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Tate Jensen

Can you get Washington ESD unemployment while on social security disability?

I've been on SSDI for about 8 months now but I'm still able to work part-time within my restrictions. I lost my part-time job last week due to company downsizing and I'm wondering if I can file for unemployment benefits through Washington ESD while still receiving disability payments? I know there's something about being 'able and available' for work but I'm not sure how that applies to my situation. Has anyone dealt with this before?

This is actually a complex situation that many people face. You can potentially receive both SSDI and unemployment benefits, but there are important considerations. For Washington ESD, you must be able and available for work, which means you need to demonstrate you can perform suitable work despite your disability. The key is showing you're actively seeking employment within your capabilities.

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That's helpful to know. Do I need to disclose my SSDI status when filing my unemployment claim?

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Yes, you should be completely transparent about all income sources including SSDI when filing your claim. Washington ESD needs accurate information to process your benefits correctly.

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I went through this exact situation last year. You definitely can collect both but you have to meet all the regular unemployment requirements. The tricky part is proving you're available for work while on disability. I had to document my work restrictions and show I was actively looking for jobs within those limits.

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How did you document your work restrictions? Did you need something from your doctor?

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I used my RFC form from Social Security and also got a letter from my doctor outlining what work I could do. Washington ESD accepted that as proof I was available for suitable work.

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Be careful here - there's a potential conflict between claiming disability (can't work) and claiming unemployment (able to work). Some people have had issues with this contradiction. You might want to consult with a benefits attorney before proceeding.

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That's exactly what I'm worried about. I don't want to jeopardize my SSDI benefits.

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The key distinction is that SSDI allows for some work capacity, especially with Ticket to Work programs. As long as you're honest about your limitations and can demonstrate availability for suitable work, you should be fine.

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I tried calling Washington ESD about this same question and couldn't get through to anyone. Spent 3 hours on hold yesterday and got disconnected. I found this service called Claimyr that actually helps you get through to Washington ESD agents by phone. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Might be worth checking out if you need to talk to someone directly about your specific situation.

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Thanks for the suggestion! I'll definitely look into that. Getting through to Washington ESD has been impossible.

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I used Claimyr too and it actually worked. Got connected to an agent within 20 minutes. The site is claimyr.com if you want to try it.

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From what I understand, Washington state allows this as long as you meet the able and available requirements. The Social Security Administration has also clarified that seeking unemployment doesn't automatically disqualify you from SSDI, especially if you're looking for work within your restrictions.

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That's reassuring. I was worried it was an either/or situation.

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Not at all. Many people successfully receive both benefits. Just make sure you're honest about your work capacity and limitations when filing your claim.

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ugh this is so confusing. i'm in a similar boat and everyone tells me different things. some say you can't get both, others say you can. wish there was clearer guidance somewhere.

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The confusion comes from people not understanding the difference between total disability and partial work capacity. If you can work within restrictions, you may qualify for both benefits.

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ok that makes more sense. i can do some work just not full-time or heavy lifting stuff

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This happened to my neighbor and she got approved for unemployment while on SSDI. She had to jump through some hoops to prove she was looking for work within her capabilities, but Washington ESD eventually approved her claim. The key was documenting everything properly.

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What kind of documentation did she need to provide?

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She had to show her job search activities, her work restrictions from her doctor, and prove she was applying for jobs she could actually do with her limitations.

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I work for a disability advocacy organization and we see this question frequently. The short answer is yes, you can potentially receive both SSDI and unemployment benefits in Washington state. The longer answer involves meeting specific criteria and being very clear about your work capacity versus your disability limitations.

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That's great to hear from someone who works in this field. Any specific advice for navigating the application process?

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Be completely honest about your situation, document everything, and be prepared to explain how you can work within your restrictions. Also, keep detailed records of your job search activities that align with your capabilities.

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Just wanted to add that if you're on SSDI and working part-time, you're probably already demonstrating work capacity. That should help your case with Washington ESD since you're showing you can work within your limitations.

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Good point! I was working 20 hours a week before I lost my job, so that should help prove I'm capable of working.

