Will exceeding SSI $2000 resource limit for ONE day cause problems with benefits?

Don't panic, but do report it. SSA typically looks at resources as of the first moment of each month, not daily balances. However, since this was backpay from SSA itself, there's actually a 9-month grace period to spend down retroactive SSI payments before they count toward the resource limit. Your aunt should be fine as long as the balance went back down quickly.

my mom got a overpayment notice for this exact thing!!! she was over by like $50 for 3 days and they found out somehow. took forever to fix and they tried to take back a whole month of benefits!! fight it if they try that!!!

As someone who works with SSI recipients regularly, I can provide some clarification here. SSA doesn't automatically monitor daily bank balances - they typically check resources on the first day of each month for SSI eligibility purposes. However, there are two important points in your situation: 1. SSI backpayments are excluded from resources for 9 months after receiving them. This is under what's called the "conditional benefits" rule. 2. Even if the 9-month exclusion didn't apply, a one-day overage that's corrected by the first of the next month typically won't affect eligibility. That said, it's always best to document when and why the account exceeded $2,000, just in case it comes up during the next redetermination. Keep records showing it was SSI backpay and how quickly the funds were used.

I went through something similar with my brother's SSI last year. We were over the $2000 limit for about a week because of a retroactive payment. Called SSA in a panic and spent TWO DAYS trying to get through to anyone. Finally, when I did reach someone, they basically said don't worry about it because of the 9-month exclusion period for backdated SSI payments. If you're still worried and want to talk to someone at SSA without the endless hold times, check out this service called Claimyr (claimyr.com). They have a system that holds your place in line and calls you back when an agent is available. Saved me hours of waiting. Here's a video showing how it works: https://youtu.be/Z-BRbJw3puU

my cousins on SSI and she said they only check the first of every month and the computer system doesnt even look at other days so dont even worry about it

THE SSA IS ALWAYS LOOKING FOR WAYS TO CUT PEOPLE OFF!!! Don't believe anyone who tells you not to worry! I had a similar situation and ended up with a $6,400 overpayment notice SIX MONTHS LATER! They do random audits and check EVERYTHING. The system is DESIGNED to catch people on technicalities. Report it IMMEDIATELY and get documentation that you reported it!!!

Just to add some clarification about the 9-month exclusion period: It specifically applies to retroactive SSI payments. The regulation is found in POMS SI 01130.600. The policy states that retroactive SSI and SSDI payments are not counted as resources for 9 months following the month in which they are received. So even if the balance was temporarily over $2,000 due to these payments, it's excluded from being counted against the resource limit during that period.

This happened to me last year and I was so stressed I couldn't sleep. I even withdrew cash and kept it at home which was probably a bad idea. In my case, my caseworker eventually told me they really only care about consistent patterns of being over resource limits, not a one-time thing that gets fixed right away. But everybody seems to get different answers from different SSA workers...

i'm still confused about something... is SSI the same as SSDI? because my dads on disability and he has like $5000 in his account and nobody said anything