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Will my 60-year-old disabled brother lose his Social Security benefits if he enrolls in college?

My brother is 60 years old and receives Social Security disability benefits (I think SSDI, not sure if it matters). He's been disabled for about 12 years now but recently started talking about wanting to go back to college to finish his degree. He only completed 2 years back in his 20s and feels like this might give him some purpose. I'm worried this could mess up his benefits though. Would SSA see him enrolling in college as proof he's capable of working? Would they cut his monthly payments or terminate his benefits entirely? He's really struggling financially and emotionally, and I don't want to discourage him, but I also don't want him to lose what little income he has. Has anyone dealt with this? Can disabled people on SS attend college without losing benefits?

Emma Davis

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Going to college generally WON'T cause him to lose his SSDI benefits. Social Security Disability Insurance benefits aren't based on financial need but on your work history and medical condition. The key factor is whether his medical condition has improved enough that he could engage in Substantial Gainful Activity (SGA). Education itself isn't considered proof of medical improvement. In fact, there are even programs like Ticket to Work that encourage SSDI recipients to pursue education and employment while maintaining benefits during a trial period. However, if your brother receives SSI (Supplemental Security Income) instead of or in addition to SSDI, there might be different considerations since SSI is needs-based.

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Thank you so much! I'll double check whether he's on SSDI or SSI or both. I really appreciate the clarification about education not being considered proof of medical improvement - that was my biggest worry.

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LunarLegend

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this happened with my cousin last year, she went back for her nursing degree and still gets her checks. they dont take away ur disability just for taking classes

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That's reassuring to hear! Was there anything special she had to do? Did she have to notify SSA that she was enrolling?

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LunarLegend

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nope! she didnt tell em anything. just enrolled and kept getting her checks same as always

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Malik Jackson

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THEY WILL CUT HIM OFF!!!! My neighbor tried this and they stopped her checks for THREE MONTHS while they "investigated" if she was still disabled!!! She had to drop out and nearly lost her apartment!!! The system is DESIGNED to catch people improving and kick them off benefits. If he can handle college how can he claim he can't work??? That's what they'll say!!!

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This information is incorrect. SSA doesn't automatically investigate someone for attending educational programs. What likely happened with your neighbor is that she had a regularly scheduled Continuing Disability Review (CDR) that coincidentally occurred when she started school, or perhaps she started earning income above the SGA threshold while attending. Education alone doesn't trigger benefit termination. In fact, SSA has specific programs like Ticket to Work and PASS (Plan to Achieve Self-Support) that encourage education while maintaining benefits.

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Ravi Patel

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i was on ssdi and went to community college part time. nothing happened to my benefits. i think they only care if you start working and making money over their limit which was like $1350 a month when i was on it.

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That's great to know, thank you. It sounds like attending classes alone shouldn't be an issue then.

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Freya Andersen

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My sister works at a college disability services office, and she says they work with LOTS of students who receive Social Security disability benefits. The key is understanding which benefit he receives: 1. If he's on SSDI (based on his work history), then attending school doesn't affect benefits at all. 2. If he's on SSI (needs-based), some scholarships or grants might count as income depending on how they're structured and what they cover. One important thing: Your brother should look into the college's disability services office. They often have resources specifically for students in his situation and can help navigate any paperwork issues with SSA if they come up.

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That's incredibly helpful! I hadn't even thought about the college having resources to help with this. I'll definitely suggest he talk with their disability services office before enrolling. I'm pretty sure he's on SSDI but I'll confirm.

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Omar Zaki

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I don't know why no one is mentioning this but the SCHOOL might actually give him financial support BECAUSE he's disabled! My aunt got extra grants when she went back to finish her degree after her accident. Tell him to talk to the financial aid office too!

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Education can actually be part of his path to potential employment through SSA's Ticket to Work program. This voluntary program allows disability beneficiaries to maintain their benefits while pursuing education or work opportunities. Here's what your brother should know: 1. Attending school itself will not trigger a medical review or benefits cessation 2. The medical standard for disability doesn't change because someone attends school 3. He may be eligible for education assistance through Vocational Rehabilitation services 4. He should report any scholarship or grant money that could potentially affect benefits (particularly important for SSI recipients) I'd recommend having him contact his local SSA office before enrolling just to understand any potential implications for his specific situation.

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Thank you for this detailed information! I hadn't heard of the Ticket to Work program before. Contacting the SSA office is smart, but he's been trying to call them for weeks with no luck. Always disconnected or on hold forever.

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Freya Andersen

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I've been there with the SSA phone nightmare! I recently discovered a service called Claimyr that got me through to a real person at Social Security in less than 2 hours when I'd been trying for weeks. It basically calls SSA for you and then connects you when they answer. Saved me so much frustration. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/Z-BRbJw3puU Might be worth it if your brother needs to actually speak with someone about how college will affect his specific situation.

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LunarLegend

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btw has he looked into online degrees? my cousins husband is disabled (ms i think) and does online classes when hes feeling ok and can pause when hes not. more flexible that way

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That's a great suggestion - he has good days and bad days with his condition, so the flexibility of online classes could be perfect. I'll mention that to him.

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Emma Davis

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I want to add one more thing - if your brother is receiving Medicare due to his disability status, attending college won't affect that coverage either. Some people worry about losing health insurance, but education doesn't impact Medicare eligibility for disabled beneficiaries.

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