Can you collect unemployment while on disability in Washington - confused about eligibility
I'm really confused about whether I can collect Washington ESD unemployment benefits while receiving disability payments. I was laid off from my warehouse job in December and have been getting unemployment since then. But I also have a back injury from a few years ago that's been getting worse, and my doctor is saying I might qualify for disability benefits. I'm worried that if I apply for disability, Washington ESD will cut off my unemployment. Or if I get approved for disability, will I have to pay back the unemployment? I need the income right now but don't want to get in trouble. Has anyone dealt with this situation before?
60 comments


Quinn Herbert
this is tricky because disability and unemployment have different requirements. for unemployment you have to be able and available for work, but for disability you're saying you can't work
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Shelby Bauman
•That's exactly what I'm worried about. It seems like they contradict each other but I need some kind of income.
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Salim Nasir
•It's not always black and white though. Some people can work certain jobs but not others due to their disability. The key is being honest about your limitations.
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Hazel Garcia
You generally cannot collect both unemployment and disability benefits simultaneously in Washington. When you file for unemployment, you're certifying that you're able and available for work. Disability benefits are for people who cannot work due to their condition. However, there are some nuances depending on whether it's temporary vs permanent disability and what type of work you can still perform.
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Shelby Bauman
•So if I apply for disability, should I stop filing my weekly claims with Washington ESD right away?
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Hazel Garcia
•You should contact Washington ESD directly to discuss your specific situation. They can guide you on when to stop filing and what documentation you'll need.
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Laila Fury
•I tried calling Washington ESD about this exact issue last month and couldn't get through after hours of trying. The phone lines are always busy.
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Geoff Richards
I used Claimyr to get through to a Washington ESD agent when I had questions about my claim status. It's a service that helps you reach them by phone - you can check it out at claimyr.com. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. It was really helpful for getting specific answers about my situation instead of guessing from the website.
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Shelby Bauman
•That sounds useful. How does it work exactly? Do they just help you get through the phone queue?
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Geoff Richards
•Yeah, they basically handle the calling process for you so you don't have to sit on hold for hours. Then they connect you when an agent becomes available.
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Simon White
•I've heard of services like this but wasn't sure if they were legit. Good to know it actually worked for someone.
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Hugo Kass
You need to be very careful here because Washington ESD takes the 'able and available' requirement seriously. If you're applying for disability, that could be seen as contradictory to your weekly claim certifications where you say you're able to work.
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Shelby Bauman
•What happens if they find out I applied for both? Would I have to pay back the unemployment benefits?
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Hugo Kass
•Potentially yes, if they determine you weren't eligible for unemployment during that period. That's why it's important to get official guidance rather than just hoping it works out.
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Quinn Herbert
my cousin went through this same thing. she had to choose between continuing unemployment or applying for disability. couldn't do both at the same time
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Shelby Bauman
•What did she end up choosing? And did she have any issues with Washington ESD?
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Quinn Herbert
•she went with disability because her back problems were getting worse. had to stop filing weekly claims once she applied
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Salim Nasir
There's also a difference between state disability and federal disability (SSDI). The rules might vary depending on which type you're applying for. Some people can receive unemployment while waiting for SSDI approval, but you have to maintain that you're still able to work.
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Nasira Ibanez
•This is getting confusing. Are there different rules for different types of disability benefits?
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Salim Nasir
•Yes, Washington State Disability Insurance, Social Security Disability Insurance (SSDI), and other programs all have different eligibility requirements and interaction rules with unemployment.
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Shelby Bauman
•I think I need to talk to someone who really knows these rules inside and out. This is more complicated than I thought.
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Khalil Urso
The Washington ESD website has some information about this but it's not super clear. I remember reading something about how you can't collect both if the disability prevents you from working.
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Shelby Bauman
•I looked at their website but found it confusing. That's part of why I'm asking here.
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Hazel Garcia
•The website information is intentionally general because every situation is different. That's why speaking with an actual agent is so important for cases like this.
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Laila Fury
I ended up using Claimyr too after reading about it here. Really helped me get through to Washington ESD when I needed to discuss my work search requirements with a medical restriction. Much easier than the endless busy signals.
