Does the company pay for unemployment benefits in Washington state?
I'm confused about how unemployment insurance works. When I file for UI benefits with Washington ESD, does my former employer have to pay for my benefits directly? My coworker said companies pay into unemployment but I'm not sure if that means they pay for my specific claim. Can someone explain how this actually works?
49 comments


GalaxyGazer
Your employer doesn't pay your benefits directly. All Washington employers pay unemployment insurance taxes to fund the system. When you get approved for UI, Washington ESD pays you from that pooled fund.
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Amina Sow
•So my employer can't refuse to let me get benefits because they don't want to pay?
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GalaxyGazer
•Exactly! They already paid their taxes. They can contest your claim if they think you don't qualify, but they can't stop you from filing.
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Oliver Wagner
The employer tax rate can go up if they have lots of claims though. That's why some employers fight legitimate claims - they're trying to keep their tax rate low.
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Natasha Kuznetsova
•That's messed up! So they make it harder for people who legitimately need help?
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Oliver Wagner
•Unfortunately yes. Some employers will contest everything hoping people won't appeal or will give up.
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Javier Mendoza
I've been trying to call Washington ESD for weeks to ask about this exact thing but can never get through! The phone system is impossible.
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Emma Thompson
•Have you tried using Claimyr? I found out about it from someone on Reddit. It's at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ. They help you get through to actual Washington ESD agents.
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Javier Mendoza
•Never heard of that. Does it actually work?
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Emma Thompson
•Worked for me! Got through in like 20 minutes after trying for weeks on my own.
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Malik Davis
The whole system is rigged against workers. Employers pay pennies in taxes but fight every claim to save money.
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GalaxyGazer
•While I understand the frustration, the system does work for most people who qualify. The key is understanding your rights.
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Malik Davis
•Easy to say when you're not the one fighting a bogus contest from your employer.
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Amina Sow
So if I was laid off, my employer can't stop me from getting benefits just because they don't want their taxes to go up?
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Oliver Wagner
•Correct. If you were laid off through no fault of your own, you should qualify. They can provide information to Washington ESD but can't veto your claim.
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Amina Sow
•That's a relief. I was worried they could somehow block it.
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Isabella Santos
my boss told me i couldnt file because it would cost the company money
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GalaxyGazer
•Your boss is wrong or lying. You have the right to file for unemployment if you qualify. Don't let them intimidate you.
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Isabella Santos
•thanks i thought that sounded fishy
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StarStrider
The tax system is actually pretty fair. High-turnover companies pay more, stable companies pay less. It incentivizes good employment practices.
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Malik Davis
•Fair? Tell that to someone whose legitimate claim gets contested by a vindictive employer.
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StarStrider
•That's why we have the appeal process. Yes it's frustrating but the system has checks and balances.
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Ravi Gupta
This reminds me of when I got laid off in 2023. My company's HR kept telling people not to file because it would hurt the company. Total BS.
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GalaxyGazer
•That's actually illegal interference with unemployment benefits. Companies can't discourage eligible workers from filing.
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Ravi Gupta
•Wish I had known that then. I waited two weeks before filing because of what they said.
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Natasha Kuznetsova
Wait so every employer in Washington pays into unemployment insurance whether they have claims or not?
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Oliver Wagner
•Yes, it's required. All employers pay unemployment insurance taxes based on their payroll. It's like any other insurance system - everyone pays in, those who need benefits get them.
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Natasha Kuznetsova
•That makes sense. I thought it was more like workers comp where you only pay if you have claims.
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Freya Pedersen
The rates vary by industry too. Construction and seasonal work typically have higher rates because of more layoffs.
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Omar Hassan
•Makes sense. I work in landscaping and we get laid off every winter.
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Freya Pedersen
•Exactly, so landscaping companies pay higher UI tax rates to account for that predictable seasonality.
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Chloe Anderson
I'm still confused about whether my specific benefits come from my employer's account or some general fund?
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GalaxyGazer
•General fund. All employer taxes go into one big pool that Washington ESD manages. Your benefits come from that pool, not directly from your former employer.
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Chloe Anderson
•Thanks, that clears it up. So my employer already paid their part regardless of whether I file or not.
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Diego Vargas
Pro tip: if your employer contests your claim, don't panic. Most contests are automatic and don't mean you won't get benefits if you actually qualify.
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CosmicCruiser
•Good to know! I was freaking out when I got the notice about my employer responding to my claim.
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Diego Vargas
•Yeah, Washington ESD investigates and makes the decision based on facts, not just what the employer says.
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Anastasia Fedorov
Does anyone know if there's a limit to how much an employer's tax rate can go up?
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Oliver Wagner
•Yes, there are caps. The rates are published annually by Washington ESD. Even the highest-risk employers have a maximum rate they can be charged.
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Anastasia Fedorov
•That's probably why some employers fight claims even when they know they'll lose - they're already at the cap anyway.
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Sean Doyle
this whole thread is helpful! i had no idea how any of this worked
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Amina Sow
•Same here! I feel way more confident about filing now.
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Sean Doyle
•right? i was scared my boss would get mad but now i know its not even their money
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Zara Rashid
Just want to add that if you're having trouble reaching Washington ESD to ask questions about this stuff, I had success with that Claimyr service someone mentioned earlier. Really helped me get through to an actual person.
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Luca Romano
•How much does that cost though?
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Zara Rashid
•I'd rather pay a little to actually talk to someone than waste weeks trying to get through on my own. The peace of mind was worth it.
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Nia Jackson
Bottom line: file if you think you qualify. Don't let employers scare you with talk about costs - they already paid their taxes.
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Amina Sow
•Exactly what I needed to hear. Filing my claim tonight!
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Nia Jackson
•Good luck! Remember to keep track of your job search activities for the weekly claims.
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