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Exactly! That work history while on SSDI actually strengthens your unemployment claim because it shows you're genuinely able and available for suitable work.

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whatever you do, don't try to hide the SSDI when filing for unemployment. i heard about someone who did that and got in trouble for fraud. not worth the risk.

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Definitely planning to be completely honest about everything. Thanks for the warning!

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Absolutely correct. Honesty is always the best policy with government benefits. Fraud charges are serious business.

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I'm dealing with this right now too. Filed my claim last month and disclosed my SSDI. Washington ESD asked for additional documentation about my work capacity, which I provided. Still waiting to hear back but the process seems straightforward if you're upfront about everything.

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How long have you been waiting for a response? I'm hoping the process doesn't take too long.

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It's been about 3 weeks now. From what I understand, claims with special circumstances like this can take longer to process.

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The job search requirement might be tricky for you. You'll need to show you're actively looking for work, but it has to be work you can actually do with your disability. Keep detailed records of what jobs you apply for and why they're suitable given your restrictions.

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That's a great point. I'll need to be strategic about which jobs I apply for to make sure they align with my capabilities.

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Exactly. Quality over quantity when it comes to job applications. Better to apply for 5 suitable jobs than 20 jobs you can't actually do.

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I used to work in the Washington ESD office and can tell you that these dual-benefit situations are reviewed case by case. As long as you can demonstrate genuine work capacity within your limitations and meet all unemployment requirements, you should be fine. The key is documentation and honesty.

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That's really helpful insight from someone who's seen these cases from the inside. Thanks!

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Happy to help! These situations are more common than people think, and Washington ESD has processes in place to handle them fairly.

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just remember that unemployment benefits might affect your SSDI amount if you earn too much. there are earnings limits to keep in mind.

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Oh, I hadn't thought about that. I'll need to check what the current earnings limits are for SSDI.

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Good point. The substantial gainful activity amount for 2025 is $1,550 per month for non-blind individuals. Stay under that to avoid issues with SSDI.

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I've been following this thread because I'm in a similar situation. Really appreciate everyone sharing their experiences. It sounds like it's definitely possible to get both benefits if you handle it correctly.

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Yes, this thread has been incredibly helpful! I feel much more confident about moving forward with my claim now.

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Same here. The key seems to be documentation and transparency about work capacity versus disability limitations.

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If you're having trouble reaching Washington ESD to discuss your specific situation, I had success using Claimyr to get through to an agent. They helped me connect when I was dealing with a complex claim issue. Might be worth trying if you need to speak with someone directly about how your SSDI affects your unemployment eligibility.

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Several people have mentioned Claimyr now. I think I'll give it a try since getting through to Washington ESD on my own hasn't worked.

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It's definitely worth it if you need to talk through your specific situation with an actual agent. Much better than guessing or waiting weeks for a response.

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One more thing to consider - make sure you understand how unemployment benefits might be taxed differently than SSDI. SSDI might not be taxable for you, but unemployment definitely will be. Just something to keep in mind for tax planning.

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Good point about the tax implications. I'll make sure to set aside money for taxes on the unemployment benefits.

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Smart thinking. You can also elect to have taxes withheld from your unemployment payments if you prefer.

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Thanks everyone for all this information! I feel much more informed about the process now. I'm going to file my claim and be completely transparent about my SSDI status. Will update this thread with how it goes in case it helps others in similar situations.

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That's a great approach. Best of luck with your claim! Remember to document everything throughout the process.

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Yes, please do update us! These real-world experiences help so much for others facing the same situation.

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Definitely will update. This community has been incredibly helpful and I want to pay it forward.

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One last tip - when you file your weekly claims, make sure you report any SSDI payments you receive that week. Washington ESD needs to know about all income sources to calculate your benefits correctly. It's better to over-report than under-report.

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Will do! I'd rather be completely transparent and have them adjust my benefits accordingly than risk any issues down the road.

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Exactly the right attitude. Transparency protects you and ensures you get the benefits you're entitled to without any complications.

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