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Liam Murphy

How can you get unemployment benefits in Washington state - need help with the process

I just lost my job yesterday and I'm completely lost on how to get unemployment benefits in Washington. I've never done this before and don't even know where to start. Do I apply online? What documents do I need? How long does it take to get approved? My last paycheck was two weeks ago and I'm already worried about rent next month. Can someone walk me through the basic steps to apply for unemployment benefits?

First step is to file your initial claim on the Washington ESD website. You'll need your Social Security number, employment history for the past 18 months, and your bank account info for direct deposit. The process takes about 30-45 minutes online.

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Do I need to wait a certain amount of time after losing my job to apply, or can I do it right away?

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Apply as soon as possible! Your benefit year starts the week you file, not when you lost your job. Waiting just costs you money.

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Make sure you have all your previous employer information ready - names, addresses, dates of employment, and reason for separation. Washington ESD will verify everything with your employers so be accurate.

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What if I can't remember exact dates? I worked at a few different places over the past year.

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Do your best to be accurate. Check old pay stubs or tax documents if you have them. Small errors usually aren't a big deal but major discrepancies can delay your claim.

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Just went through this process myself last month. The hardest part was actually getting through to someone at Washington ESD when I had questions. Their phone lines are constantly busy and I must have called 50 times before getting through. If you need to talk to someone, I found this service called Claimyr that helps you get connected to ESD agents. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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How much does that service cost? I'm already broke from losing my job.

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It's worth it when you consider how much time you save not sitting on hold for hours. I was able to get my adjudication issue resolved in one call instead of weeks of trying.

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you also have to do job searches every week once you start getting benefits. 3 job searches per week minimum and you have to keep a log of where you applied.

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What counts as a job search? Just applying online or do I need to do more?

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Applying for jobs, networking contacts, attending job fairs, working with WorkSource all count. Keep detailed records of everything you do.

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Don't forget about the waiting week! In Washington you don't get paid for your first week of unemployment. It's basically a penalty week that everyone has to serve.

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So even if I get approved right away, I won't see any money for two weeks?

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Exactly. First week is unpaid, then it usually takes another week to process your first payment. Plan accordingly.

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THE WHOLE SYSTEM IS A NIGHTMARE. I've been waiting 3 weeks for my claim to get out of adjudication and no one can tell me what's wrong. They just keep saying 'we'll get back to you' but never do.

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Same here! My claim has been pending for a month. I think they're just overwhelmed and understaffed.

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This is exactly why I mentioned Claimyr earlier. When you're stuck in adjudication, you really need to talk to someone who can see what's holding up your claim.

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Make sure you're actually eligible before applying. You need to have worked enough hours in your base period and earned enough wages. Washington ESD has specific requirements about your work history.

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What if I was only working part-time? Do I still qualify?

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Depends on how much you earned. You need at least $1,708 in your highest earning quarter during your base period. Part-time work can definitely qualify if you made enough.

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File your weekly claims every week even if your initial claim is still pending! This is super important - if you miss filing weekly claims you could lose benefits for those weeks.

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How do I file weekly claims? Is it the same website?

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Yes, you'll get instructions after filing your initial claim. You can file weekly claims online or by phone every Sunday through the following Saturday.

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been on unemployment twice and its really not that complicated once you get started. just follow the steps on the website and answer all the questions honestly

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Did you have any issues with the process either time?

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first time was smooth, second time got stuck in adjudication for 2 weeks but eventually got resolved

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One thing to watch out for - if you get any severance pay or vacation payout, that might affect when your benefits start. Washington ESD considers that 'wages' even though you're not working.

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I did get paid for unused vacation days. Should I report that somewhere?

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Yes, report it when you file your initial claim. They'll tell you how it affects your benefit start date.

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Quick tip - set up direct deposit when you apply. Paper checks take forever and sometimes get lost in the mail. Direct deposit is much faster and more reliable.

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Good point, I definitely want to get paid as fast as possible. Thanks for the advice!

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Make sure you understand the difference between being 'able and available' for work versus being on standby. If you're on temporary layoff expecting to be called back, that's standby status and has different rules.

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My employer said the layoff might be temporary but they're not sure. Which status should I choose?

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If there's no definite recall date, choose regular unemployment. You can always switch to standby later if they give you a specific return date.

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Don't be surprised if your claim goes into adjudication. It's pretty common, especially if you had multiple jobs or were terminated. Just be patient and keep filing your weekly claims.

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What exactly is adjudication? I keep seeing people mention it but don't understand what it means.

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It's when ESD needs to investigate something about your claim - usually your reason for separation or work history. They review documents and sometimes interview you and your employer.

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ANOTHER THING - they'll ask if you want taxes taken out of your benefits. I recommend saying yes unless you want a big tax bill next year. Unemployment benefits are taxable income.

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How much taxes should I have them take out?

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They take out 10% federal tax if you choose that option. You might owe more or less depending on your total yearly income.

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I used that Claimyr service too when I couldn't get through to ESD about my disqualification. Worked great - got connected to an agent in like 15 minutes instead of calling all day. Definitely recommend it if you get stuck.

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Good to know there's an option if I can't get through. Hopefully I won't need it but it's reassuring to know it exists.

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Start looking for work right away even before your benefits kick in. The job search requirements are no joke and they do check up on you. Keep a detailed log of everything you do.

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What happens if I don't do enough job searches? Do they cut off my benefits?

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They can disqualify you for not actively seeking work. It's one of the main requirements for getting benefits so take it seriously.

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Register with WorkSource Washington too. It's free and they have good resources for job searching. Plus using their services counts toward your job search requirements.

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Is WorkSource mandatory or just recommended?

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It's not mandatory but it's a good resource and the services you use there count as job search activities. Makes it easier to meet your weekly requirements.

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One last thing - keep copies of everything! Your initial application, weekly claim confirmations, job search logs, any correspondence from ESD. You never know when you might need to reference something.

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Thanks everyone for all the help! I feel much more confident about starting this process now. Going to file my claim tonight.

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Good luck! Remember to file your weekly claims every week and keep up with your job search. You've got this!

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Another service mention - if you do run into problems and need to talk to ESD, definitely check out that Claimyr thing. I was skeptical at first but it really works. Saved me hours of frustration trying to get through their phone system.

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I'll keep that in mind. Hopefully the process goes smoothly but it's good to know there are options if I get stuck.

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