claim.

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Just wanted to add that the Washington ESD website has a really good FAQ section that answers most common questions. Bookmark that page because you'll probably refer back to it multiple times during your claim period.

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Perfect! I'll check that out too. You all have been incredibly helpful.

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Good luck with your claim! The process seems overwhelming at first but it's really not that complicated once you get started. Just take it one step at a time and don't hesitate to ask questions if you get stuck.

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Thank you so much! This community is amazing. I'll update once I get my claim filed.

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The whole process stressed me out so much when I first did it but it's actually pretty straightforward once you get started. The Washington ESD website has gotten a lot better over the years.

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That's reassuring, thank you. I think I'm overthinking it because I'm already anxious about the job loss.

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Make sure you have a reliable way to receive mail and check your email regularly. Washington ESD sends important notices both ways and missing deadlines can mess up your benefits.

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Good point - I should probably update my address with them since I might have to move if I can't find work soon.

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You can update your address through your online account anytime. Just make sure you do it promptly if you move.

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Been through this process twice now unfortunately. The key things: file online at esd.wa.gov, be completely honest about everything, keep good records of your job searches, and file your weekly claims on time every week. It becomes routine after a few weeks.

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What happens if I miss filing a weekly claim?

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You can file late weekly claims but there might be delays in payment. Better to set a reminder and file on time every week.

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also remember that unemployment benefits are taxable income. you can choose to have taxes withheld from your weekly payments or pay them when you file your tax return next year

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Oh wow, I didn't know unemployment was taxable. Thanks for mentioning that.

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yeah it caught me off guard my first time too. you can set up the tax withholding in your account settings

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The hardest part for me was the waiting - waiting for the determination letter, waiting for the first payment, waiting when my claim went into adjudication. Just try to be patient and keep filing your weekly claims even if payments are delayed.

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How long did your first payment take?

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About 3 weeks from when I filed my initial claim, but that included the one-week waiting period.

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Last bit of advice - keep copies of everything. Screenshot your weekly claim confirmations, save all the letters Washington ESD sends you, keep your job search log updated. If any issues come up later, you'll be glad you have documentation.

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This thread has been incredibly helpful, thank you all. I feel much more confident about getting started now.

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Good luck! Feel free to come back if you run into any specific issues during the process.

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One final note - if you end up needing to appeal any decisions Washington ESD makes about your claim, you only have 30 days from the date on their letter to file the appeal. Don't wait if you disagree with something.

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Hopefully I won't need to appeal anything, but good to know there's a deadline.

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Most claims go smoothly, but it's always good to know your rights just in case.

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Just want to second the recommendation for Claimyr if you can't get through to Washington ESD on the phone. I was skeptical at first but it really works when you need to talk to someone urgently about your claim.

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How much does Claimyr cost?

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I'd rather not get into pricing details here, but check their website. For me it was worth it to actually reach an agent when I needed help.

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Good luck with everything! The unemployment system isn't perfect but it's there to help you while you look for your next job. Don't be afraid to use the resources available.

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Thank you, I really appreciate everyone taking the time to help explain everything.

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