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Gabriel Freeman

Can you apply for disability while on unemployment in Washington ESD?

I've been receiving Washington ESD unemployment benefits for about 2 months now, but my chronic back pain has gotten much worse and I'm thinking I might need to apply for disability. My doctor says I should look into it because working is becoming really difficult. Can I apply for disability while I'm still getting unemployment? Will Washington ESD cut off my benefits if I file a disability claim? I'm worried about losing my only income source right now but I also don't want to break any rules.

You can apply for disability while receiving unemployment, but there are some important things to consider. The key issue is that unemployment benefits require you to be able and available for work, while disability benefits are for when you can't work. Washington ESD doesn't automatically cut you off when you apply for disability, but your eligibility could be reviewed.

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So I won't get in trouble for applying? I just want to make sure I'm doing everything legally.

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No, you won't get in trouble for applying. Just be honest with both agencies about your situation and medical limitations.

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I did this exact same thing last year. Applied for SSDI while on unemployment. The key is being honest about your work limitations when you do your weekly claims. If your condition prevents you from doing certain types of work but you can still do others, you might still qualify for unemployment.

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How did it work out for you? Did you have to pay anything back?

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It worked out fine. I kept getting unemployment until my disability was approved, then switched over. No issues with Washington ESD.

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The main thing Washington ESD cares about is whether you're able and available for suitable work. If your back pain limits what jobs you can do but doesn't completely prevent you from working, you should still be eligible for unemployment while your disability application is pending.

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This is really helpful. I have a similar situation with knee problems but wasn't sure if I could still file my weekly claims.

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As long as you can perform some type of work, even with limitations, you should be fine continuing with unemployment.

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I had trouble getting through to Washington ESD when I had questions about this exact situation. Spent hours trying to call and either got busy signals or was hung up on. Finally found out about Claimyr at claimyr.com - they helped me get through to an actual agent who explained my options. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is this a legit service? I've been trying to call Washington ESD for weeks about different questions.

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Yeah it's legitimate. They basically help you get through the phone system to reach an actual Washington ESD representative. Saved me a lot of frustration.

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be careful because if disability approves you they usually backdate the payments and you might have to pay back unemployment for those months

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This isn't necessarily true. SSDI and unemployment can sometimes overlap legally, especially if the disability onset date is after you started receiving unemployment.

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My cousin had to pay back like $3000 when her disability got approved. It's not automatic but it does happen sometimes.

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The Social Security Administration and Washington ESD have different criteria. SSA looks at whether you can do any substantial gainful activity, while Washington ESD looks at whether you're able and available for suitable work. You might be unable to do your previous job due to disability but still able to do other types of work.

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That makes sense. My back problems mean I can't do construction work anymore but I could probably do office work.

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Exactly. That's a perfect example of being disabled from your usual occupation but still available for other suitable work.

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Whatever you do, don't lie on either application or your weekly claims. I know someone who got in trouble for not disclosing their disability application to unemployment. Just be upfront about everything.

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Should I call Washington ESD and tell them I'm applying for disability then?

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You don't have to proactively call them, but if they ask or if it affects your ability to work, definitely be honest about it.

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The disability application process takes forever anyway - mine took 18 months to get approved. So you'll probably need unemployment benefits while you're waiting either way.

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18 months?! I had no idea it took that long. Good thing I can keep unemployment going in the meantime.

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Yeah that's pretty typical. Some people get approved faster but many take over a year, especially if you have to appeal.

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Make sure you keep detailed records of all your medical appointments and treatments. Both unemployment and disability will want documentation if there are any questions about your work capacity.

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Good point. I have all my MRI results and doctor notes saved already.

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I tried applying for both at the same time and it was so confusing. The paperwork for disability asks if you think you can work and unemployment requires you to say you can work. Felt like I was contradicting myself.

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It does seem contradictory but the key is being specific about what type of work you can and can't do. You might be disabled from your previous job but able to do other work.

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That makes more sense when you put it that way. I was overthinking it.

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Also remember that if you're approved for disability and receive backpay, you might need to report that income to Washington ESD. The rules can be complex so it's worth talking to both agencies about your specific situation.

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This is getting complicated. Maybe I should talk to someone at Washington ESD before I file the disability application.

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That's exactly why I used Claimyr - trying to get through to Washington ESD on your own is nearly impossible. At least with their service you can actually talk to someone who knows the rules.

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my experience was different - unemployment told me i had to stop filing claims once i applied for disability because i was saying i couldnt work

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That might have been specific to your situation or medical condition. The rules aren't the same for everyone and depend on your specific work limitations.

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maybe youre right. i had a heart condition so probably different than back problems

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Thanks everyone for all the advice. Seems like the consensus is that I can apply for both but I need to be honest about my limitations and keep good records. I think I'll start the disability application and continue with my weekly unemployment claims unless something changes.

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That sounds like a good plan. Just remember to update both agencies if your medical condition changes significantly.

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Smart approach. Having both applications in progress gives you the best chance of maintaining income during this difficult time.

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One more thing - if you end up needing to appeal a disability denial, you can usually continue unemployment benefits during the appeal process as long as you're still able to do some type of work.

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Good to know. Hopefully it won't come to that but it's reassuring to have options.

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Just want to emphasize again - document everything and be consistent in what you tell both agencies. The worst thing you can do is give conflicting information about your work capacity.

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Definitely. I'm going to write down exactly what my limitations are so I can be consistent across all applications and claims.

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Also consider talking to a disability attorney if the process gets complicated. Many work on contingency so you don't pay unless you win.

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I hadn't thought about that but it might be worth considering if things get messy with both benefits.

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Final thought - if you do need to talk to Washington ESD about this situation, definitely consider using a service like Claimyr instead of trying to call directly. I wasted so much time getting busy signals and dropped calls before I found that option.

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I'm definitely going to look into that. Getting through to Washington ESD seems to be a common problem based on what everyone's saying.

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Good luck with everything! Having health problems while unemployed is really stressful but it sounds like you're handling it the right way by researching your options.

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Thanks! This thread has been incredibly helpful. I feel much more confident about moving forward now.

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Hope your back gets better and that whichever benefit you end up with works out well for you.

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I appreciate that. Hopefully one way or another I'll have some income security while I figure out my health situation.

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Keep us updated on how it goes! Your situation is pretty common so your experience might help other people in similar circumstances.

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Will do. I'll post an update once I get further into the process.

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