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Xan Dae

How do you collect unemployment benefits from Washington ESD - complete beginner here

I've never filed for unemployment before and honestly have no idea where to start. My job ended last week and everyone keeps telling me I should apply for benefits but I don't even know the basic steps. How do you actually collect unemployment in Washington? Do I need to go somewhere in person or is it all online? What documents do I need to have ready? I'm completely lost and could really use some guidance on the whole process.

Everything is done online through the Washington ESD website. You'll need to create an account and file your initial application. Make sure you have your Social Security number, driver's license, and employment information for the last 18 months ready. The process takes about 30-45 minutes to complete.

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Xan Dae

Thank you! Do I need pay stubs or just the basic job info like dates and employer names?

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Just the basic info for the initial application - employer names, addresses, dates worked, and reason for separation. They'll request documents later if needed.

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Go to esd.wa.gov and look for the 'Apply for Benefits' section. You'll create a SecureAccess Washington (SAW) account first, then file your claim. Make sure you apply as soon as possible because there's a waiting week before benefits start.

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Xan Dae

What's a waiting week? Does that mean I won't get paid for the first week?

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Exactly. The first week you're unemployed is unpaid, but you still need to file a weekly claim for it. After that, you get paid weekly if you're eligible.

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Actually, I think they eliminated the waiting week during COVID. Not sure if it's back now though.

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I just went through this process last month and it was pretty straightforward once I figured out the system. The hardest part was actually getting through to someone at Washington ESD when I had questions. Their phone lines are constantly busy and you get disconnected all the time. I must have called 50+ times before I finally got through to a real person.

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Xan Dae

That sounds frustrating! Is there a better time to call or any tricks to getting through?

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I had the best luck calling right when they opened at 8am, but even then it's hit or miss. Honestly, I ended up using this service called Claimyr that helped me get through. You can check it out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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MAKE SURE YOU FILE YOUR WEEKLY CLAIMS EVERY WEEK! I cannot stress this enough. Even if your claim is still pending or under review, you MUST file every Sunday. If you miss filing for a week, you lose that week's benefits permanently.

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Xan Dae

Good to know! How do I file the weekly claims? Is that also online?

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Yes, log into your account every Sunday and file your weekly claim. It asks about any work you did that week, income earned, and if you were able and available for work.

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This is so important! I missed one week early on and lost $500 that I can never get back.

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also you need to do job search activities and keep a log. i think its 3 job contacts per week but double check that because the requirements change sometimes

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Xan Dae

What counts as a job contact? Just applying for jobs online?

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Job applications, networking events, career fairs, interviews, even some types of training can count. Keep detailed records of everything - date, employer, type of contact, etc.

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The whole system is a nightmare honestly. I've been waiting 6 weeks for my claim to get approved and every time I call they just say it's 'under adjudication' with no timeline. Meanwhile I'm behind on rent and can't get any real answers.

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Xan Dae

That sounds terrible! What does adjudication mean exactly?

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Adjudication means they're reviewing your claim to determine eligibility. It usually happens when there are questions about your separation from work or other eligibility issues. Unfortunately it can take several weeks.

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Yeah and good luck getting anyone on the phone to explain what's happening with your specific case.

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For the initial application, you'll answer questions about why you lost your job, your work history, and your availability for work. Be honest about everything - if you lie and they find out later, you could face penalties or have to pay money back.

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Xan Dae

What if I was laid off vs fired? Does that make a difference?

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Yes, huge difference. Layoffs due to lack of work usually qualify easily. Being fired for misconduct can disqualify you. If you quit, you need a good reason like unsafe working conditions or harassment.

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Don't forget you also need to register with WorkSource Washington for the job search requirements. It's a separate website but connected to your unemployment claim.

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Xan Dae

Is that something I do right away or after my claim is approved?

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Do it as soon as possible. They'll probably require you to complete a WorkSource orientation within the first few weeks of filing your claim.

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One more thing about getting help from Washington ESD - if you do need to call them, seriously consider using that Claimyr service I mentioned earlier. I was skeptical at first but it actually worked. They got me connected to an agent in about 20 minutes instead of me spending hours trying to get through myself.

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How much does something like that cost though? I'm already tight on money.

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I don't remember the exact cost but it was worth it to me to avoid the stress of calling over and over. Check their website for current pricing.

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The weekly benefit amount depends on how much you earned in your base period, which is usually the first 4 of the last 5 completed quarters before you filed. Washington ESD calculates it automatically based on your wage records.

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Xan Dae

How long can you collect benefits for?

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Regular unemployment is up to 26 weeks in Washington, but it can vary based on the unemployment rate and other factors.

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just wanted to say good luck! the first time filing can be overwhelming but once you get into the routine of weekly claims it becomes second nature. hang in there

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Xan Dae

Thank you, I really appreciate the encouragement!

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oh and if you have any issues with your claim like it gets denied or there are problems, you can appeal the decision. there are deadlines for appeals though so don't wait too long if something seems wrong

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Xan Dae

Good to know there's an appeal process. Hopefully I won't need it but it's reassuring.

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Make sure your direct deposit information is correct in your account. Nothing worse than having your first payment delayed because of banking info errors.

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Xan Dae

Can you get paid by check instead of direct deposit?

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I think so but direct deposit is much faster. Checks can take longer to arrive and process.

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Another tip - screenshot everything! Save copies of your weekly claim confirmations, any correspondence from Washington ESD, everything. I've had stuff disappear from my account before and having screenshots saved me.

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Xan Dae

That's really smart advice, thank you!

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Yes, definitely keep records. Also print important documents if you can. Digital records can be helpful but having physical backups is even better.

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The whole process seems complicated at first but Washington ESD's website actually has pretty good step by step instructions once you start digging into it. Don't be afraid to take your time with the initial application and read everything carefully.

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Xan Dae

I'll definitely take my time. Better to do it right the first time than have to fix mistakes later.

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If you're worried about making mistakes on the application, you can always save a draft and come back to it later. Just don't wait too long to submit since there can be delays in processing.

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Xan Dae

That's a relief! I was worried I'd have to complete everything in one sitting.

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Been collecting unemployment for about 2 months now and the biggest surprise was how much they ask about your job search activities. Keep detailed records of every application, every contact, everything. They can audit your job search log at any time.

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Xan Dae

Do they actually check up on the job contacts you report?

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They can. I've heard of people getting random audits where they have to provide proof of their job search activities. Better to be over-prepared than caught off guard.

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One last piece of advice - if your claim gets stuck or you run into problems that the website can't resolve, don't just keep trying the same thing over and over. Sometimes you really do need to talk to a human being to get things sorted out.

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Xan Dae

And that's where that calling service someone mentioned earlier might come in handy I guess?

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Exactly. Sometimes it's worth paying a little to save yourself hours of frustration trying to get through on your own.

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Xan Dae

Thank you everyone for all the helpful advice! I feel much more confident about starting this process now. I'm going to gather all my employment info and file my application this weekend.

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You're welcome! Feel free to come back and ask if you run into any issues during the process.

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Good luck! The hardest part is just getting started.

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Ev Luca

Just remember that even though the system can be frustrating sometimes, unemployment benefits are there to help you during this transition. Don't feel bad about using a program you've paid into through your taxes.

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Xan Dae

Thank you for saying that. I do feel a bit weird about it but you're right, I've been working and paying taxes for years.

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