
Washington Unemployment
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I'm in a frustrating situation with my unemployment claim. After waiting for weeks with no payment, I had to dip into my 401k to cover bills. Now ESD is asking me to fill out some form about the withdrawal. The lady who called me this morning (finally!) said that lump sum payments from a 401k aren't reportable income, which is a relief. Apparently her colleague who handles retirement benefits helped clear up the issue that was holding things up. But now I've got this form asking for "additional information" about what was taken out of my 401k, and I have no clue how to fill it out correctly. There are sections asking about distribution types and tax withholding that I don't understand. I've tried calling ESD five times today and either get disconnected or stuck on hold for hours. Has anyone dealt with this specific 401k withdrawal form for ESD? What exactly do they need to know? I'm worried about making a mistake that could delay my benefits even more.
I'm freaking out right now!!! Just got an ALERT on my eServices dashboard from an ESD adjudicator. She left her name, phone number with extension, and wanted to discuss my claim. I started typing a response explaining that my cell service was disconnected because I couldn't pay my bill (thanks unemployment delay) and gave her my husband's number instead. Then I went to grab a pen to write down her contact info and when I came back, the system had timed out and the ENTIRE MESSAGE DISAPPEARED! I can't find it anywhere on my dashboard now! Has this happened to anyone? How do I recover that message or her contact details? Should I call the main ESD number? The adjudicator had a direct line with an extension that wasn't the regular ESD number. I'm worried if I don't call her back, they'll deny my claim! Help please!
@profile7 That's exactly what I'm afraid of! I hope you get yours resolved soon too. I'll definitely update here once/if I hear back from my adjudicator.
FINAL UPDATE: The adjudicator called my husband yesterday! She just needed to verify my reason for separation from my last job. The call only took about 10 minutes, and she said my claim should be processed within 72 hours. She also mentioned that they're moving to a new alert system later this year that will keep messages visible for 14 days instead of disappearing after viewing. Thank goodness this is getting resolved!
I just filed my weekly claim on Sunday morning and I'm trying to plan my bill payments around when my benefits will hit my bank account. I seem to remember from a few months ago that direct deposits typically showed up on Wednesdays, but I'm not 100% sure if that's still accurate. Has anyone filed recently with direct deposit who can confirm the timing? I need to schedule some autopays and want to make sure I have the funds available. Thanks in advance!
i swear mine used to always come on tuesday afternoon back in 2023 but now its ALWAYS wednesday morning??? did they change something???
One important thing to note - if your claim has any issues or pending adjudication, all bets are off on the timing. My brother's been waiting 3 weeks now because his employer disputed something. ESD payment timing is only reliable when everything is completely issue-free.
Started a new job on January 10th, 2025 but my first paycheck won't come until February 12th (monthly pay cycle). I've been filing my weekly unemployment claims and reporting the hours I've worked accurately, and even called ESD to make sure they knew about my employment situation. I specifically told them I wouldn't get paid until mid-February. It's been two weeks now and my weekly benefits have completely stopped showing up in my account. I'm freaking out because I still have bills to pay and no income until that first paycheck arrives! The eServices dashboard just shows my claims as "pending" with no explanation. Has anyone dealt with this before? Does starting work automatically cut off unemployment even if you haven't been paid yet??
Quick clarification on this situation - what's happening is that your claim is in what's called 'work verification' status, which is different from full adjudication. Work verification typically takes 1-2 weeks rather than 4-6 weeks for adjudication. Make sure when you call to specifically ask about 'work verification status' and request expedited processing due to financial hardship. Also, keep filing your weekly claims throughout this period. Once the verification is complete, you'll likely receive back payments for any weeks you qualified for partial benefits.
UPDATE: I finally got through to ESD this morning! Used the Claimyr service after getting nowhere for days. The agent confirmed what you all said - my claim was flagged for 'work verification' because I reported hours but no wages. She expedited the review and said I should see payments resume in 3-5 business days, with back payments for the weeks that qualified. For anyone in a similar situation, definitely mention financial hardship when you call - that seems to help get things moving faster. Thanks everyone for your help!
I just stepped in my own unemployment trap and I'm freaking out a bit. I was laid off on 2/28/25 and immediately went on a quick vacation 3/1-3/2 that was planned before I knew I'd lose my job. When I got back, I reopened my claim from last August and filed for that first week after layoff. I honestly answered that I wasn't available for work for 2 days and didn't do job searches while on vacation (I was literally on a plane/out of the country). Now that week is stuck in adjudication! I uploaded my flight tickets as proof of why I wasn't available, but nothing's happening. I did file correctly for this past week with all my job searches complete. Two questions: 1) How long will this adjudication take? My bills aren't waiting around... 2) Should I have just said I WAS available even though I was on vacation? I was trying to be honest but now I'm worried I screwed myself over for that week. Anyone dealt with something similar? I really need that money and I'm kicking myself for being so straightforward.
Quick update to my earlier comment - I checked with a colleague who works with unemployment cases, and the current adjudication time for straightforward cases like yours (with documentation already submitted) is running closer to 2-3 weeks rather than the 3-4 I mentioned earlier. So you might hear back sooner. Regarding the identity verification issue - that's completely separate but equally important to resolve. Unfortunately, having two issues at once is fairly common with ESD. The good news is that once both are resolved, any back payments you're eligible for will be processed at once.
Thank you for checking! That gives me a little hope. I did manage to resolve the ID verification by calling repeatedly yesterday morning. The agent said my account was noted as verified now, but it might take 48 hours to update in their system. Fingers crossed this all gets sorted soon - I've got rent due next week.
i had this happen back in 2023 and heres a tip: if u call right when they open at 8am and keep hitting redial youll eventually get thru. took me 26 tries one morning but i finally got a person! they can sometimes push ur adjudication thru faster if u explain ur situation. good luck!!
Kaitlyn Otto
Make sure you list both the gross AND net amounts on the form. ESD needs to see both figures to properly process it. Also, in my experience, uploading the form through your eServices account is faster than mailing it. There should be an option under "Upload Documents" in your account. That way you can track that they received it.
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Brandon Parker
AuthorI didn't even think about uploading it directly! That's a great tip, thank you. I'll definitely do that instead of mailing it in.
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Adriana Cohn
Just wanted to follow up - for the distribution code question, yes, Code 1 for early distribution is exactly what they need to see. And you should definitely include both the gross amount and the net amount after tax withholding. This helps them verify that it's properly documented as a non-reportable lump sum withdrawal versus ongoing retirement income that would affect your benefits.
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Brandon Parker
AuthorThanks for confirming! I've filled out the form with all the information everyone suggested and uploaded it through my eServices account. Fingers crossed this gets resolved quickly. I really appreciate everyone's help!
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