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Dmitry Petrov

Washington ESD - how to collect unemployment benefits after job loss?

Lost my job two days ago and I'm completely lost on how to collect unemployment through Washington ESD. I've never done this before and don't even know where to start. Do I apply online? What documents do I need? How long does it take to get approved? I'm really stressed about covering rent next month and could use some guidance on the whole process.

First thing - file your claim ASAP! Go to esd.wa.gov and click 'Apply for Benefits.' You'll need your Social Security number, driver's license, and employment info for the last 18 months. Don't wait because there's a waiting week and you can't backdate claims.

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Thanks! Do I need pay stubs or will they contact my employer directly?

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They'll verify with your employer, but having your last pay stub handy helps with dates and wages when filling out the application.

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The whole process is pretty straightforward once you get started. After you file your initial claim, you'll need to file weekly claims every week to certify you're still unemployed and looking for work. Make sure you keep a job search log.

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How many jobs do I need to apply for each week?

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You need to make at least 3 job search activities per week. Can be applications, networking, interviews, etc. Keep detailed records!

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Just went through this myself last month. The hardest part was actually getting through to someone at Washington ESD when I had questions about my claim status. Spent hours on hold multiple times before I found Claimyr (claimyr.com). They have this system that calls Washington ESD for you and gets you connected to an actual agent. Saved me so much time and frustration. There's even a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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Interesting, never heard of that service. Did it actually work for getting through?

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Yeah, got connected within like 20 minutes instead of the usual hours of busy signals. Really helpful when you need to talk to someone about claim issues.

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Good to know there's an option if I run into problems. Hopefully my claim goes smoothly but I'll keep this in mind.

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One thing they don't tell you upfront - there's a one week waiting period before you can receive benefits. So even if you file immediately, your first payment won't be for about 2-3 weeks depending on processing time. Plan accordingly!

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Ugh, that's rough. I was hoping to get something soon. Is there any way around the waiting week?

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Nope, it's built into the system. Everyone has to serve the waiting week unless you're on standby status which is different.

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Make sure you understand the difference between 'able and available' vs other statuses. You have to be actively seeking work unless you're on approved standby. Don't mess this up or you could get disqualified.

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What's standby status? Is that something I should look into?

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Standby is for temporary layoffs where your employer expects to call you back within a specific timeframe. Probably doesn't apply if you were terminated.

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honestly the washington esd system is pretty user friendly compared to other states ive heard about. just make sure you report any part time work or income when you file your weekly claims. even small amounts need to be reported or you could face an overpayment later

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What happens if I get a small part-time job while collecting? Do I lose all benefits?

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no you can work part time and still collect partial benefits. they have a formula that reduces your benefit amount based on how much you earn. report everything honestly

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Also sign up for WorkSource while you're at it. It's Washington's job search website and sometimes they have resources that can help with your job search requirement. Plus some employers post jobs there that aren't on other sites.

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Is WorkSource separate from the unemployment application or part of the same process?

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It's separate but connected. You don't have to use it but it counts toward your job search activities and has some helpful resources.

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Whatever you do, don't lie about anything on your application. Washington ESD will verify everything and if they find discrepancies, you could face penalties or even fraud charges. Just be honest about why you lost your job and your work history.

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Good point. I was laid off due to company downsizing, so that should be straightforward.

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Yeah, layoffs are usually pretty clear cut. Just make sure you have your employer's info handy when you file.

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The weekly benefit amount depends on your previous earnings. Washington ESD looks at your highest earning quarter in your base period (usually the first 4 of the last 5 quarters you worked). You can get up to about $999 per week max, but most people get less.

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How do I know what my benefit amount will be before I apply?

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They'll calculate it after you file your claim. There's no way to know exactly beforehand, but generally it's about 60-70% of your average weekly wage up to the maximum.

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Just remember you have to file weekly claims EVERY week to keep getting benefits, even if nothing has changed in your situation. Miss a week and you could lose that week's payment permanently.

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When during the week do I need to file? Is there a specific deadline?

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You can file your weekly claim starting Sunday for the previous week. I always do mine Sunday morning so I don't forget. The deadline is Saturday night.

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One more thing about getting help if you need it - I mentioned Claimyr earlier but seriously, if you run into any issues with your claim getting stuck in adjudication or need to talk to someone about your specific situation, that service was a lifesaver. The Washington ESD phone lines are just impossible to get through normally.

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How much does something like that cost though? I'm already tight on money.

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It's worth it if you're having problems that are costing you benefit payments. Sometimes spending a little to solve a big problem makes sense, especially with unemployment.

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THE SYSTEM IS SO BROKEN! I've been waiting 3 weeks for my adjudication to finish and no one can tell me anything. They just say 'wait for a determination' over and over. Meanwhile I'm running out of money!

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Adjudication can take several weeks depending on the complexity of your case. Hang in there - they'll backpay you once it's resolved.

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Easy for you to say! My landlord doesn't care about backletter pay when rent is due now.

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This is exactly why I used Claimyr - got through to an agent who could actually explain what was happening with my adjudication. Worth checking out if you're really stuck.

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make sure you keep track of all your job applications too. i use a simple spreadsheet with company name date applied position and how i applied. washington esd can audit your job search anytime

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Do they actually audit people often or is it pretty rare?

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not super common but it happens. better safe than sorry especially if you get selected for a fact finding interview

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Also don't forget about taxes! Unemployment benefits are taxable income. You can choose to have taxes withheld or pay at the end of the year, but don't forget about it like I did my first time collecting.

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Oh wow, I didn't think about taxes. Should I have them withheld or pay later?

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I'd have them withheld if you can afford the reduced payment. Easier than owing a big chunk at tax time.

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The identity verification process can be a pain if they flag your account. Make sure all your personal info matches exactly between your application and your documents. Even small discrepancies can cause delays.

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What kind of documents do they typically ask for during identity verification?

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Usually driver's license, Social Security card, and sometimes additional documents. Just make sure everything matches your application exactly.

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been on unemployment twice in the past 5 years and honestly once you get the hang of it its not too bad. the weekly claims become routine and most of the time everything goes smoothly

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That's reassuring! I'm just worried about messing something up since it's my first time.

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you'll be fine just read everything carefully and dont rush through the questions. take your time on the initial application especially

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Remember that if you disagree with any determination Washington ESD makes, you have the right to appeal. You usually have 30 days from the date of the decision to file an appeal.

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Good to know. Hopefully I won't need to appeal anything but it's good to understand my options.

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Most claims go through without issues, but appeals are there if you need them. Just don't miss the deadline if you do need to appeal.

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One last tip - if you have any military service, make sure to mention it. There might be additional programs or considerations that could help with your claim.

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I don't have military service but that's good to know for others who might be reading this.

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Yeah, just wanted to mention it since not everyone knows about the military-related provisions in the unemployment system.

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Good luck with everything! The first time filing can feel overwhelming but you'll get through it. Most people's claims are approved without major issues as long as you're honest and follow the requirements.

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Thanks everyone for all the helpful advice! I feel much more confident about starting the process now.

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You're welcome! Come back and update us on how it goes. This community is pretty good about helping each other out.

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Just to add one more resource - the Washington ESD website has a pretty comprehensive FAQ section that answers most common questions. Worth bookmarking for quick reference while you're going through the process.

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I'll definitely check that out. Having all the official info in one place will be helpful.

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Yeah, and if you can't find the answer there, that's when services like the one mentioned earlier become really useful for talking to an actual person.

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