Does my previous employer pay unemployment benefits in Washington ESD system?
I'm really confused about how unemployment works in Washington. I just filed my claim with Washington ESD and I'm wondering - does my previous employer actually pay for my unemployment benefits? My coworker said employers don't pay anything but that doesn't sound right to me. I worked at a restaurant for 2 years before getting laid off last month. Do they get charged for my UI payments or does the state just pay everything? I want to understand how this works before I start my weekly claims.
41 comments


Lucas Turner
Your employer does contribute to unemployment insurance but they don't directly pay your benefits. Washington ESD collects unemployment taxes from employers throughout the year, and those taxes fund the unemployment insurance trust fund. When you collect benefits, it comes from that fund, not directly from your specific employer's pocket.
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Eleanor Foster
•Oh that makes sense! So they're not writing a check specifically for my benefits then?
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Lucas Turner
•Exactly right - it's more like insurance premiums that employers pay in advance.
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Kai Rivera
well yes and no... employers do pay into the system but your specific claim can affect their tax rate later. if you file for unemployment it goes on their 'experience rating' and they might pay higher unemployment taxes next year because of it
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Eleanor Foster
•Wait, so me filing for unemployment could make their taxes go up? Should I feel bad about that?
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Anna Stewart
•Don't feel bad at all! That's literally what unemployment insurance is for. Employers know this is part of doing business and they budget for it.
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Kai Rivera
•exactly what @1 said. you paid into this system through your work too so dont worry about it
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Layla Sanders
I had to call Washington ESD about this exact question last year and it took me FOREVER to get through to anyone who could explain it properly. The whole system is so confusing and the website doesn't explain it clearly at all.
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Morgan Washington
•ugh tell me about it! I've been trying to reach them for weeks about my claim status. The phone lines are always busy or I get hung up on.
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Kaylee Cook
•I actually found this service called Claimyr that helped me get through to Washington ESD agents. You can check it out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Made calling so much easier for me.
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Layla Sanders
•Interesting, I'll have to look into that. Getting through to Washington ESD is such a nightmare.
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Anna Stewart
Here's how it actually works in Washington: Employers pay unemployment insurance taxes based on their payroll and their 'experience rating.' The experience rating goes up if they have more former employees filing claims. But individual claims don't directly come out of their bank account - it all goes through the Washington ESD trust fund system.
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Oliver Alexander
•This is really helpful info! I always wondered why some employers seem to fight unemployment claims so hard.
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Anna Stewart
•Exactly - they fight claims because each approved claim can potentially raise their future tax rates. It's a financial incentive for them to challenge claims even when they're legitimate.
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Lara Woods
my last employer tried to say I quit when I actually got fired and I had to appeal it with Washington ESD. took months to resolve but I eventually got my benefits. employers definitely have motivation to lie about why you left
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Eleanor Foster
•That's awful! How did you prove you were fired and didn't quit?
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Lara Woods
•I had to get witness statements from coworkers and show text messages. the whole process was stressful but worth it
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Adrian Hughes
•This is why it's so important to document everything when you're let go. Save emails, texts, anything that shows what really happened.
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Molly Chambers
The restaurant industry is notorious for this stuff. When I worked in food service, managers would always try to make people quit instead of firing them to avoid the unemployment hit. It's pretty sketchy tbh.
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Eleanor Foster
•Yeah my manager was definitely acting weird when they laid me off. Now I'm wondering if there's more to it.
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Molly Chambers
•Just make sure you're honest on your Washington ESD application about exactly what happened. They'll investigate if your employer disputes it.
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Ian Armstrong
Wait I'm confused. If employers pay unemployment taxes, why do I see deductions on my paystub for unemployment too? Am I paying twice???
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Lucas Turner
•Good question! You're probably seeing deductions for state disability insurance or other programs. In Washington, only employers pay unemployment insurance taxes - employees don't have UI deducted from their paychecks.
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Ian Armstrong
•Ohhhh that makes sense. I was looking at the wrong line item. Thanks for clearing that up!
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Eli Butler
I work in HR and can confirm that employers definitely pay attention to their unemployment claims. We track our experience rating closely because it directly impacts our budget for the following year. But like others said, don't feel guilty about filing - that's exactly what the system is designed for.
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Marcus Patterson
•That's really interesting to hear from the employer side. Do you contest claims often?
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Eli Butler
•We only contest when there's a legitimate reason - like if someone was fired for misconduct or actually quit. But for layoffs or business closures, we don't fight it.
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Lydia Bailey
•Wish all employers were that reasonable. Mine contested my claim even though they eliminated my entire department.
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Mateo Warren
does anyone know if there's a limit to how much unemployment benefits can cost an employer? like what if they laid off 50 people at once?
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Anna Stewart
•There are caps on how high the experience rating can go, but mass layoffs definitely impact employers' future tax rates significantly. That's part of why there are additional programs for plant closures and mass layoffs.
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Sofia Price
•I was part of a plant closure and Washington ESD had special programs for us. We got extra job search assistance and extended benefits in some cases.
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Alice Coleman
This whole thread is making me realize I should probably file for unemployment. I got laid off three weeks ago and was putting it off because I felt bad about it affecting my employer. But sounds like I shouldn't worry about that?
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Anna Stewart
•Definitely file! You earned those benefits through your work history. The sooner you file, the sooner you can start receiving payments. Don't let guilt stop you from getting benefits you're entitled to.
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Kaylee Cook
•And if you have trouble getting through to Washington ESD to ask questions, that Claimyr service I mentioned earlier really helped me. Much easier than trying to call on your own.
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Alice Coleman
•Thanks everyone. I'm going to file my claim today.
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Owen Jenkins
Just want to add - make sure you keep doing your weekly claims even while you're job searching. I made the mistake of skipping a week and it messed up my payments for a month.
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Eleanor Foster
•Good to know! I haven't started my weekly claims yet but I'll make sure to stay on top of them.
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Lilah Brooks
•Yeah the weekly claims are super important. Washington ESD is really strict about that - miss even one week and you have to explain why.
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Jackson Carter
The bottom line is that unemployment insurance is exactly that - insurance. Employers pay premiums (taxes) and when claims are filed, benefits come from the insurance fund. It's no different than any other type of business insurance, really.
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Eleanor Foster
•That's a really good way to think about it. Makes me feel less guilty about filing my claim.
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Kolton Murphy
•Exactly! You wouldn't feel bad about using car insurance after an accident, right? Same principle here.
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