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Shelby Bauman
•Did they help you understand how medical restrictions affect your unemployment eligibility?
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Laila Fury
•Yes, the agent was able to explain exactly what I needed to report and how to handle job searches with my limitations. Made everything much clearer.
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Simon White
I think the key thing is being honest about your situation. Don't try to game the system by collecting both if you're not supposed to. The consequences aren't worth it.
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Shelby Bauman
•Absolutely, I don't want to do anything wrong. I just need to understand what my options are.
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Hugo Kass
•Exactly. Better to get proper guidance upfront than deal with overpayment issues later.
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Myles Regis
Some people can work part-time or certain types of jobs even with a disability. If that's your situation, you might still be eligible for unemployment while looking for suitable work. But again, this really depends on your specific circumstances.
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Shelby Bauman
•That's interesting. My back injury means I can't do heavy lifting anymore, but I could probably do desk work.
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Myles Regis
•That could make a difference in how Washington ESD views your case. Definitely worth discussing with them directly.
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Salim Nasir
•Yes, if you can still perform some types of work, that changes the analysis significantly. You'd need to be actively seeking work you can physically do.
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Brian Downey
Whatever you do, don't just stop filing your weekly claims without talking to Washington ESD first. You might lose benefits you're entitled to.
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Shelby Bauman
•Good point. I'll make sure to get official guidance before making any changes.
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Geoff Richards
Just to follow up on the Claimyr thing - I used it again last week for a different issue and it worked just as well. Really takes the frustration out of trying to reach Washington ESD by phone. Worth checking out their demo video if you're thinking about it.
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Jacinda Yu
•How long did it take for them to connect you with an agent?
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Geoff Richards
•It varies depending on how busy they are, but much faster than trying to call yourself. Plus you don't have to sit by the phone waiting.
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Landon Flounder
I had a friend who collected unemployment and then got approved for disability. Washington ESD made her pay back several weeks of benefits because they said she wasn't able and available during that time. So definitely be careful.
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Shelby Bauman
•Oh no, that's exactly what I'm worried about. How much did she have to pay back?
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Landon Flounder
•I think it was around $2,000 but I'm not sure of the exact amount. It was a real financial hit for her.
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Hugo Kass
•This is why it's so important to get proper guidance before making decisions. The financial consequences can be significant.
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Callum Savage
The timing of when you apply for disability versus when you file unemployment claims matters too. If you apply for disability and claim you've been unable to work since before your unemployment started, that could create issues.
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Shelby Bauman
•That makes sense. So the dates and timeline are important factors.
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Hazel Garcia
•Exactly. Consistency in your statements across different agencies is crucial.
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Ally Tailer
honestly this whole system is so confusing. you'd think there would be clearer guidance for people dealing with both unemployment and health issues
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Shelby Bauman
•I agree, it seems like there should be better resources for situations like this.
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Simon White
•The rules exist for good reasons but they could definitely be explained more clearly.
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Aliyah Debovski
Have you considered consulting with a disability lawyer? They might be able to help you understand your options and the best way to proceed.
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Shelby Bauman
•I hadn't thought of that. Would a lawyer consultation be expensive?
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Aliyah Debovski
•Many disability lawyers offer free consultations, and they usually work on contingency for disability cases. Might be worth looking into.
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Miranda Singer
Don't forget that if you do transition from unemployment to disability, there might be a gap in payments while your disability claim is processed. Plan for that possibility.
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Shelby Bauman
•That's a good point. I should probably build up some savings if possible before making any changes.
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Salim Nasir
•Yes, disability applications can take months to process, so financial planning is important.
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Cass Green
I'm in a similar situation with a shoulder injury. Following this thread for advice. Thanks for asking about this.
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Shelby Bauman
•Glad it's helpful for others too. It's a confusing situation for sure.
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Finley Garrett
Bottom line: get official guidance from Washington ESD and possibly a disability attorney before making any decisions. Don't rely on internet advice for something this important to your financial situation.
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Shelby Bauman
•You're absolutely right. I'll contact Washington ESD directly and maybe look into a lawyer consultation too. Thanks everyone for the input.
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Hazel Garcia
•That's the smart approach. Good luck with whatever you decide.
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