Can you apply for disability while on unemployment in Washington ESD?
I've been receiving Washington ESD unemployment benefits for about 2 months now, but my chronic back pain has gotten much worse and I'm thinking I might need to apply for disability. My doctor says I should look into it because working is becoming really difficult. Can I apply for disability while I'm still getting unemployment? Will Washington ESD cut off my benefits if I file a disability claim? I'm worried about losing my only income source right now but I also don't want to break any rules.
52 comments


Laura Lopez
You can apply for disability while receiving unemployment, but there are some important things to consider. The key issue is that unemployment benefits require you to be able and available for work, while disability benefits are for when you can't work. Washington ESD doesn't automatically cut you off when you apply for disability, but your eligibility could be reviewed.
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Gabriel Freeman
•So I won't get in trouble for applying? I just want to make sure I'm doing everything legally.
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Laura Lopez
•No, you won't get in trouble for applying. Just be honest with both agencies about your situation and medical limitations.
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Victoria Brown
I did this exact same thing last year. Applied for SSDI while on unemployment. The key is being honest about your work limitations when you do your weekly claims. If your condition prevents you from doing certain types of work but you can still do others, you might still qualify for unemployment.
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Gabriel Freeman
•How did it work out for you? Did you have to pay anything back?
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Victoria Brown
•It worked out fine. I kept getting unemployment until my disability was approved, then switched over. No issues with Washington ESD.
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Samuel Robinson
The main thing Washington ESD cares about is whether you're able and available for suitable work. If your back pain limits what jobs you can do but doesn't completely prevent you from working, you should still be eligible for unemployment while your disability application is pending.
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Camila Castillo
•This is really helpful. I have a similar situation with knee problems but wasn't sure if I could still file my weekly claims.
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Samuel Robinson
•As long as you can perform some type of work, even with limitations, you should be fine continuing with unemployment.
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Brianna Muhammad
I had trouble getting through to Washington ESD when I had questions about this exact situation. Spent hours trying to call and either got busy signals or was hung up on. Finally found out about Claimyr at claimyr.com - they helped me get through to an actual agent who explained my options. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.
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Gabriel Freeman
•Is this a legit service? I've been trying to call Washington ESD for weeks about different questions.
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Brianna Muhammad
•Yeah it's legitimate. They basically help you get through the phone system to reach an actual Washington ESD representative. Saved me a lot of frustration.
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JaylinCharles
be careful because if disability approves you they usually backdate the payments and you might have to pay back unemployment for those months
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Laura Lopez
•This isn't necessarily true. SSDI and unemployment can sometimes overlap legally, especially if the disability onset date is after you started receiving unemployment.
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Eloise Kendrick
•My cousin had to pay back like $3000 when her disability got approved. It's not automatic but it does happen sometimes.
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Samuel Robinson
The Social Security Administration and Washington ESD have different criteria. SSA looks at whether you can do any substantial gainful activity, while Washington ESD looks at whether you're able and available for suitable work. You might be unable to do your previous job due to disability but still able to do other types of work.
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Gabriel Freeman
•That makes sense. My back problems mean I can't do construction work anymore but I could probably do office work.
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Samuel Robinson
•Exactly. That's a perfect example of being disabled from your usual occupation but still available for other suitable work.
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Lucas Schmidt
Whatever you do, don't lie on either application or your weekly claims. I know someone who got in trouble for not disclosing their disability application to unemployment. Just be upfront about everything.
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Gabriel Freeman
•Should I call Washington ESD and tell them I'm applying for disability then?
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Lucas Schmidt
•You don't have to proactively call them, but if they ask or if it affects your ability to work, definitely be honest about it.
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Camila Castillo
The disability application process takes forever anyway - mine took 18 months to get approved. So you'll probably need unemployment benefits while you're waiting either way.
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Gabriel Freeman
•18 months?! I had no idea it took that long. Good thing I can keep unemployment going in the meantime.
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Camila Castillo
•Yeah that's pretty typical. Some people get approved faster but many take over a year, especially if you have to appeal.
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Victoria Brown
Make sure you keep detailed records of all your medical appointments and treatments. Both unemployment and disability will want documentation if there are any questions about your work capacity.
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Gabriel Freeman
•Good point. I have all my MRI results and doctor notes saved already.
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Eloise Kendrick
I tried applying for both at the same time and it was so confusing. The paperwork for disability asks if you think you can work and unemployment requires you to say you can work. Felt like I was contradicting myself.
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Laura Lopez
•It does seem contradictory but the key is being specific about what type of work you can and can't do. You might be disabled from your previous job but able to do other work.
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Eloise Kendrick
•That makes more sense when you put it that way. I was overthinking it.
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Samuel Robinson
Also remember that if you're approved for disability and receive backpay, you might need to report that income to Washington ESD. The rules can be complex so it's worth talking to both agencies about your specific situation.
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Gabriel Freeman
•This is getting complicated. Maybe I should talk to someone at Washington ESD before I file the disability application.
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Brianna Muhammad
•That's exactly why I used Claimyr - trying to get through to Washington ESD on your own is nearly impossible. At least with their service you can actually talk to someone who knows the rules.
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JaylinCharles
my experience was different - unemployment told me i had to stop filing claims once i applied for disability because i was saying i couldnt work
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Laura Lopez
•That might have been specific to your situation or medical condition. The rules aren't the same for everyone and depend on your specific work limitations.
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JaylinCharles
•maybe youre right. i had a heart condition so probably different than back problems
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Gabriel Freeman
Thanks everyone for all the advice. Seems like the consensus is that I can apply for both but I need to be honest about my limitations and keep good records. I think I'll start the disability application and continue with my weekly unemployment claims unless something changes.
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Laura Lopez
•That sounds like a good plan. Just remember to update both agencies if your medical condition changes significantly.
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Victoria Brown
•Smart approach. Having both applications in progress gives you the best chance of maintaining income during this difficult time.
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Freya Collins
One more thing - if you end up needing to appeal a disability denial, you can usually continue unemployment benefits during the appeal process as long as you're still able to do some type of work.
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Gabriel Freeman
•Good to know. Hopefully it won't come to that but it's reassuring to have options.
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Lucas Schmidt
Just want to emphasize again - document everything and be consistent in what you tell both agencies. The worst thing you can do is give conflicting information about your work capacity.
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Gabriel Freeman
•Definitely. I'm going to write down exactly what my limitations are so I can be consistent across all applications and claims.
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Camila Castillo
Also consider talking to a disability attorney if the process gets complicated. Many work on contingency so you don't pay unless you win.
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Gabriel Freeman
•I hadn't thought about that but it might be worth considering if things get messy with both benefits.
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Brianna Muhammad
Final thought - if you do need to talk to Washington ESD about this situation, definitely consider using a service like Claimyr instead of trying to call directly. I wasted so much time getting busy signals and dropped calls before I found that option.
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Gabriel Freeman
•I'm definitely going to look into that. Getting through to Washington ESD seems to be a common problem based on what everyone's saying.
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LongPeri
Good luck with everything! Having health problems while unemployed is really stressful but it sounds like you're handling it the right way by researching your options.
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Gabriel Freeman
•Thanks! This thread has been incredibly helpful. I feel much more confident about moving forward now.
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Oscar O'Neil
Hope your back gets better and that whichever benefit you end up with works out well for you.
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Gabriel Freeman
•I appreciate that. Hopefully one way or another I'll have some income security while I figure out my health situation.
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Victoria Brown
Keep us updated on how it goes! Your situation is pretty common so your experience might help other people in similar circumstances.
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Gabriel Freeman
•Will do. I'll post an update once I get further into the process.
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