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Donna Cline

Can you receive disability and unemployment benefits at the same time in Washington?

I'm really confused about this and getting mixed information online. I've been on partial disability through L&I for a work injury but my hours got cut drastically at my job. My doctor says I can still work limited hours but my employer is only giving me like 8 hours a week now. Can I file for unemployment with Washington ESD while still getting disability payments? I don't want to mess up either benefit but I can't survive on what I'm getting right now.

This is actually more complicated than most people think. In Washington, you CAN potentially receive both but there are strict requirements. For unemployment, you have to be able and available for work, which can conflict with some disability determinations. The key is whether your disability prevents you from working or just limits your capacity.

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That makes sense. My L&I doctor cleared me for light duty work up to 20 hours a week, so I think I'd qualify as able and available?

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That medical clearance is exactly what Washington ESD will want to see. Keep that documentation because they'll likely request it during adjudication.

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I went through this exact situation last year! You need to report your disability income to Washington ESD when you file your weekly claims. They'll reduce your UI benefits dollar for dollar in most cases, but you might still come out ahead depending on the amounts.

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Oh wow, so they reduce the unemployment based on what I get from disability? That's disappointing but still might help.

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Wait, is this always the case? I thought there were some exceptions to the dollar-for-dollar reduction.

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There are some exceptions but they're pretty rare. Workers comp is usually treated differently than SSI or SSDI.

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You're going to have a hard time getting through to Washington ESD to ask about this directly. I've been trying to call for weeks about my own claim issues. Have you tried using Claimyr? It's this service that helps you actually reach an agent - found it at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ. Might be worth it for a complex situation like yours.

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Never heard of that but I'm desperate at this point. The phone system just hangs up on me after being on hold forever.

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Is this some kind of paid service? Seems sketchy to pay someone to make a phone call for you.

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I was skeptical too but it actually worked. They don't handle your claim, just help you get connected to a real person at Washington ESD.

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The Washington ESD website has information about this under 'Other Income' in their eligibility section. Basically you need to be physically and mentally able to work, available for work, and actively seeking work. If your disability prevents any of these, you won't qualify for UI.

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I checked their website but it's pretty vague. That's why I was hoping someone here had actual experience with it.

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The website is terrible for complex situations like this. Everything is written like you have a simple case.

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Ugh the whole system is so confusing! I'm in a similar boat with partial disability and reduced hours. Did you already file for unemployment or are you still trying to figure out if you should?

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I haven't filed yet because I'm scared of messing up my disability benefits. But I really need the extra income.

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Same here! Let me know what you find out because I might need to do the same thing.

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One important thing to remember is that you'll need to register with WorkSource and complete your work search activities even while on partial disability. Washington ESD still requires 3 job contacts per week unless you're on standby with your employer.

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Wait, I'd still have to look for other jobs even though I have a job that's just giving me fewer hours?

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Yes, unless you're on official standby status with your current employer. Being underemployed still requires active job search.

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This is exactly why the system is so frustrating. They make you jump through hoops even when your situation is obvious.

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I think you should just file and see what happens. The worst they can do is deny you and then you'll know for sure. Better than sitting around wondering.

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That's not great advice. If you file incorrectly or don't report income properly, you could end up with an overpayment that has to be paid back.

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True, but sitting around not filing when you might be eligible isn't helping either.

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The key thing is being honest about everything. Report your disability income, provide your medical documentation showing you can work limited hours, and let Washington ESD make the determination. I had a friend who did this successfully.

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That's probably the safest approach. Better to be upfront about everything from the start.

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Definitely agree with being honest. The penalties for not reporting income can be severe.

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Just wanted to add that if your claim goes into adjudication because of the disability issue, it could take weeks to get resolved. I used that Claimyr service someone mentioned earlier to check on my adjudication status and it was really helpful.

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How long did your adjudication take? I'm already stressed about money and can't afford to wait months.

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Mine took about 3 weeks but that was for a different issue. Disability cases might be different.

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Does anyone know if the type of disability matters? Like is workers comp treated differently than other types of disability benefits?

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Yes, workers compensation is generally treated differently than Social Security disability. L&I benefits like the original poster mentioned usually have different rules.

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This is getting complicated. Maybe OP should talk to a lawyer or advocate who specializes in this stuff.

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I'm currently receiving both L&I time loss and unemployment benefits. It's possible but like others said, they reduce your UI payment by whatever you get from L&I. Still worth filing though because even a reduced payment helps.

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This is exactly what I needed to hear! How did the application process go for you?

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It went into adjudication for about a month while they verified my medical restrictions and work availability. Had to provide lots of documentation.

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A month?! That's so long to wait when you need the money.

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Pro tip: when you file, make sure to mention in your application that you're cleared for limited work. Don't just say you're on disability without explaining that you can still work within restrictions.

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Good point. I'll make sure to be very clear about my work capacity limitations vs. complete inability to work.

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Yeah, the wording makes a huge difference in how they process your claim.

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Another thing to consider is whether you'll be able to accept other job offers if they come up during your job search. If your disability prevents you from taking certain types of work, you need to factor that into your availability.

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That's a good point. I can only do sedentary work right now, so that definitely limits my options.

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As long as you're genuinely available for work within your restrictions, you should be okay.

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Whatever you decide, keep detailed records of everything. All your medical documentation, communications with L&I, your work schedule changes, everything. Washington ESD loves paperwork.

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I'm already pretty good about keeping records for my L&I case, so that shouldn't be too hard to extend to unemployment stuff.

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Smart thinking. Documentation is your best friend when dealing with any government benefit program.

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I think I'm in almost the exact same situation. Partial disability, reduced hours, struggling financially. Thanks for asking this question because I learned a lot from the responses!

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Glad it helped! I feel a lot more confident about filing now that I understand the process better.

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This thread has been super helpful for understanding how these benefits interact.

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Final thought - if you do get approved for both benefits, make sure you understand how it affects your taxes. Getting income from multiple sources can complicate things at tax time.

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Ugh, I hadn't even thought about taxes. Something else to research I guess.

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Both unemployment and disability benefits are usually taxable income, so yeah, definitely something to plan for.

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Thanks everyone for all the helpful information. I'm going to file for unemployment tomorrow and just be completely honest about my situation. Fingers crossed it works out!

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Good luck! Remember to keep copies of everything you submit and stay on top of your weekly claims even if you're in adjudication.

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Hope it works out for you! Keep us posted on how it goes.

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Will do! This community has been incredibly helpful.

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I just wanted to chime in as someone who successfully navigated this exact situation last year. I was receiving partial disability through L&I after a back injury and my employer cut my hours from 40 to about 12 per week. The key things that helped me get approved for both benefits were: 1) Having clear medical documentation that I could work with restrictions (not that I couldn't work at all), 2) Being very specific in my UI application about my work limitations but emphasizing my availability within those limits, and 3) reporting my L&I payments accurately on every weekly claim. Yes, they did reduce my UI benefits dollar-for-dollar, but I still ended up with more total income than just the disability alone. The adjudication process took about 6 weeks, which was stressful, but it was worth it in the end. Make sure you register with WorkSource right away and keep up with your job search requirements - that's something they really scrutinize. Happy to answer any specific questions if it would help!

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This is incredibly helpful, thank you so much for sharing your experience! Six weeks for adjudication is longer than I hoped but knowing it worked out makes me feel more confident. Can I ask what kind of job search activities you did given your physical restrictions? I'm worried about having to apply for jobs I physically can't do just to meet the requirements.

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