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Dylan Wright

Can you receive disability and unemployment at the same time in Washington?

I'm dealing with a complicated situation and hoping someone here has experience with this. I've been receiving Social Security Disability for my chronic back condition for about 8 months now, but my doctor recently cleared me for part-time work (up to 20 hours per week). I applied for a few part-time positions but haven't had any luck yet. My question is - can I file for unemployment benefits with Washington ESD while still getting disability payments? I'm able and available for part-time work within my restrictions, but I'm not sure if Washington ESD allows this or if it would affect my SSDI. Has anyone been in a similar situation?

This is actually more common than people think. The key issue is that unemployment requires you to be able and available for work, while disability traditionally means you can't work. However, if your doctor has cleared you for part-time work and you're actively seeking employment within your restrictions, you might qualify for partial unemployment benefits. You'll need to report your disability income to Washington ESD when you file.

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Thanks for the info! Do you know if the disability income counts against the weekly benefit amount, or is it handled differently?

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Yes, Social Security Disability is considered unearned income and will reduce your weekly unemployment benefit dollar-for-dollar. So if you qualify for $400/week in UI and get $800/month in SSDI, your weekly UI would be reduced by about $185.

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honestly this sounds like a nightmare to navigate. i tried calling washington esd about a similar question last month and spent literally 3 hours on hold before giving up. their phone system is absolutely terrible

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I had the same problem trying to get through to them about my adjudication issue. Have you tried using Claimyr? It's this service that helps you get through to ESD agents - claimyr.com. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling.

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I'm hoping I won't need to call but if I do I'll look into that service too. The online application seems straightforward enough but I have a feeling they'll want to review my case manually.

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I went through something similar about 2 years ago. The tricky part is proving to Washington ESD that you're genuinely able and available for work despite being on disability. I had to provide medical documentation from my doctor stating exactly what type of work I could do and for how many hours. The adjudication process took about 6 weeks because they had to verify everything with Social Security too.

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6 weeks?! That's a long time to wait. Did you end up qualifying for benefits? And did it affect your disability payments at all?

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Yes, I did qualify but my weekly benefit was pretty small after they deducted the SSDI. It didn't affect my disability payments from Social Security though - they have different rules about work attempts.

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This is good to know. I'm on SSDI too and have been wondering if I could try working part-time without losing everything. Sounds like there might be options.

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Wait, I thought you couldn't get both? My cousin was told by someone at the welfare office that you have to choose one or the other. Maybe that person was wrong?

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Unfortunately there's a lot of misinformation about this. The welfare office person was probably thinking of other benefit combinations. Unemployment and Social Security Disability can potentially be received simultaneously if you meet the specific criteria for both programs.

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That makes sense. There's so much conflicting information out there about all these programs.

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THE WHOLE SYSTEM IS SET UP TO SCREW PEOPLE OVER! They make it impossible to figure out what you can and can't do, then penalize you when you try to follow the rules. I've been fighting with both agencies for months over similar issues and getting nowhere.

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I feel your frustration but getting angry doesn't really help solve the problem. The rules are complicated but they do exist for reasons.

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Easy for you to say when you're not trying to survive on disability payments that don't cover basic living expenses!

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I get the frustration too but there are people here trying to help with actual information. Maybe focus on that instead of just venting?

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I work for a disability advocacy organization and see this question fairly often. The most important thing is to be completely honest with both agencies about your situation. Washington ESD will want to know about your disability payments, and Social Security has rules about reporting work attempts. Keep detailed records of everything.

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That's really helpful advice. What kind of records should I be keeping? Just job applications or other things too?

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Keep copies of all job applications, interview schedules, medical documentation about your work capacity, and any correspondence with either agency. Also track your job search activities since Washington ESD requires that anyway.

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this is so confusing. i thought disability meant you couldnt work at all? how can you be on disability and looking for work at the same time

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It's confusing because there are different levels of disability. Some people can do limited work within certain restrictions. Social Security has programs that encourage work attempts, and unemployment benefits can bridge the gap while you're looking for suitable employment.

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oh that makes more sense. i always thought it was all or nothing

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One thing to watch out for - make sure you understand Washington ESD's job search requirements. If you're limited to part-time work, you might need to adjust your job search strategy to focus on positions that match your restrictions. I learned this the hard way when they questioned my job search activities during an audit.

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Good point. I hadn't thought about how the job search requirements would work with my limitations. Did you have to provide additional documentation about why you were only applying to certain types of jobs?

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Yes, I had to explain my medical restrictions and show that I was genuinely seeking work within those limitations. It helped that I had documentation from my doctor outlining exactly what I could and couldn't do.

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My sister went through this exact situation last year. She said the hardest part was getting someone at Washington ESD who actually understood the rules about disability and unemployment. She ended up having to escalate her case to a supervisor.

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This is why I ended up using Claimyr when I had my complex eligibility question. Instead of getting transferred around or talking to someone who didn't know the answer, I got connected to an agent who specialized in these types of cases. Worth every penny.

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That's the second mention of Claimyr in this thread. Sounds like it might be worth looking into if I run into problems.

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Just want to add that timing matters too. If you're already receiving SSDI, you should probably apply for unemployment as soon as you start your job search rather than waiting. The longer you wait, the harder it might be to establish that you're actively seeking work.

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That's a good point. I've been cleared for work for about 3 weeks now and have been applying to jobs, so I should probably file soon.

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Definitely don't wait. I made that mistake and it created unnecessary complications during my eligibility review.

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Has anyone dealt with this situation if you're getting state disability instead of federal? I'm on Washington State disability and wondering if the rules are different.

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State disability programs can have different rules, but the general principle is similar - you need to be able and available for work to qualify for unemployment. The income reporting requirements might be different though.

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Thanks, I'll probably need to call Washington ESD directly to get the specifics for state disability.

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make sure you report everything correctly or they'll come after you for overpayment later. i know someone who got hit with a huge bill because they didnt report their disability income properly

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Yikes, that's scary. How much trouble did they get into? Was it just paying back the money or were there penalties too?

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they had to pay back like $3000 plus interest and fees. took them over a year to sort it all out

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I'm dealing with something similar but with workers comp instead of SSDI. The overlap issues are just as confusing. Has anyone navigated that combination?

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Workers compensation has its own set of rules about working while receiving benefits. That's actually more restrictive than SSDI in many cases. You'd definitely need to check with both L&I and Washington ESD about eligibility.

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Thanks, I figured it would be complicated. Seems like any combination of benefits creates headaches.

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Update on my similar situation from a few months ago - I was eventually approved for partial unemployment benefits while on SSDI. The key was having clear medical documentation about my work capacity and being able to show I was actively job searching within my limitations. The process took about 8 weeks total.

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That's encouraging to hear! Did you have to go through multiple rounds of review or appeals?

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No appeals needed, but I did have to provide additional medical documentation during the adjudication process. Having everything organized upfront definitely helped.

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This gives me hope for my own case. I've been worried about even applying because I didn't want to mess up my disability status.

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One more thing to consider - if you do qualify for unemployment, you'll still need to file weekly claims and meet all the regular requirements like job search activities. Don't assume the process will be any easier just because you have special circumstances.

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Good reminder. I was focusing so much on the eligibility question that I hadn't really thought about the ongoing requirements.

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Bottom line - it's possible but complicated. Get everything in writing, keep detailed records, and be prepared for a longer adjudication process. And definitely report all income sources accurately from day one.

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Thanks everyone for all the helpful information. I think I have enough to get started with my application and I know what documentation to gather. Really appreciate all the insights from people who've been through this.

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Good luck with your application! Hope it goes smoothly for you.

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