Confused about SSDI/SSI dual eligibility payment amounts - got both full amounts but know that's wrong

This happens pretty often with concurrent benefits (that's what SSA calls it when you get both SSDI and SSI). When SSDI starts or changes, there's often a lag before SSI is adjusted. The computer systems for the two programs don't talk to each other as well as they should. Typically, it takes 1-3 months for SSI to be adjusted after SSDI begins or changes. Your redetermination in November should help, but the holiday season might delay things further. Make sure you keep documentation of all your calls and visits - note the date, who you spoke with, and what they told you. This will help if they later try to recoup an overpayment. If you want to be proactive, you can calculate what your SSI should be. Take the current SSI Federal Benefit Rate ($943 in 2023), subtract your SSDI ($340), subtract any other countable income, and that's approximately what your adjusted SSI should be. If your state adds a supplement, that would be on top of this amount.

the system is totally broken i went thru this same thing last year!!! they overpaid me for 4 MONTHS then hit me with a $2700 overpayment notice and now they take $73 from my check every month to pay it back. i told them over and over that my payment was wrong but nobody fixed it!!

This is a complex issue that happens frequently. Here's what's likely occurring in your case: When you become eligible for SSDI while already receiving SSI, there's a processing delay because these are handled by different systems within Social Security. The SSDI payment ($340) should reduce your SSI payment dollar-for-dollar (minus the $20 general income exclusion). The timing of your redetermination (Nov 25) was good, but system updates often take 1-2 processing cycles. Since December is already paid, January or February will likely show the adjusted amount. Important: You WILL receive an overpayment notice for the excess SSI you received. Do not spend this money if possible. When the notice arrives, you can request a waiver if repayment would cause hardship, but approval isn't guaranteed. I recommend visiting your local office in person with documentation of your attempts to report this issue. This creates a record that you tried to resolve it, which helps with potential waiver requests.

I've used Claimyr before when I had issues with my concurrent benefits that needed immediate attention. The regular SSA phone line kept disconnecting me after hours of waiting, but Claimyr got me through to an agent in about 20 minutes. Definitely worth checking out their site at claimyr.com - they have a video demo at https://youtu.be/Z-BRbJw3puU that shows how it works. The agent I spoke with was able to put notes in my file showing I was trying to report the payment error, which helped when I eventually got an overpayment notice.

To answer your follow-up question - yes, you should definitely set aside that extra money if possible. Based on your numbers, you're being overpaid by about $603 per month if you received full SSI plus your SSDI. When you visit the office, ask for a Receipt for Report of Change in SSI/SSDI Status (or similar wording). The exact form may vary, but what's important is getting documentation that you reported the issue. Also get the name of the representative who helps you. One more tip: If you do get an overpayment notice, you have options: 1. Request a waiver (Form SSA-632) if it wasn't your fault and repayment would cause hardship 2. Request a payment plan (Form SSA-634) to repay in small amounts 3. Request reconsideration (Form SSA-561) if you think the overpayment is incorrect The fact that you're trying to resolve this now will help your case.

wait im confused... doesnt SSI and SSDI serve different purposes? why cant u get both? my neighbor gets both i think

Just wanted to say - make SURE you don't spend that extra money! My husband had almost the same situation (but with $412 SSDI) and we spent the overpayment not realizing it was a mistake. Six months later we got hit with a $3,600+ bill from SSA. We're still paying it back three years later. The stress isn't worth it. Put it in a separate account if you can.